Xianzheng Zhong is a financial advisor at Morgan Stanley with eight years of industry experience. He holds a Series 66 designation and has previously worked at Citigroup and Solomon Page Group. Outside of his advisory role, Zhong has been involved with a business focused on Chinese translation, travel, and consulting. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning supported by structured processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and combines broad retail and institutional services with additional financial product offerings.

Daniel Owens is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding Series 63 and Series 66 designations and 31 years of industry experience. He has worked at Wells Fargo Clearing since 2016, with prior roles at Wells Fargo Investments, Citigroup Global Markets, and Citicorp Investment Services. Outside of his advisory work, he plays trumpet in the Left 2 Write funk band based in San Francisco. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, incorporating research from Wells Fargo Investment Institute and employing diversification and modern portfolio theory in its investment evaluations.

Joseph Keenan is a financial advisor with Morgan Stanley in Cupertino, CA, holding a Series 66 designation and bringing 24 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and UBS Financial Services. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services using firm-approved tools and methodologies.

Matthew Zepeda is a financial advisor at Morgan Stanley in Santa Cruz, CA, holding a Series 66 designation with four years of industry experience. His work history includes roles at Morgan Stanley Private Bank and Newmark Knight Frank, as well as experience at Loyola Marymount University. Outside of advisory work, he is involved with CRBN Pickleball as an ambassador. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning through its network of Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and models.

Ravindranath Gondipalli is a financial advisor with Cambridge Investment Research Advisors, holding Series 65 and Series 63 licenses and possessing 18 years of industry experience. He has been with Cambridge Investment Research Advisors since 2014. Outside of his advisory role, he is involved in several business activities including serving as CEO and founder of Ravi Tax Preparation Services Inc., working as a realtor and mortgage loan originator, and acting as CFO and founder of Gnansoft Inc., a software consulting firm. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, and charitable organizations by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals and manages a multi-billion dollar asset base across multiple platforms and custodians.

Nikolas Barr is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds a Series 66 license and has been with Morgan Stanley and its affiliated entities since 2009. Outside of his advisory role, he is employed by Peninsula Sports, Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and a wide range of advisory programs supported by structured discovery tools and modeling techniques.

Brian Lei is a financial advisor at Wells Fargo Clearing with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at J.P. Morgan Securities and Chase Investment Services Corp. Outside of his advisory role, he works part-time as a driver for a taxi service. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, offering a range of investment advisory services, financial planning, and retirement plan consulting with a focus on research-driven portfolio management.

Lesley Lemessurier is a financial advisor at Ameriprise in San Jose, CA, holding a Series 66 designation with nine years of industry experience. She has been with Ameriprise and its affiliate since 2015. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific asset criteria, providing detailed recommendation reports on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored, non-discretionary advice through a centralized consulting team.

Jason Degroodt is a financial advisor with Morgan Stanley in Cupertino, CA, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. His career includes roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2021, and prior experience at Citigroup from 2015 to 2021. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques in its financial planning process.

Michael Lee is a CFP® with 19 years of industry experience currently advising clients at Edward Jones. His prior experience includes roles at Northwestern Mutual, Prudential, Merrill Lynch, Comerica Securities, and Scottrade. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and affiliated investment products. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of financial advisors and branch offices.

Rory Wiebusch is a financial advisor with Merrill in San Jose, CA, holding a Series 66 designation and over 40 years of industry experience. He has been with Merrill since 1987. Outside of his advisory role, he serves as a power of attorney for a separate entity. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services primarily through the Select Portfolio Solutions Program. The firm serves a range of clients including individuals, high-net-worth clients, and various institutions, offering model-based and discretionary investment strategies supported by internal and third-party managers.

Parsa Habibi is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. Prior to joining Schwab in 2025, he worked at CIMA Fundmaster for one year. His background includes several years of full-time education before entering the financial industry. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts and utilizes multi-asset model portfolios supported by in-house research and due diligence.

Sebastian Henshaw is a financial advisor at Raymond James Financial with one year of industry experience. He holds a Series 66 designation and supports client services as a Registered Sales Assistant, assisting with equity research and client communications. Prior to joining Raymond James, he has held various roles including positions at Kevin L. Mize, CFP®, and other firms. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, corporations, and institutions. The firm offers tailored, non-discretionary planning and utilizes analytical tools to support client goals, with notable programs in municipal advising and SIMPLE IRA employer consulting.

Zachary Levy is a Financial Consultant currently working at Fidelity Investments since 2024. He has held prior roles including Executive Relationship Manager at Morgan Stanley from 2023 to 2024, Financial Consultant at E*TRADE from 2022 to 2023, and Retail Trading Specialist at TD Ameritrade from 2020 to 2022. Zachary specializes in providing financial consultation services, focusing on partnering with clients to develop clear and actionable financial strategies. He is licensed with a California Insurance License. Outside of his professional career, Zachary engages in family activities and enjoys fitness, football, golf, outdoor adventures, and running.

James Nielsen is a financial advisor at RBC Capital Markets with 45 years of industry experience. He has been with RBC Capital Markets since 2012 and holds the Series 63 and Series 65 designations. Outside of his advisory work, he serves on the board of directors for the Waterfowl Environment Protection Organization, a nonprofit dedicated to maintaining wetland habitats. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charities. The firm offers a range of advisory programs with customizable investment strategies utilizing both in-house and third-party managers.

Ina Bourdev is a Vice President and Financial Consultant at Fidelity Investments, bringing over 20 years of industry experience to her role. She helps clients create customized financial plans and build investment strategies with a focus on retirement and tax-efficient investing, leveraging Fidelity's insights, investing tools, and a team of specialists. Ina's professional background includes positions as a Financial Consultant at Fidelity Investments, Vice President and Financial Solutions Advisor at Bank of America Merrill, Registered Operations Leader at Ameriprise Financial, and Private Client Banker at JP Morgan Chase. She holds a California Insurance License. Outside of her professional work, Ina enjoys spending time at the beach, attending concerts and social events with friends, hiking, and listening to music.

Jacob Barone is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Charles Schwab, Bank of America, Merrill Lynch, and Goldman Sachs Investment Bank. Before entering finance, he spent over a decade at Edwards Flooring. Wells Fargo Clearing specializes in retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a notable range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Tamara Blue is a financial advisor with Charles Schwab in Los Gatos, CA, holding Series 63, 65, and 66 licenses and bringing 28 years of industry experience. She has been with Charles Schwab and its affiliate bank since 1999 and 2008, respectively. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account services, offering a combination of non-discretionary investment guidance and access to discretionary separately managed accounts within an integrated custody and brokerage platform.

Brian Carey is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding Series 63 and Series 65 licenses and with 33 years of industry experience. He worked at Wells Fargo Investments, LLC for 10 years before joining Wells Fargo Clearing, where he has been since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages roughly $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and other sources.

Ying Mei is a financial advisor at Morgan Stanley with 22 years of industry experience. She has worked at Citigroup Global Markets for 14 years before joining Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC in 2021. Mei is also an officer of the South Lake Foundation, a private foundation focused on donations. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to support clients’ financial goals.