Erika Britton is a financial advisor at Charles Schwab with 13 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Charles Schwab Bank and Charles Schwab & Co., Inc. since 2018. Prior to Schwab, she was affiliated with Northwestern Mutual Investment Services LLC and Ben Henderson. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm’s integrated model combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Kevin Latas is a financial advisor at Charles Schwab with two years of industry experience. He holds Series 66 and Series 63 licenses. His prior work includes roles at Orion Lending, Lucas Valuation Group, and Tom Thumb. Outside of his advisory work, he performs custodial duties at Countryside Bible Church, a nonprofit organization. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by a large integrated structure and centralized operational platform.

Brayden Wilson is a financial advisor at Charles Schwab with Series 66 and Series 63 licenses and two years of industry experience. His prior work includes roles at The Strength Co. and positions outside finance at Panera Bread and Chipotle Mexican Grill. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and managed-account services. The firm offers a combination of non-discretionary and discretionary investment management supported by multi-asset model portfolios and centralized custody and advisory infrastructure.

Joshua Rauschenbach is a CFP® credentialed financial advisor with Charles Schwab, located in Westlake, TX, and has 28 years of industry experience. He previously worked at TIAA and TIAA-CREF for 15 years before joining Charles Schwab and Charles Schwab Bank in 2020. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and offers a combination of non-discretionary advisory services and discretionary separately managed accounts, supported by multi-asset model portfolios and alternative investment due diligence.

Scott Robertson is a financial advisor with Charles Schwab who holds a Series 66 designation and has 21 years of industry experience. He has worked at Charles Schwab since 2007 and at Schwab Wealth Advisory Inc. from 2016 to 2025. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining multi-asset model portfolios with centralized custody and operational support.

Joshua Nguyen is a financial advisor at Charles Schwab with Series 66 and Series 63 credentials and two years of industry experience. His prior work includes roles at Charles Schwab & Co., Inc. since 2023 and Sam’s Club from 2022 to 2023. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining multi-asset model portfolios with centralized supervisory and custody arrangements.

Tony Hernandez is a financial advisor with Charles Schwab & Co., Inc. He holds Series 66 and Series 63 designations and has 10 years of industry experience. Prior to joining Charles Schwab in 2023, he worked at TD Ameritrade for seven years and Raytheon for one year. Outside of advising, he is the owner of The Body Wax Group LLC, provides strategic insights for Aephia Industries, and serves as a board member for the nonprofit Aspire. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and maintains a centralized operational structure supporting a large client base.

Andrew Williams is a financial advisor at Charles Schwab with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab since 2018, with prior experience at TD Ameritrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, leveraging multi-asset model portfolios and centralized operational resources.

Jacob Bandy is a financial advisor with Charles Schwab in Westlake, TX, holding a Series 66 designation and having two years of industry experience. His background includes roles at Charles Schwab Bank, Northwest ISD, Gold Medal Pools, Richardson ISD, the University of Texas Arlington, and Raising Canes. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships alongside access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a centralized operational structure.

Melyssa Cantu Matkovich is a financial advisor with Charles Schwab & Co. She holds the Series 63 and Series 66 designations and has 23 years of industry experience. Prior to joining Charles Schwab in 2022, she worked at TD Ameritrade, Schulz Wealth Ltd, Jimmy Lee, and Waddell & Reed, among others. Charles Schwab & Co. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining multi-asset model portfolios with alternative investment opportunities and comprehensive custody and brokerage services.

Zachary Strueby is a financial advisor at Charles Schwab with 10 years of industry experience. He holds Series 66 and Series 63 licenses. Prior to joining Schwab in 2019, he worked at Fidelity Brokerage Services LLC and Fidelity Service Company, Inc. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary advisory services and access to discretionary separately managed accounts. The firm is notable for its scale, integrated structure, and multi-asset investment approach that includes access to alternative investments.

Ryan Spinney is a financial advisor at Charles Schwab with 7 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab and Charles Schwab Bank since 2018. Prior to that, he was employed at All Medical Personnel from 2015 to 2018. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and centralized custody and supervisory services.

Deena Jaafari is a financial advisor with Charles Schwab, holding a Series 66 designation and three years of industry experience. She has worked at Charles Schwab & Co., Inc. and Charles Schwab Bank, SSB since 2024, with prior roles at GOECM and Fidelity Investments. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and a centralized operational structure.

Emmanuel Sifuentes is a CFP® professional with six years of industry experience. He is currently with Charles Schwab, where he has been since 2019, including a role at Charles Schwab Bank, SSB starting in 2021. His prior experience includes positions at the University of Texas at Dallas and KEG 1Oneal LLC. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining multi-asset model portfolios, alternative investments, and centralized custody and operational functions.

Yuanyuan Zhao is a financial advisor at Charles Schwab with 20 years of industry experience. She holds a Series 66 designation and previously worked at TD Ameritrade, Inc. for 19 years before joining Charles Schwab in 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and alternative investment due diligence.

Payton Carter is a financial advisor at Charles Schwab with Series 63 and Series 66 designations and one year of industry experience. Prior to joining Schwab, Payton worked at Option Kingz LLC for three years. Charles Schwab serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment options supported by multi-asset model portfolios and centralized operational infrastructure.

Robert Rosado is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and with 12 years of industry experience. His prior work includes roles at Ameriprise Financial Services and USAA Investment Management, and he has also worked at Apple Inc. in sales and customer support for Apple products. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary advisory relationships with periodic recommendations and access to discretionary separately managed accounts, combining a multi-asset model portfolio approach with comprehensive custody and brokerage services.

Bryan Hull is a financial advisor with J.P. Morgan Securities in Ft. Worth, TX, holding the Series 63 and Series 66 designations and possessing 12 years of industry experience. He has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2014. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory process includes written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence combining quantitative and qualitative research.

William Bowles is a financial advisor with Charles Schwab & Co., Inc. He holds Series 63 and Series 66 licenses and has five years of industry experience. His prior work includes six years at Fidelity Investments and three years at JC Penney. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and associated managed-account and financial planning services. The firm combines a non-discretionary client relationship model with access to discretionary separately managed accounts and emphasizes integrated advisory, brokerage, custody, and cash-sweep services.

Thomas Aarons is a Series 66 licensed financial advisor with 20 years of industry experience. He is currently with Charles Schwab in Westlake, TX, having previously worked at TD Ameritrade from 2005 to 2024. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and research-based investment guidance.