Jonathan Savage is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been assisting individuals and businesses since 2016, focusing on creating personalized financial strategies that address his clients' unique needs. His areas of expertise include college education planning, family wealth management, legacy planning, liquidity management, retirement planning, portfolio management, and serving clients in sports and entertainment sectors. Jonathan holds a Bachelor's Degree from Arizona State University and maintains professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He is bilingual in English and Spanish, which allows him to serve a diverse client base effectively. Outside of his professional work, Jonathan stays actively involved in his community through his participation with Hospice of the Valley. He balances his career with personal interests such as bowling, drawing and sketching, football, music, reading, spending time with family, table tennis, watching movies, and yoga.

Matt Livengood is a Financial Consultant at Fidelity Investments, where he partners with clients to develop comprehensive financial plans. He aims to provide a trustworthy service that enhances clients' understanding of their investments and builds confidence in maintaining their financial strategies. Matt has been with Fidelity Investments since 2020, holding roles including Investment Consultant, Relationship Manager, and Financial Representative. Prior to joining Fidelity, he worked as a Client Associate at Optima Capital Management and Merrill Lynch. He holds a California Insurance License. Outside of his professional work, Matt has personal interests in bowling, fitness, football, and golf.

Nathaniel Mc Cullough is a financial advisor at OSAIC with four years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities LLC. Outside of his advisory role, he is involved with Veteran Small Business LLC, a company established to receive commissions from Mosaic Wealth Solutions LLC. OSAIC serves a wide range of retail and institutional clients, offering integrated brokerage and advisory services through a large network of affiliated advisors. The firm employs asset-allocation tools, risk-tolerance assessments, and third-party platforms to construct diversified portfolios, serving individual investors, pension plans, corporations, and charitable organizations.

Joshua Williams is a financial advisor with Equitable Advisors in Phoenix, AZ, holding Series 63 and Series 65 credentials and having six years of industry experience. Prior to joining Equitable Advisors, he worked at Axa Advisors, Stratosphere Quality, Moffiitt's Wine & Spirits, Pickleman's Gourmet Cafe, and St. Louis University. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model that utilizes multiple third-party programs and offers both advisory and brokerage/insurance channels to implement client recommendations.

Kendra Gutierrez is a financial advisor at Vanguard Advisers with 22 years of industry experience. She holds Series 66 and Series 63 designations and has worked at various Vanguard entities as well as Infosys BPM. Gutierrez serves as board treasurer for Boys Team Charity, Inc., overseeing its financial management. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios largely consisting of Vanguard funds and ETFs.

Michael Dearborn is a financial advisor at Vanguard Advisers with nine years of industry experience. He has been with The Vanguard Group since 2017 and previously worked for Alliance Defending Freedom from 2014 to 2017. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach that incorporates proprietary asset allocation models and largely invests in Vanguard funds and ETFs. The firm manages a high volume of client relationships through a scalable digital platform combined with advisor support.

Berkay Basaran is a Series 66-licensed financial advisor at Vanguard Advisers with one year of industry experience. His prior work includes roles at BoomerangFX, CE Showroom, and The VANGUARD GROUP, INC. among others. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to construct portfolios primarily from Vanguard funds and ETFs, offering a range of customization options and tax-aware features.

Earl Fraley III is a CFP® professional with 18 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2020. His prior work includes roles at Rio Salado College and Vanguard Marketing Corporation, affiliated with The Vanguard Group, where he has been employed since 2007. Vanguard Advisers delivers automated and human-supported investment advice through digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, constructing portfolios mainly from Vanguard funds and ETFs, with features such as tax-aware strategies and customization options.

Michael Walker is a CFP® professional with 42 years of industry experience, currently serving as a financial advisor at LPL Financial since 2020. Prior to joining LPL, he worked at Wells Fargo Advisors Financial Network LLC for 11 years. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad range of clients including individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides various advisory programs, retirement plan consulting, and brokerage services, offering both discretionary and non-discretionary management supported by proprietary and third-party research.

Nicholas Bishop is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in areas such as college education planning, portfolio management services, and retirement income. Nicholas focuses on developing personalized strategies that align with what matters most to his clients and their families. His approach involves understanding clients' priorities to help them pursue their financial goals effectively. Nicholas holds a Bachelor's Degree from Ohio University and has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He assists clients with a range of financial planning services, from general investing to retirement planning and preparing for unexpected events. Outside of his professional work, Nicholas has personal interests in baseball, football, golfing, and pickleball. He values building relationships with clients and helping them navigate financial decisions with clarity and confidence.

Jessica Smith is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and five years of industry experience. Prior to joining LPL Financial in 2025, she worked at Ameriprise, Raymond James Financial Services, Edward Jones, and Vanguard. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and brokerage solutions incorporating both discretionary and non-discretionary management supported by proprietary and third-party research.

Caylie Taylor is a CFP® and ChFC® with four years of industry experience, currently affiliated with Charles Schwab in Scottsdale, AZ. Her work history includes various roles at Charles Schwab Bank and Charles Schwab & Co., Inc., along with prior positions at Urshan College and other organizations. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining extensive client coverage with a centralized operational structure.

Alec Yamauchi is a financial advisor at Equitable Advisors with one year of industry experience. He holds a Series 66 designation and has previously worked in various roles including positions at Hirayama Electric, Perfect Game Baseball, and DoorDash. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model, offering both advisory and brokerage channels to implement client recommendations.

Jeremy Horton is a financial advisor at Morgan Stanley with 17 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and holds a Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that uses structured discovery conversations and firm-approved tools, managing approximately $2.74 trillion in client assets.

Christine Zubrod is a financial advisor with Merrill in Scottsdale, AZ, holding Series 63 and Series 65 credentials and 15 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith since 2013. Outside of her advisory role, she is listed as an owner of a limited liability company, 30411 N 42nd LLC. Merrill provides managed account services to Bank of America fiduciary clients under the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Denise Weinreich is a Series 66-licensed financial advisor with Raymond James Financial Services Advisors, Inc. in Scottsdale, AZ, with three years of industry experience. She has held roles at SilverTree Collective and SilverTree Wealth Partners and has a background that includes involvement in a family dental practice. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm emphasizes non-discretionary financial planning and investment consulting, providing tailored recommendations supported by firm research and an extensive affiliate network.

Brad Snavely is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and four years of industry experience. He has worked with various Vanguard entities since 2021 and previously held positions at Randstad and Lowes. Vanguard Advisers provides automated and human-supported investment advice through digital and personal advisor services for retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios primarily constructed from Vanguard funds and ETFs, offering a range of customization options and managing a large client base through a digital delivery model.

Thomas Knudson is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding CFP®, Series 63, and Series 65 designations and bringing 11 years of industry experience. He has worked at The Vanguard Group since 2020 and previously held roles at Ronald Blue Trust and Ronald Blue & Co. from 2011 to 2020. Vanguard Advisers serves retail investors and employer-sponsored retirement plan participants through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and primarily constructs portfolios from Vanguard funds and ETFs.

Randy Shrimplin is a financial advisor at Vanguard Advisers based in Scottsdale, AZ, holding Series 63 and Series 66 credentials with 15 years of industry experience. He has been with The Vanguard Group since 2010. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach and offers portfolios constructed mainly from Vanguard funds and ETFs, supported by a large team of advisors managing hundreds of thousands of client relationships.

Kimberly Mccauley is a financial advisor at Wells Fargo Advisors with 24 years of industry experience. She has previously worked at SVB Bank, LPL Financial, Early Warning LLC, and Charles Schwab. Kimberly holds Series 66 and Series 63 credentials. Outside of her advisory role, she serves as co-trustee for her parents' trust. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and investment strategies, utilizing proprietary research and tools to develop tailored recommendations for clients.