Derek Engen is a CFP® and PFS™ with four years of industry experience, currently affiliated with Citizens Private Wealth in San Francisco. His prior experience includes roles at JP Morgan Chase Bank and First Republic Investment Management. Citizens Private Wealth is a multi-team registered investment adviser serving high-net-worth individuals, families, and various institutional clients. The firm offers discretionary and non-discretionary investment management, along with tax, estate structuring, and business consulting services, using a long-term, asset allocation-focused approach within an open-architecture investment framework.

Seth Scholar is a financial advisor at Parallel Advisors, LLC with eight years of industry experience. He holds a Series 65 designation and previously worked at U.S. Bank Private Wealth Management and Fifth Third Wealth Advisors LLC. Parallel Advisors serves individuals, business entities, retirement plans, trusts, estates, and charitable organizations with discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs fundamental, technical, and cyclical analysis across a range of investment vehicles and integrates technology platforms for tax-efficient portfolio management.

Danielle Louton is a CFP® professional at Arax Advisory Partners with three years of industry experience. Prior to joining Arax Wealth, she worked at Summit Trail Advisors, Family Wealth Strategist, Bank of the West, and Wells Fargo Bank. Arax Advisory Partners is a multi-team wealth manager overseeing approximately $26.5 billion in assets and serves individuals, high-net-worth clients, family offices, institutions, and retirement plans. The firm employs a combination of internal portfolio management, third-party models, and tailored asset allocation to meet client objectives, and it utilizes performance-based fee arrangements and carried-interest structures for certain investors and private funds.

Gretchen Hollstein is a Certified Financial Planner (CFP®) with 18 years of industry experience. She has worked at Aspiriant, LLC since 2025 and previously spent 20 years at Litman/Gregory Asset Management. Aspiriant serves primarily high-net-worth individuals and families, professional fiduciaries, and select institutional and retirement plan clients. The firm offers customized investment management and wealth planning services, including family office capabilities, tax and estate planning, and specialty consulting.

David Lam is a financial advisor at Aegis Capital Corp. holding Series 65 and Series 63 credentials, with seven years of industry experience. His prior work includes roles at Ameriprise, Morgan Stanley, and Fisher Investments. Aegis Capital Corp. offers investment advisory and related financial services to both individual and corporate clients, providing asset management, financial planning, brokerage, annuities, insurance, and occasional investment banking services. The firm operates as both an SEC-registered investment adviser and a FINRA-member broker-dealer, delivering advisory services through multiple programs and platforms.

Elizabeth Juson is a financial advisor at 1919 Investment Counsel, LLC with 21 years of industry experience. She holds Series 63 and Series 65 licenses and has been with 1919 since 2018. Prior to that, she worked for Rand & Associates for six years. 1919 Investment Counsel provides discretionary and non-discretionary investment management and wealth-planning services to individual and institutional clients, including high-net-worth individuals and public entities. The firm creates customized portfolios focused on liquid mid- and large-cap equities and investment-grade fixed income, utilizing proprietary and third-party research, including AI and machine-learning inputs.

Karen Blodgett is a CFP® professional with 18 years of industry experience, all of which have been with Aspiriant, LLC in San Francisco. She has focused her career on serving clients within this firm since 2008. Aspiriant primarily serves high-net-worth individuals and families, professional fiduciaries, and select institutional and retirement plan clients. The firm offers discretionary and non-discretionary investment management alongside wealth planning, family office services, and specialized consulting, employing customized investment programs informed by internal research and a range of implementation options.

Elena Gorskaya is a CFA® charterholder with six years of industry experience. She is currently an advisor at Concentric, where she has worked since 2022. Her prior experience includes roles at Advisor Partners, LLC and Echelon Asset Management. Concentric provides discretionary sub‑advisory portfolio management and model portfolio construction primarily to other registered investment advisers and financial institutions, utilizing quantitative optimization and multi‑factor risk models alongside qualitative oversight. The firm’s services emphasize specialized strategies and technological integration, including AI and tax‑aware approaches, with a business model centered on sub‑advisory relationships rather than direct retail clients.

Brian Frack is a CFP®-certified financial advisor with 11 years of experience, currently with United Capital Financial Advisors in Larkspur, CA. He has served as a trustee for a nonprofit special needs trust, a minister conducting occasional speaking engagements and ceremonies, and treasurer for the US Naval Academy Alumni Association. United Capital Financial Advisors provides financial planning and investment management services nationally to a diverse client base, including individuals, corporations, retirement plans, and charitable organizations, utilizing discretionary portfolio management and customized investment strategies.

Jerry Rendic is a financial advisor at Parallel Advisors, LLC with 21 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Parallel Advisors since 2006. Parallel Advisors serves individuals, business entities, retirement plans, trusts, estates, and charitable organizations with discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs a diverse investment approach that includes fundamental, technical, and cyclical analysis across multiple asset classes and utilizes technology platforms for tax-efficient rebalancing and held-away account management.

Gary Watts is a CFP® with 15 years of industry experience, currently serving as a financial advisor at Coppell Advisory Solutions LLC. His prior experience includes roles at Wealth Enhancement Group, LPL Financial, JP Morgan Securities, and Anderson CPAs. He also operates Watts Advisor Tax Planning, where he provides insurance products and tax planning services. Coppell Advisory Solutions LLC is part of Fusion Investment Advisors, which manages discretionary portfolios and financial planning for a diverse client base including individuals, pension plan participants, and charitable organizations. The firm employs an open-architecture platform using both fundamental and technical analysis and offers a broad range of investment strategies with continuous monitoring and periodic rebalancing.

Pratibha Yadav is a financial advisor at Aspiriant, LLC with three years of industry experience. She holds a Series 65 designation and has worked in various roles within Aspiriant since 2020. Prior to her advisory career, she was employed by Sage Publications and CLSA Ltd and has an academic background from the London School of Economics. Aspiriant primarily serves high-net-worth individuals and families, professional fiduciaries, and select institutional and retirement plan clients, offering a range of investment management and wealth planning services. The firm provides customized investment programs utilizing a mix of third-party managers, ETFs, separate accounts, private investments, and mutual funds, along with expanded family office services including accounting and banking support.

Huilian Zhang is a financial advisor at Symphony Financial, Ltd. Co. with one year of industry experience. Prior to joining Symphony Financial, Zhang worked for ten years at Juniper Networks and has also been involved with MKI Marketing. Symphony Financial provides discretionary investment management, financial planning, and consulting services to individuals, trusts, estates, charitable organizations, and business entities. The firm employs a long-term investment approach that incorporates fundamental and technical analysis and offers tailored portfolios with continuous monitoring.

William Conn is a financial advisor with International Assets Investment Management, LLC, holding Series 63 and Series 65 licenses and 39 years of industry experience. His prior roles include positions at Raymond James & Associates and JPMorgan Chase Bank NA. He serves as managing director of W.J. Conn Capital Corp. and is a successor trustee to his father’s trust. International Assets Investment Management provides investment advisory services to individuals, high-net-worth clients, retirement plans, corporations, and other entities through a national network of independent advisers. The firm generally pursues customized, long-term portfolio strategies using mutual funds, ETFs, equities, and fixed income, and offers additional services including retirement plan advisory and financial planning.

Quinton Mcdermott is a financial advisor at Destination Wealth Management in Walnut Creek, CA, with 7 years of industry experience. He holds the CFP®, ChFC®, and Series 65 credentials. His prior experience includes roles at Intellectus Partners, LLC, SPG Advisors LLC, and Penn Mutual Life Insurance Company. Destination Wealth Management offers discretionary investment management and financial planning services to individuals, high-net-worth clients, and various institutional entities. The firm employs a core-and-tactical allocation approach informed by fundamental research and macroeconomic analysis, managing over $4.1 billion in discretionary assets.

Peter Espiritu is a financial advisor at BakerAvenue with 24 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Charles Schwab Bank and Charles Schwab & Co., Inc. for over two decades. BakerAvenue provides investment advisory and wealth planning services to individuals, retirement plans, charitable institutions, and other U.S. institutions, offering portfolio management, financial planning, family office services, and specialized strategies across multiple asset classes.

Karena Schwenk is a financial advisor at Capital Analysts with 27 years of industry experience. She holds Series 63 and Series 65 designations and has worked with Lincoln Investment, Great American Advisors, Inc., and National Education Services. Capital Analysts serves a diverse client base including individual and high-net-worth investors, retirement plans, trusts, and charitable organizations. The firm utilizes an in-house investment management and research team to support discretionary and non-discretionary portfolio management across various programs and offers a range of advisory services with differing levels of discretionary authority.

Malia Salas Russell is a CFP® and holds a Series 65 license with six years of industry experience. She has worked at Destination Wealth Management since 2025 and previously spent six years at Mraz, Amerine & Associates, Inc. Outside of her advisory roles, her background includes experience in the brewing and process cooling industries. Destination Wealth Management serves a diverse client base, including individuals, high-net-worth clients, retirement plans, trusts, and business entities. The firm offers discretionary investment management and financial planning, using model portfolios that combine equities, fixed income, ETFs, alternative investments, and other strategies, supported by an Investment Policy Committee and third-party oversight of alternative investments.

Daniel D'orazio is a Series 65 licensed advisor with seven years of industry experience. He has worked at Parallel Advisors, LLC since 2021, following roles at Scharf Investments and KCM Investment Advisors. Parallel Advisors serves individuals, business entities, retirement plans, trusts, estates, and charitable organizations with discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs a diversified investment approach incorporating fundamental, technical, and cyclical analysis, and uses technology platforms to manage portfolios and implement tax-efficient strategies.

Gregory Wendt is a CFP® with 25 years of experience in financial advisory. He is currently with Perigon Wealth Management, LLC, having previously worked at Stakeholders Capital, Inc. Outside of advisory work, he is involved in multiple nonprofit organizations focused on the green economy and serves as an outside strategic advisor for philanthropic and impact investing initiatives. Perigon Wealth Management provides customized investment advisory and wealth management services to individuals, high-net-worth clients, trusts, estates, businesses, charitable organizations, and banking or thrift institutions. The firm offers discretionary portfolio management and oversight of sub-advisors and wrap-fee programs, with a focus on individualized portfolio construction and institutional client relationships.