Carmen Herrera Coria is a financial advisor with Citigroup Global Markets, holding Series 63 and 66 designations and possessing 24 years of industry experience. She has been with Citigroup Global Markets since 2007. Outside of her advisory role, she is involved in network marketing with 4Life Research USA, LLC, and holds ownership in an airline based in Ecuador. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a wide range of investment advisory programs and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains institutional-scale operations with unique market roles including swap dealer and futures commission merchant activities.

Roberta Defreitas is a financial advisor at Citigroup Global Markets with 18 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs, combining large institutional scale with specialized market roles and arrangements.

Olivia Fleming is a financial advisor at Sanctuary Advisors, LLC with two years of industry experience. She holds a Series 66 designation and has previously worked at Pershing Advisor Solutions and BNY Mellon. Fleming is based in Miami, FL. Sanctuary Advisors provides investment advisory and financial planning services to individuals, corporations, charitable organizations, trusts, estates, and retirement plans. The firm offers customized investment programs through a large network of independent advisors, employing a range of account types and investment strategies, and is noted for its integrated affiliate structure and recent consolidation activities.

Juan Restrepo is a financial advisor at HSBC Securities (USA) Inc. with 23 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with various HSBC entities since 2015, currently based in Miami, FL. Outside of his advisory role, he is an equity partner in Tienda Origen LLC, a company involved in online sales of cosmetics. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations. The firm’s investment approach includes client-directed and discretionary portfolio options, utilizing multiple risk profiles and a combination of strategic and tactical asset allocation developed in collaboration with HSBC Global Asset Management.

Juan Arana Gallo is a Series 66 licensed advisor with 11 years of industry experience, currently affiliated with Citigroup Global Markets in Miami, FL. He has been with Citigroup since 2016. Citigroup Global Markets Inc. serves individual and institutional clients across various wealth segments, offering investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary approaches and operates at a large institutional scale with specialized market roles and arrangements.

Wilmer Fernandez Dominguez is a financial advisor with OSAIC Advisory Services, LLC, holding Series 65 and Series 63 licenses and bringing 10 years of industry experience. His prior roles include positions at Triad Hybrid Solutions, Triad Advisors, CETERA Advisor Networks LLC, United Capital Financial Advisers, LLC, and Girard Securities. OSAIC Advisory Services, LLC is an SEC-registered investment adviser serving a diverse client base, including individuals, pension and profit-sharing plans, corporations, trusts, and charitable organizations. The firm offers a range of services such as investment management, financial planning, retirement plan consulting, and third-party manager selection, utilizing multiple program models and both proprietary and third-party platforms.

Marlene Eisen is a financial advisor at Citigroup Global Markets with 26 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies with rigorous internal oversight and combines large institutional scale with specialized market roles, including swap dealing and futures commission merchant activities.

Daniela De Castro Martins is a financial advisor at Mariner with 10 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including Insight Securities, Inc. and Msec, LLC. Mariner serves a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and private funds, offering investment management, financial planning, retirement consulting, and coordinated tax and family office services. The firm employs discretionary, customized portfolios supported by in-house research and third-party managers, with capabilities spanning equities, fixed income, alternatives, and digital assets, alongside extensive tax and accounting integration.

Alfredo Pardo is a financial advisor with Citigroup Global Markets in Miami, FL, holding a Series 66 designation and 15 years of industry experience. He has been with Citigroup since 2015. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs, execution, and custody services. The firm employs multi-asset, multi-manager strategies and maintains extensive in-house research and market roles, distinguishing it from many peers.

Luis Giralt is a financial advisor with Citigroup Global Markets in Miami, FL, holding the CFA® designation along with Series 63, 65, and 66 licenses. He has 30 years of industry experience and has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, supported by in-house research and oversight committees, and maintains capabilities as a swap dealer and futures commission merchant.

Sandra Gutierrez is a financial advisor at Citigroup Global Markets with 13 years of industry experience. She holds a Series 66 designation and has been with Citigroup since 2016. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains large institutional scale alongside unique market roles such as operating as a swap dealer and futures commission merchant.

Piero Rosas is a financial advisor with Independent Financial Partners in Weston, FL, holding Series 63 and Series 65 credentials and 25 years of industry experience. He has been with Independent Financial Partners and LPL Financial since 2012. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of 261 independent advisors. The firm supports a multi-advisor platform serving individual, charitable, corporate, and high-net-worth clients, with a notable focus on retirement-plan advisory and pension consulting services.

Lailany Giraldes is a financial advisor at Truist Advisory Services with 11 years of industry experience. She has held positions at Truist Advisory Services and Truist Investment Services since 2021, and previously worked at BB&T Securities from 2014 to 2021. Outside of her advisory role, she engages in creative activities including acrylic abstract and mixed media painting, self-publishing journals and notebooks through Amazon Kindle Direct Publishing, and maintaining a blog focused on baking, books, DIY projects, and gift ideas. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation and investment policy analysis, fiduciary support, participant advice, and a manager‑selection program, combining discretionary and non‑discretionary management through third‑party platforms and extensive inter‑affiliate integration.

Susan Friedeberg is a financial advisor at Citigroup Global Markets with 16 years of industry experience. She has held her current position at Citigroup since 2015 and holds a Series 66 designation. Citigroup Global Markets serves individual and institutional clients, including high-net-worth and ultra-high-net-worth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and operates with significant institutional scale and specialized market roles.

Joseph Garrel is a financial advisor with Eagle Strategies (NY Life) based in Hallandale Beach, FL, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. He has worked with Eagle Strategies since 2017 and operates Garrel Miani Financial Group Inc., which brokers insurance products including those from New York Life. Eagle Strategies serves a diverse client base, offering financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisors. The firm emphasizes tailored recommendations and manages the majority of its assets on a non-discretionary basis, working with both individual and institutional clients.

Isabella Henriques Sendas is a financial advisor at Citigroup Global Markets with a Series 66 credential and one year of industry experience. Prior to joining Citigroup in 2025, she held roles at various organizations including Yale Center for Language Study, SPX Capital, and Bain & Company. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains in-house research and execution capabilities alongside large institutional scale and unique market roles.

Diana Soto is a financial advisor with OSAIC Institutions, Inc. holding Series 65 and Series 63 licenses and has four years of industry experience. She has previously worked with Infinex Investments, Inc. for ten years and Popular Community Bank for fourteen years. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients. The firm offers a hybrid adviser/broker-dealer model with a broad range of advisory services, including access to alternative investments and a lending marketplace.

Trevar Brown is a financial advisor at Goldman Sachs Wealth Services with three years of industry experience. He holds a Series 66 designation and has worked at Goldman Sachs & Co. LLC since 2019, with prior roles at several firms including TaxHawk and Myeducator LLC. Goldman Sachs Wealth Services offers financial planning, investment management, and advisory support to a diverse client base, including individuals, high-net-worth households, corporate participants, and institutional clients. The firm utilizes centralized investment resources and integrated strategies across affiliates, providing tailored solutions such as Executive Wealth, Private Family Office support, and retirement plan education.

Marc Tendler is a financial advisor with Truist Advisory Services based in Miami, FL. He holds Series 63 and Series 65 licenses and has 33 years of industry experience. Prior to joining Truist Advisory Services in 2021, he worked at BB&T Securities from 2013 to 2021. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm combines discretionary and non-discretionary approaches, utilizing third-party platforms and manager arrangements, and offers specialized support such as the AMC Advantage manager-selection program.

Jaemair Lewis is a financial advisor at Truist Advisory Services with a Series 66 designation. He has one year of experience in advisory roles and previously worked in banking, including seven years at Truist Bank and three years at Banch Banking & Trust Co. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm uses a combination of discretionary manager relationships and non-discretionary consulting, supported by third-party platforms and AI-enabled research tools.