Jalmar Vega is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and three years of industry experience. He has worked at Wells Fargo Bank, N.A. since 2019 and previously spent seven years at Check Cashing USA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Herman Fehrle is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds the Series 66 designation and has worked at JPMorgan Securities LLC since 2017, following two years at PNC Bank and PNC Investments. Based in Miami, FL, Fehrle focuses on institutional consulting services. J.P. Morgan Securities LLC provides institutional clients such as corporations, foundations, and defined contribution plan sponsors with asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with affiliated brokerage, distribution, and investment management capabilities, delivering its program on a non-discretionary basis.

Massiel Rodriguez Romero is a Series 66-licensed financial advisor at Morgan Stanley in Coral Gables, FL, with nine years of industry experience. Her prior roles include positions at Insigneo International Financial Services LLC and Wells Fargo Advisors. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using proprietary tools and economic modeling techniques.

Richard Espinosa is a Series 65 registered advisor with LPL Financial, based in Miami, FL, and has 11 years of industry experience. Prior to joining LPL Financial in 2022, he worked at Lj Investment Advisors, LLC and Guggenheim Partners Latin America, Inc. He is also involved with Gulfstream Wealth Partners, LLC, an entity related to his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, with a platform that supports both discretionary and non-discretionary investment strategies.

Damian Pereira Nunez is a financial advisor with Wells Fargo Clearing in Coral Gables, FL, holding Series 63 and Series 65 licenses and over 20 years of industry experience. His career includes roles at CitiGroup, Santander Securities LLC, LPL Financial, and Chase Investment Services Corp. prior to joining Wells Fargo Clearing in 2022. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Alexander De Oliveira is a financial advisor with Raymond James & Associates in Coral Gables, FL, holding a Series 66 designation and bringing 27 years of industry experience. Prior to joining Raymond James in 2023, he worked at Morgan Stanley in various roles from 2010 to 2023. Outside of his advisory work, he is the owner of a real estate project developing a pre-construction condominium in Miami, expected to complete in 2026. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that manages approximately $501 billion in assets. The firm serves a diverse client base including high-net-worth individuals, institutions, and charitable organizations, offering financial planning and consulting through non-discretionary investment advisory programs and institutional fiduciary services.

Javier Quinones is a financial advisor with Ameriprise in Miami, FL, holding a Series 66 designation and 25 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Outside of his advisory role, he owns Quinones & Associates, a business unrelated to investment activities. Ameriprise offers retirement-income planning services aimed at clients nearing or in retirement who meet specific asset criteria, providing tailored recommendation reports that incorporate research, modeling, and tax-efficiency analysis. As a large institutional firm, Ameriprise delivers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Alexandro Camara Jirash is a financial advisor at J.P. Morgan Securities with 6 years of industry experience. He holds Series 63 and Series 65 licenses and has been with J.P. Morgan since 2016, including roles at J.P. Morgan Servicios, S.A. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Steven Leahing is a financial advisor with Equitable Advisors in Miami, FL, holding a Series 66 designation and 26 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors, since 1999. Equitable Advisors serves individual clients across wealth levels, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm offers financial planning, retirement plan consulting, and diversified asset-management programs, utilizing a combination of firm-offered and third-party solutions.

Fernando Barzana is a financial advisor at Stifel with 55 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Wells Fargo Clearing and Wells Fargo Advisors. He has been with Stifel since 2021. Stifel serves a diverse client base, including individuals, institutional clients, and nonprofit organizations, offering brokerage and investment advisory services. The firm’s investment approach incorporates proprietary capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Robert Gutierrez is a financial advisor with Equitable Advisors in Miami, FL, holding a Series 66 designation and seven years of industry experience. He has been with Equitable Advisors since 2016 and previously worked at Axa Advisors LLC. Before entering the financial industry, he was associated with Florida International University. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients by providing financial planning, retirement plan consulting, and various asset-management programs. The firm delivers services through a network of Investment Adviser Representatives, employing both firm-offered solutions and referrals to third-party asset managers and LPL-sponsored advisory programs.

Maya Cacenco is a financial advisor with J.P. Morgan Securities in Miami, FL. She holds a Series 66 designation and has been with J.P. Morgan and JPMorgan Chase Bank since 2025. Prior to joining the firm, she worked at Comvest Partners and Panoramic Health, and attended Georgetown University from 2021 to 2025. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting alongside affiliated brokerage and investment management capabilities.

Ana Dominguez is a financial advisor at UBS Financial Services with 20 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked for Citigroup Global Markets for 18 years. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and uses proprietary research and model-based asset allocations to tailor client strategies.

Natalia Agudelo is a financial advisor at J.P. Morgan Securities with one year of industry experience. She has worked previously at Grupo Argos and JPMorgan Chase Bank, N.A. Natalia holds the Series 66 designation and is based in Miami, FL. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting. The firm integrates quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Juan Piedrahita is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and 20 years of industry experience. He previously worked at J.P. Morgan Securities for 10 years before joining Wells Fargo in 2024. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers investment advisory services, financial planning, and retirement plan consulting, utilizing research from Wells Fargo Investment Institute and third-party sources to support its investment strategies.

Gerardo Moya is an International Wealth Advisor at Merrill Lynch Wealth Management with over 24 years of experience in the financial industry. He specializes in areas such as college education planning, executive compensation, family wealth management strategies, international wealth management, legacy planning, managing new wealth, personal retirement planning, portfolio management services, and retirement income. Gerardo holds a Bachelor's degree from Florida International University and a Master's degree from the Kellogg School of Management at Northwestern University. He has obtained professional designations including Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is fluent in Spanish and English and conversational in Portuguese. Outside of his professional work, Gerardo is involved with Breakthrough Miami - The College Bound Program. His personal interests include adventure sports, basketball, interior decorating, reading, running, scuba diving, soccer, spending time with his family, traveling, and watching movies.

James Kaercher Jr. is a financial advisor with OSAIC Wealth, Inc. and holds a Series 63 credential. He has 29 years of industry experience and has worked at OSAIC Wealth since 2018, following prior roles at Signator Investors and Michael A. Jullie & Associates. Outside of advising, he is a mortgage originator and serves as treasurer on a condominium association board, and he also provides tax preparation and planning services through his own practice. OSAIC Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers. The firm utilizes asset-allocation tools, risk assessments, and automated rebalancing to manage portfolios that include various securities, with options for discretionary or non-discretionary management.

Gabriella Gacinovic is a financial advisor with Wells Fargo Clearing in Hallandale, FL, holding Series 63 and Series 65 licenses and eight years of industry experience. She has been with Wells Fargo Clearing since 2017 and has worked with Wells Fargo Bank, N.A. since 2008. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Jose Cabello is a financial advisor with Wells Fargo Clearing in Miami, FL, holding Series 63 and Series 65 designations and 16 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC from 2013 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader range of financial product offerings than typical for large institutional advisers.

Edward Jones is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has worked extensively within JPMorgan Chase and Citibank affiliates. His career includes two separate tenures at J.P. Morgan Securities totaling 12 years. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm offers services on a non-discretionary basis, allowing clients to retain final decision-making authority.