Zadie Ramirez is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and two years of industry experience. Prior to joining Charles Schwab, she worked at Casa de Clase and Simplified Title Company and has several years of experience in education. Outside of her advisory role, Ramirez is involved in non-agent real estate as a landlord. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management with a multi-asset model portfolio approach and centralized operational structure.

Carolyn Gallagher is a financial advisor at Charles Schwab with 12 years of industry experience. She holds a Series 66 credential and previously worked at TD Ameritrade for 18 years before joining Charles Schwab in 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary investment guidance and access to discretionary separately managed accounts. The firm provides integrated brokerage, advisory, custody, and cash management services supported by a centralized operational structure.

Douglas Graham is a financial advisor with Charles Schwab who holds a Series 66 designation and has 10 years of industry experience. He previously worked at TD Ameritrade for eight years before joining Charles Schwab in 2022. Outside of his advisory role, he serves in public affairs for the Texas Air National Guard and holds board positions with Ballet Concerto and Literacy United, both nonprofit organizations focused on education. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering wealth advisory, brokerage, custody, and financial planning services through its integrated, multi-asset investment platform and wrap fee programs.

Kurtis Freeman is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. He previously worked at TD Ameritrade for 15 years before joining Schwab in 2022. Outside of his advisory role, Freeman serves as a pastor for a newly formed church in Fort Worth, Texas, in an unpaid, voluntary capacity. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and centralized operational support.

Richard Woods is a financial advisor at Charles Schwab with three years of industry experience. He holds Series 63 and Series 66 licenses. Prior to his current role, he worked at Charles Schwab Bank, SSB, and has experience outside finance including leadership at Alliance Community Fellowship and a long tenure with TravelHost Magazine. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, offering advisory, brokerage, custody, and cash-sweep services through its integrated Schwab Wealth Advisory program and affiliated managed accounts. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and provides multi-asset model portfolios supported by its research and due diligence capabilities.

Francisco Sillas is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 designations and five years of industry experience. His prior work includes roles at TD Ameritrade, Vertical Communications, and service in the United States Marine Corps. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory with access to discretionary separately managed accounts and alternative investments.

William Kaiser is a financial advisor with Charles Schwab in Westlake, TX, holding CFP® and PFS™ designations along with Series 65 and Series 63 licenses. He has 29 years of industry experience and previously spent ten years at Bgemd Capital Advisors, LLC before joining Charles Schwab in 2021. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary advisory relationships and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a formal alternative investment due diligence process.

Lindsay Emmert is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, Lindsay worked at Advantage Trailer Rentals for 11 years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers discretionary and non-discretionary investment strategies, including separately managed accounts and affiliated mutual funds, and operates under a fiduciary standard.

Sihai Li is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials and one year of industry experience. Prior to joining Schwab, Li worked at Tailored Management, World Financial Group, and New York Life Insurance Company. Before entering the financial advisory field, Li spent eight years with Jiangsu JinmaoChuangyuan Supply Chain Management. Charles Schwab & Co., Inc. serves a large client base, mainly high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a range of multi-asset model portfolios and alternative investment options.

Katherine Canon is a CFP®, ChFC®, and Series 66-registered financial advisor with 18 years of industry experience. She is currently with Charles Schwab & Co., Inc. and previously worked at JP Morgan and its related entities from 2016 to 2024. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by its Center for Financial Research.

Shawn Riggins is a financial advisor at Charles Schwab with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Schwab and its affiliated firms since 2016, including time as a self-employed advisor. Outside of finance, he teaches clarinet privately to middle and high school students. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and uses multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Nicholas Burgess is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 designations and three years of industry experience. Prior to his current role, he worked at Charles Schwab Bank and Charles Schwab & Co., Inc., as well as in the restaurant industry. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a blend of non-discretionary and discretionary investment management supported by a multi-asset model portfolio approach and centralized operational services.

Jason Mars is a financial advisor with Charles Schwab, holding Series 66 and Series 63 licenses and nine years of industry experience. His prior roles include positions at Fidelity, Capital One Investing, and Wells Fargo affiliates. He has been with Charles Schwab since 2019. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized supervision and integrated custody services.

John Lotz is a financial advisor at Charles Schwab with seven years of industry experience. He holds Series 65 and Series 63 licenses and has worked at various Charles Schwab entities since 2019. Prior to joining Schwab, he was employed by the Texas Juvenile Justice Department from 2016 to 2019. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts and financial planning services. The firm combines a non-discretionary client relationship model with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios alongside a formal alternative-investment due diligence process.

Dawn Buscher is a financial advisor at Charles Schwab with 32 years of industry experience. She holds the CFP® designation along with Series 63 and Series 66 licenses. Her prior experience includes roles at The Vanguard Group and Fidelity Investments. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, combining a multi-asset model portfolio approach with alternative investment options and integrated custody and brokerage services.

Chandler Watkins is a financial advisor with Charles Schwab holding Series 66 and Series 63 licenses and one year of industry experience. Prior to joining Schwab, Watkins held positions at UPS, Raising Cane's, Amazon, and other organizations. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, supported by a centralized operational structure and multi-asset model portfolios.

Aleyda Kathuroju is a Series 66-licensed financial advisor with Charles Schwab, based in Westlake, TX, and has three years of industry experience. Her prior work includes roles at Charles Schwab Bank and in the education sector with Fort Worth ISD and Dallas ISD. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and comprehensive due diligence on alternative investments.

Erika Britton is a financial advisor with Charles Schwab in Westlake, TX, holding Series 65 and Series 63 licenses and 13 years of industry experience. Her prior work includes roles at Northwestern Mutual Investment Services LLC and Charles Schwab Bank. Outside of her advisory role, she manages a residential rental property. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering integrated advisory, brokerage, custody, and financial planning services through its Schwab Wealth Advisory program and affiliated managed accounts. The firm utilizes a client relationship model that combines non-discretionary recommendations with access to discretionary separately managed accounts and multi-asset model portfolios.

Kevin Latas is a financial advisor at Charles Schwab with Series 66 and Series 63 designations and two years of industry experience. Prior to his current role, he worked at Orion Lending, Lucas Valuation Group, and Tom Thumb. He has been involved with Countryside Bible Church in a custodial capacity since 2015. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of brokerage, custody, and advisory services with a client relationship model that blends non-discretionary recommendations and access to discretionary separately managed accounts.

Joshua Rauschenbach is a CFP® professional with 27 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2020 and previously spent 15 years at TIAA. He is based in Westlake, TX. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering both non-discretionary and discretionary investment options with a multi-asset model portfolio approach.