Jack Heil is a financial advisor with PlanMember Securities Corporation in Charlotte, NC, holding the PFS™ and Series 66 designations and bringing 25 years of industry experience. He has worked at Lombard Advisers Incorporated, Lombard Securities Incorporated, and H.D. Vest Advisory and Investment Services, and has been self-employed since 2013. Heil is also a CPA and provides tax preparation and accounting services through his own practice. PlanMember Securities Corporation offers retirement-plan advisory services to employers and participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm utilizes a top-down strategic asset allocation approach to manage risk-based mutual fund portfolios and provides education, support services, and personalized retirement planning.

Sarah Mcmillian is a financial advisor at Truist Advisory Services with 10 years of industry experience. She holds a Series 66 designation and previously worked for Wells Fargo Clearing for a decade. Outside of her advisory role, she co-owns farmland that is rented for crop harvesting. Truist Advisory Services provides investment consulting, financial planning, portfolio management, and retirement plan services to a diverse clientele, including individuals, corporations, plan sponsors, and charitable organizations. The firm combines traditional research with AI tools and offers ongoing client reviews and reporting, operating as part of the broader Truist Financial network.

Julie Carter is a Series 66 licensed financial advisor with eight years of industry experience, currently with First Citizens Investor Services, Inc. in Charlotte, NC. Her prior roles include positions at Woodbury Financial Services, Waddell & Reed, and various insurance carriers. Carter serves as a board trustee for Tri-County Community College in North Carolina. First Citizens Investor Services, Inc. provides advisory and brokerage services to individuals, pension plans, charitable organizations, and businesses, offering portfolio management, wrap programs, model portfolios, and financial planning. The firm emphasizes IAR-led client assessments and applies fundamental, quantitative, and technical analysis in portfolio allocation.

Jamie Dugo is a financial advisor at First Citizens Investor Services, Inc. with nine years of industry experience. He holds the Series 66 designation and has previously worked at Edward Jones and Comfort Keepers. Outside of his advisory role, Dugo serves as a member of the Catawba County Planning Board. First Citizens Investor Services, Inc. provides advisory and brokerage services to individuals, pension plans, charitable organizations, and corporate entities. The firm employs a client-centered process that incorporates fundamental, quantitative, and technical analysis to manage portfolios across various asset classes.

Tyler Johnson is a CFP® professional with 14 years of industry experience, currently serving as an advisor at Independent Advisor Alliance, LLC in Charlotte, NC. He previously worked for THE Vanguard Group, Inc. for 11 years and has been affiliated with LPL Financial since 2023. Johnson is also involved with FreshWater Financial LLC, an independent registered investment advisory firm he founded in 2023. Independent Advisor Alliance serves a diverse client base including individuals, small businesses, charitable organizations, and retirement plans, offering asset management, financial planning, and retirement consulting. The firm employs a network model of advisory representatives and utilizes various portfolio management strategies and technology platforms to deliver its services.

Anthony Valerio is a financial advisor with First Citizens Investor Services, Inc. in Charlotte, NC. He holds Series 63 and Series 66 licenses and has nine years of industry experience. Valerio previously worked at Wells Fargo Clearing and The Prudential Insurance Company of America. First Citizens Investor Services, Inc. provides advisory and brokerage services to individuals, including high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm utilizes IAR-led assessments and combines fundamental, quantitative, and technical analysis to construct portfolios across equities, fixed income, mutual funds, and ETFs.

Conor Cetola is a financial advisor at Schwab Wealth Advisory, Inc. in Charlotte, NC, holding a Series 66 designation with three years of industry experience. His background includes roles at Fidelity Investments and Charles Schwab & Co., Inc. prior to joining Schwab Wealth Advisory. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program or referred by Charles Schwab & Co., focusing on asset allocation and investment selection guided by internal research tools and standardized models.

Drew Harshaw is a financial advisor at Hornor, Townsend & Kent, LLC with 26 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Truist Advisory Services, TRUIST Investment Services, and BB&T Securities. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs, financial planning, and retirement plan consulting. The firm combines advisory and broker-dealer services and offers both discretionary and non-discretionary account options supported by third-party asset manager relationships.

Kevin Phinney is a financial advisor with Principal Financial Services in Charlotte, NC, holding a CFP® designation and securities licenses Series 63 and Series 65. He has 12 years of industry experience, including roles at Fulcrum Capital Partners and Principal Life Insurance Company. Outside of advising, he serves as president of a local BNI chapter and owns an LLC involved in mobile home property management. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, offering financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Paul Goetz III is a financial advisor with Independent Advisor Alliance, LLC, holding Series 65 and Series 63 licenses and two years of industry experience. His previous roles include positions at LPL Financial, R.J. Schrift Private Asset Management, and Armfield Wealth. Outside of financial services, he owns PGM Detailing, a home-based business. Independent Advisor Alliance serves a diverse client base, including individuals, small businesses, charitable organizations, and retirement plans, offering services such as asset management, financial planning, and retirement plan consulting. The firm employs a network model with advisory representatives providing both discretionary and non-discretionary portfolio management, utilizing a variety of investment strategies and technology platforms.

George Bowery is a financial advisor with Truist Advisory Services in Cornelius, NC. He holds a Series 66 designation and has 14 years of industry experience. Bowery has worked with SunTrust Advisory Services and related entities since 2014. Truist Advisory Services provides investment consulting, financial planning, portfolio management, and retirement plan services to individuals, corporations, and charitable organizations. The firm offers asset allocation strategies and manager selection through the Envestnet platform, supporting clients with ongoing research, monitoring, and reporting.

Franklin Mcelroy is a financial advisor at Kestra Advisory with 34 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses. Mcelroy is co-owner and manager of BMH Investment Group, LLC, where he is involved in business decisions and client management. He also serves on the boards of Beers & Burpees and the CLT Foundation, both charitable organizations serving the greater Charlotte area. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a wide range of institutional and individual clients. The firm offers fiduciary services, plan design and compliance testing, and access to multiple management platforms, serving clients including large institutional investors and sovereign wealth funds.

Mark Stutz is a financial advisor at First Command Advisory Services with 13 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at firms including LPL Financial, E*TRADE Capital Management, Cadaret Grant & Co., and CUSO Financial Services. Outside of finance, he operates Mark Stutz Fitness, where he works as a fitness trainer coaching clients on workout and nutrition goals. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, using a centralized Investment Management Team to design and manage portfolios through discretionary authority granted by clients.

Andrew Schultz is a financial advisor with PNC Wealth Management in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 11 years of industry experience. His prior experience includes roles at E*TRADE Capital Management and AXA Advisors. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital portfolio offering for employees that uses algorithm-driven risk assessment and invests via approved model strategies with mutual funds and ETFs.

Tod Wells is a CFP® with 33 years of industry experience, currently serving as an advisor at &PARTNERS since 2024. His prior experience includes roles at Wells Fargo Clearing from 2001 to 2005 and again from 2016 to 2024, as well as Merrill from 2005 to 2011. He is also a partner in DWM, LLC, a non-investment-related entity. &PARTNERS serves a diverse client base that includes high-net-worth individuals, institutional clients, and charitable organizations. The firm offers investment management, financial and tax planning, and retirement-plan advisory services, utilizing a combination of fundamental, technical, and quantitative analysis along with both proprietary and third-party strategies.

Barbara Bridges is a financial advisor with First Citizens Investor Services, Inc. She holds Series 66 and Series 63 designations and has seven years of industry experience. Prior to joining First Citizens Investor Services in 2022, she worked at Bank of America, N.A. for 21 years. First Citizens Investor Services serves individuals, including high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm offers a range of advisory and brokerage services, employing a client process centered on financial needs assessment and diversified portfolio allocation across multiple asset classes.

Orlando Cruz Jr. is a financial advisor at Ameritas Advisory Services, LLC with 25 years of industry experience. He holds Series 63 and 66 licenses and has worked at firms including ICMA-RC Services, PNC Investments, and MetLife Securities. He is based in Charlotte, NC. Ameritas Advisory Services provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth investors, retirement plans, charities, and businesses. The firm employs a range of investment strategies and platforms, incorporating both proprietary and third-party models, and offers services such as asset management, financial planning, and retirement plan advisory.

Matthew Fortenberry is a financial advisor with Equitable Advisors, holding a Series 66 designation and eight years of industry experience. His prior work includes roles at Prudential-related firms, Wells Fargo Clearing Services, and AXA Advisors. Equitable Advisors serves individual clients—including both non‑high-net-worth and high-net-worth individuals—along with pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset management programs, utilizing a range of third-party asset managers and proprietary advisory models.

Gregory Beck is a financial advisor at Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 66 licenses with 10 years of industry experience. He worked at TIAA and TIAA-CREF from 2014 to 2022 before joining Wells Fargo Clearing in 2022. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advice. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Sulayman Nyang Jr. is a financial advisor at Edward Jones in Charlotte, NC, holding a Series 66 designation with 13 years of industry experience. He has been with Edward Jones since 2012. Outside of his advisory role, he serves as a mentor and business coach for at-risk young adults and holds positions on several nonprofit and advisory boards related to business coaching, education, and community initiatives. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment advisory programs and affiliated financial services. The firm is notable for its extensive advisor network, comprehensive service offerings, and fiduciary standard of care.