Linda Han is a financial advisor at Equity Services, Inc. with seven years of industry experience. She holds a Series 66 designation and has been with Equity Services since 2018. Prior to that, she worked at National Life Group starting in 2015. Outside of her advisory role, Han is an insurance agent at Worthington Financial Partners. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers various advisory platforms and utilizes third-party asset managers and model portfolios, combining long-term strategies with options for shorter-term trading and specialized instruments.

Massimigliano Sasso is a financial advisor at Capital Group Private Client Services, Inc. with 12 years of industry experience. He holds the Series 66 designation and has worked previously at Capital Bank & Trust Company and City National Rochdale. Capital Group Private Client Services, Inc. provides discretionary investment management and related services primarily to high-net-worth individuals and charitable organizations, focusing on relationships with a minimum of $5 million in managed assets. The firm employs a fundamental research-driven investment process with a long-term horizon and utilizes a multi-manager approach through affiliated pooled funds and separately managed account programs.

Dale Kang is a CFA® charterholder with six years of industry experience, currently serving as a financial advisor at Capital Group Private Client Services, Inc. He has previous experience at Capital Bank & Trust Company and is also a partner at N10 Dance Studios, where he manages finances and customer service. Capital Group Private Client Services, Inc. provides discretionary investment management primarily to high-net-worth individuals and charitable organizations, employing a multi-manager approach focused on fundamental research and long-term investment horizons.

Munir Tager is a financial advisor with Eagle Strategies (NY Life) and holds Series 65 and Series 63 licenses. He has two years of experience in the financial industry, having worked with NYLIFE Securities LLC and New York Life Insurance Company. Outside of advising, he serves as a board member and secretary for LeTip International Inc., a professional leads organization for business owners and entrepreneurs. Eagle Strategies serves a diverse client base including individual investors, institutional sponsors, and retirement plans. The firm offers financial planning, investment management, and retirement-plan advisory services, primarily on a non-discretionary basis, and integrates advisory services with insurance and annuity products through its affiliation with New York Life.

Anthony Shiao is a financial advisor with TIAA-CREF in Pasadena, CA, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has been with TIAA and TIAA-CREF since 2007. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm distinguishes between point-in-time planning services and ongoing discretionary management, operates as a fiduciary for its RIA services, and acts as adviser to a donor-advised fund.

Justine Fonseca is a CFP® and holds a Series 65 license with 13 years of industry experience. She is currently with Cerity Partners LLC, where she has worked since 2023, following a 17-year tenure at Gamble Jones Investment Counsel. Cerity Partners is an SEC-registered investment adviser serving a diverse client base including high- and ultra-high-net-worth individuals, families, trusts, estates, corporations, charitable institutions, and other institutional investors. The firm offers a range of services such as discretionary and non-discretionary investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, emphasizing customized, diversified asset allocation and periodic portfolio monitoring.

Ricardo Escobosa is a financial advisor with First Citizens Investor Services, Inc. He holds a Series 66 designation and has experience working at First Citizens Investor Services since 2023, following roles at The Northern Trust Company and Wells Fargo Bank. First Citizens Investor Services, Inc. provides investment advisory and brokerage services to a diverse client base, including individuals, trusts, estates, charitable organizations, pension plans, and business entities. The firm combines risk- and outcomes-based asset allocation with fundamental, quantitative, and technical analysis, offering both discretionary and non-discretionary management alongside automated model portfolios and tax-aware services.

Frohman Chen is a financial advisor at Citigroup Global Markets with six years of industry experience. He holds the Series 66 designation and has worked at firms including Capital Group and Morgan Stanley. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles such as operating as a swap dealer and futures commission merchant.

Gary Arakawa is a CFP® and CFA® charterholder currently with Cerity Partners LLC in Los Angeles, where he has worked since 2022. He has 18 years of prior experience at Covington Capital Management. Arakawa holds a Series 63 license and has a total of 22 years in the financial industry. Cerity Partners is an SEC-registered investment adviser serving a diverse client base, including individuals, families, trusts, corporations, and institutional investors, with approximately $126.9 billion in assets under management. The firm offers a range of services including investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, emphasizing diversified asset allocation and customized portfolio solutions.

Gina Dandrea is a CFP® professional with four years of industry experience, currently serving as a financial advisor at Empower Advisory Group. Her background includes roles at T. Rowe Price, RBC Capital Markets, and J.P. Morgan Securities LLC. She has also been involved with Blue Moon Cafe in a non-investment capacity. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as Empower Premier IRA and retail brokerage account holders. The firm integrates services with Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and annual rebalancing within plan lineups chosen by plan sponsors.

John Tijerino is a financial advisor at Citigroup Global Markets with 11 years of industry experience. He holds the Series 66 designation. His prior work experience includes roles at Bank of America, Merrill, and previous tenures at Citigroup. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm provides a broad range of advisory programs, execution and custody services, and operates with a combination of large institutional scale and specialized market roles.

Michelle St Julien is a financial advisor with Capital Group Private Client Services, Inc. in Los Angeles, CA, holding Series 65 and Series 66 licenses and having five years of industry experience. She has worked with Capital Group Companies since 2018 and previously held a position at Transamerica from 2011 to 2018. Capital Group Private Client Services, Inc. provides discretionary investment management primarily to high-net-worth individuals and charitable organizations, utilizing a long-term fundamental research approach and a multi-portfolio manager system. The firm manages approximately $42.7 billion in discretionary assets and typically implements client strategies through affiliated pooled funds and separately managed accounts.

Loren Barrett is a financial advisor at GWN Securities Inc. in Los Angeles, CA, holding a Series 66 designation with two years of industry experience. Prior to joining GWN Securities, he worked at TSA Private Equity Real Estate and Petco, and has an educational background including Santa Clara University and Highland Park High School. Outside of his advisory role, Barrett owns an online apparel brand where he serves as creative director. GWN Securities is an SEC-registered investment adviser and broker-dealer that serves individual and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm supports a network of approximately 423 advisors and manages around $3.65 billion across more than 37,000 client accounts, offering a range of managed-account programs and investment strategies.

Dongyue Lyu is a financial advisor at Citigroup Global Markets with seven years of industry experience. He holds the Series 63 and Series 66 designations. Prior to joining Citigroup in 2022, he worked at Wells Fargo Bank, Wells Fargo Clearing, HSBC Securities (USA) Inc., HSBC Bank USA, and Cathay Bank, as well as Quick Cash Funding LLC. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs, supported by in-house research and unique market roles.

Benjamin Porras is a CFA® charterholder with 20 years of industry experience. He currently serves as an advisor at Farther and previously worked at Arrowroot Family Office, Arrowroot Financial Services, LLC, and EP Wealth Advisors. In addition to his advisory role, he operates a sole proprietorship providing liability and loan consulting as well as transaction coordinator support. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform and direct client meetings. The firm employs a Modern Portfolio Theory-based investment approach using bespoke and algorithmic model portfolios, primarily allocating among ETFs, mutual funds, equities, and fixed income.

Nidaa Kalasho is a financial advisor with First Citizens Investor Services, Inc. in San Diego, CA, holding Series 63 and Series 65 licenses and with 12 years of industry experience. Her career includes roles at First Citizens Bank, U.S. Bank, and Wells Fargo in various advisory and investment capacities. First Citizens Investor Services, Inc. provides investment advisory and brokerage services to a diverse client base including individuals, trusts, estates, charitable organizations, pension plans, and businesses. The firm combines risk- and outcomes-based asset allocation with discretionary and non-discretionary management, supported by integrated banking resources as a subsidiary of a bank holding company.

Jon Wingent is a CFP® and Series 65-registered advisor with four years of industry experience. He is currently with Morton Wealth and previously worked at Schroders Personal Wealth. He serves as an Investment Committee Member for the British Benevolent Society of California, a nonprofit organization. Cerity Partners provides customized wealth management services to a diverse national clientele, including individuals, families, trusts, charitable organizations, and institutional investors. The firm employs tailored asset allocation, manager selection, and periodic rebalancing combined with proprietary quantitative screening to build client portfolios.

Jennifer Overhoff is a financial advisor at TIAA-CREF with 17 years of industry experience. She holds Series 65 and Series 63 licenses and has worked at firms including LPL Financial, Bancwest Investment Services, and California Financial Partners. Her background also includes a period devoted to caregiving for an ailing parent. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm serves clients frequently linked to TIAA-administered employer retirement plans and acts as adviser to the TIAA Donor Advised Fund.

Gabriela Maria Holian Martinez is a financial advisor at HSBC Securities (USA) Inc. She holds a Series 66 designation and has one year of industry experience. Her prior work includes roles at Angelini Palisades, the Hammer Museum, and UCLA. HSBC Securities (USA) Inc. offers managed account programs to individuals, retirement accounts, charitable organizations, and corporations, utilizing both client-directed and discretionary investment strategies. The firm employs a model-driven investment process supported by global asset management resources and provides specialized programs for private bank clients and qualified non-resident aliens.

Maribel Robel is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. She has worked with Diversified Investment Advisors since 2010 and with Diversified Investors Securities Corp. since 2006. Outside of her advisory role, she serves as an independent consultant selling skincare products for Rodan and Fields. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through managed advice programs and investment education services, utilizing proprietary software and model portfolios developed with Morningstar Investment Management. The firm focuses on asset allocation, contribution guidance, and retirement planning without targeting high-net-worth or corporate clients.