Bonnie Smith III is a financial advisor at Ameriprise with 29 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005 and holds a Series 63 designation. Outside of her advisory role, she is involved in a business called ColePark, which is not investment-related. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendations, emphasizing the use of Ameriprise-managed accounts and algorithmic automation in its approach.

Joseph Chiellino is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. Before joining Merrill and Aldi in 2025, he worked at Walmart and Chick-fil-A and has served in the Florida Army National Guard since 2019. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, and other institutional clients. The firm integrates investment solutions with Bank of America’s broader corporate platform, including lending, custody, and principal trading services.

Yinchi Zhou is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 10 years of industry experience. Zhou has been with Merrill and Bank of America, N.A. since 2015. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad client base that includes individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm uses model-based and discretionary investment strategies implemented by Managed Account Advisors LLC and offers access to a wide range of investment products integrated within Bank of America’s broader corporate platform.

Kerry Lucas is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Prior to Merrill, Kerry held positions at Bank of America, 121 Financial Credit Union, Amerisave Mortgage Corp, and several mortgage firms. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, and other fiduciaries. The firm integrates investment management with Bank of America’s broader corporate platform, providing access to a diverse set of products and services.

Jeffrey Hayes is a financial advisor with Fidelity, holding Series 63 and Series 66 designations and bringing 25 years of industry experience. He has been with various Fidelity entities since 2004, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a systematic investment process combining proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Michael Mclatchey is a financial advisor at Fidelity with 19 years of industry experience. He holds the Series 66 designation and previously worked at Merrill from 2006 to 2023 before joining Fidelity. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including advisory roles for registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manage assets.

Christine Caldwell is a financial advisor at Wells Fargo Clearing with 20 years of industry experience. She holds a Series 66 designation and has been with Wells Fargo entities since 2011, including her current role at Wells Fargo Clearing since 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Bryan Ross is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 designations. He has 14 years of industry experience, all of which has been with Merrill since 2012. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm is integrated within Bank of America’s corporate platform, providing access to a broad set of products and services beyond typical managed accounts.

Kyle Conger is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 registrations and bringing 17 years of industry experience. His prior roles include positions at LPL Financial and Wells Fargo Clearing. He is also the owner and president of Corban Wealth Management and JKEL Investments LLC, companies involved in support services outside of direct investment advising. Raymond James Financial Services Advisors provides financial planning and investment consulting to individual, high-net-worth, pension, charitable, and government clients. The firm offers tailored, primarily non-discretionary advisory services and has specialized programs for small business retirement plans alongside institutional fiduciary solutions.

Jonathon Fischer is a financial advisor at Fidelity with seven years of industry experience. His prior roles include positions at PNC Financial Services Group and Aerotek. Outside of his advisory work, he is involved as a pickleball player and instructor on a recreational basis. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including management of model portfolios built using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its advisory role with multiple registered investment companies and its use of systematic methodologies and AI in portfolio management.

Evonne Heykens is a financial advisor at Wells Fargo Clearing with 31 years of industry experience. She holds the Series 66 designation and previously worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated for 13 years before joining Wells Fargo in 2021. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Ryan Goodwin is a financial advisor with Equitable Advisors in Neptune Beach, FL, holding a Series 66 designation and 16 years of industry experience. He has been with Equitable Advisors since 2009, including its predecessor Axa Advisors, LLC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to tailor client services based on documented goals, risk tolerance, and time horizon.

Ryan Williams is a financial advisor with LPL Enterprise and holds the Series 63 and Series 66 designations. He has 17 years of industry experience, including six years at Fidelity Personal and Workplace Advisors and 14 years of service with the United States Marine Corps Reserves. Williams operates under the Alpha Wealth Group, a financial planning practice affiliated with LPL. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, consulting, model portfolio programs, and access to brokerage and insurance products through an integrated advisory and brokerage platform.

Andrew Frederick is a financial advisor with J.P. Morgan Securities in Jacksonville, FL. He holds Series 63 and Series 65 licenses and has been with the firm since 2026. Prior to joining J.P. Morgan Securities, he worked at Congruent Wealth and VyStar Credit Union, among other positions. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Lauren Keene is a financial advisor at Fidelity with three years of industry experience. She holds a Series 66 designation and previously worked at the Florida Department of Children and Families. Outside of her advisory role, she owns and operates a cottage industry bakery called Wicked Sweet in Jacksonville, Florida. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base including retail and institutional investors. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including fund advisory and model portfolio delivery.

Tyler Cassidy is a Planning Consultant who works closely with clients to develop comprehensive plans aimed at achieving their short and long-term financial goals. He emphasizes building trust and maintaining open communication to foster lasting relationships that help clients navigate their financial journeys with confidence. Tyler has held multiple roles at Fidelity Investments, progressing from Customer Relationship Advocate (2022-2023) to Investment Solutions Representative I (2023-2024), then to Investment Solutions Representative II (2024), and most recently Investment Solutions Representative III (2024-2025). He holds insurance licenses in Arkansas and California.

Mark Wilson is a Planning Consultant at Fidelity Investments, where he has been serving since 2022. In this role, he focuses on listening to clients' unique financial situations to understand their goals, objectives, and time horizons, and works with a team to build, maintain, and implement long-term financial plans. Mark has accumulated experience within Fidelity Investments through various roles since 2018, including Relationship Manager, Financial Representative, High Net Worth Associate, and Customer Relationship Advocate. He holds a California Insurance License. Outside of his professional work, Mark has interests in museums, parenthood, puzzles, reading, soccer, and yoga.

Kendal Hutto is an Investment Solutions Representative III at Fidelity Investments, a position held since 2026. Prior to this role, Kendal held progressive positions within Fidelity, starting as a Customer Relationship Advocate in 2022 and advancing through the ranks to the current role. This progression reflects experience in client relationship management and investment solutions. Kendal holds insurance licenses in Arkansas and California, supporting expertise in insurance-related financial planning. The professional focus includes partnering with clients to build tailored financial plans aimed at meeting their goals and providing peace of mind. Outside of work, Kendal enjoys camping, fishing, scuba diving, theater, and traveling.

Robert Mealey is a financial advisor at Fidelity with Series 63 and Series 66 credentials and two years of industry experience. Prior to joining Fidelity, he held positions at Marsh Landing Country Club and Oak Bridge Golf Club. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop diversified model portfolios.

Daniel Block is a financial advisor with Fidelity in Jacksonville, FL, holding Series 66 and Series 63 licenses and having 12 years of industry experience. He has been with Fidelity Brokerage Services LLC since 2014 and has worked at other Fidelity affiliates since 2018. Outside of his advisory role, he serves as a referee for an adult soccer league in St. Augustine, Florida. He works at Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm combines fundamental research with quantitative analysis and systematic portfolio construction, offering discretionary and non-discretionary services across a range of investment vehicles.