Natallia Parsons-Hrebneva is a Vice President and Financial Consultant at Fidelity Investments, a role she has held since 2019. She specializes in assisting clients undergoing significant life changes such as employment transitions, retirement, divorce, or the loss of a loved one. Her focus is on guiding clients through complex financial decisions to help reduce stress and uncertainty. Prior to her current position, Natallia worked as an Associate Wealth Management Advisor and Director of Investments at Northwestern Mutual from 2008 to 2019. She holds a California Insurance License. Outside of her professional career, Natallia engages in various personal interests including family activities, hiking, kayaking, parenthood, traveling, and yoga.

Robert Burton is a CFP® with 26 years of experience in the financial industry. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, Burton owns and operates a construction business and manages non-investment related properties in Roseville, CA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Forrest Daly is a Series 66 licensed financial advisor with two years of industry experience. He is currently with Fidelity and has previously worked at Equitable Advisors, Robinhood Financial, and other firms. Outside of his advisory work, he operates a vending machine business in Roseville, California. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including model portfolios incorporating mutual funds, ETFs, and ETPs.

Daniel Giese is a financial advisor at Merrill with the Series 66 designation and five years of industry experience. His work history includes roles at Bank of America, Merrill, and Airbnb. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Cortney Williams is a financial advisor with Equitable Advisors in Roseville, CA, holding a Series 66 designation and 24 years of industry experience. She has been with Equitable Advisors since 2002, including the firm's previous entity, AXA Advisors. Williams also serves as a successor trustee for multiple trusts. Equitable Advisors serves a broad mix of individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates primarily through program sponsors and third-party managers, providing both advisory and brokerage solutions with a significant portion of assets managed on a non-discretionary basis.

Dru Torvend is a financial advisor with LPL Financial in Rancho Cordova, CA, holding Series 63 and Series 66 licenses and having 21 years of industry experience. He has been with LPL Financial since 2009. Outside of his advisory role, he is involved in managing life, health, disability, long-term care, and fixed annuities. LPL Financial serves a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations, offering financial planning, advisory programs, and brokerage services supported by both discretionary and non-discretionary management strategies.

Sam Overly is a Planning Consultant at Fidelity Investments. In this role, Sam works with clients to ensure they are maximizing the resources available at Fidelity by partnering with advisory teams and internal departments. He operates as an extension of the Financial Consultants for the local team, providing additional support through collaboration, service, and planning. Sam's professional experience includes serving as a Relationship Manager and Central Relationship Manager at Fidelity Investments from 2022 to 2025. Prior to that, he was a Team Financial Advisor at Merrill Lynch from 2018 to 2022. He holds a California Insurance License. Outside of work, Sam has interests in baseball, fitness, golf, music, outdoor adventures, and pets.

Lindsey Lund is a financial advisor at Merrill with nine years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Merrill since 2020. Prior to that, she was with John Hancock Distributors LLC and John Hancock Retirement Plan Services from 2015 to 2020. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates its services with Bank of America’s broader platform, providing access to a range of investment products and additional financial services.

Christopher Rafanan is a financial advisor with Wells Fargo Advisors in Roseville, CA, holding the ChFC® designation and Series 63 and 65 licenses. He has 31 years of industry experience, including prior roles at LPL Financial, Patelco Credit Union, and CUNA Mutual Group. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering investment and fee-based financial planning services that cover a broad range of needs, from retirement and education planning to specialized areas like business-owner transition and special-needs analysis. The firm integrates advisory services with other financial products and referral channels through a network of over 4,000 advisors.

Dal Youn is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and possessing 29 years of industry experience. He has been with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Scott Andersen is a financial advisor at LPL Financial with 24 years of industry experience. He holds a Series 66 designation and previously worked at Wedbush Morgan Securities for 17 years. Outside of his advisory role, he is involved with Andersen's Creations as an artist and musician. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Jason Watson is a financial advisor with Edward Jones in Folsom, CA. He holds a Series 66 designation and has two years of industry experience, including roles at SMA America and Intel. Edward Jones is a full-service wealth management firm serving both individual and institutional clients with a broad range of investment advisory programs, supported by a nationwide network of over 23,000 financial advisors and managing approximately $1.01 trillion in assets under management.

Franz Vaiarello is a financial advisor with LPL Financial, holding the Series 66 designation and over 20 years of industry experience. He has been with LPL Financial since 2011. LPL Financial serves a wide range of clients including individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers diversified financial planning and advisory programs, utilizing model portfolios and research from various sources to support both discretionary and non-discretionary management.

Brian Casey is a financial advisor with Wells Fargo Clearing in Reno, NV, holding a Series 66 designation and 17 years of industry experience. His prior roles include positions at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. He serves in an advisory capacity for the Don & Rhonda Carano Foundation, a donor-advised fund. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering IPS-driven investment advice and a range of financial products including insurance-related vehicles and bank deposit sweep options.

Michelle Wilbur is a financial advisor at Ameriprise with 28 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Ameriprise and its affiliates since 2009. Based in Sacramento, CA, she has worked exclusively within the Ameriprise organization throughout her career. Ameriprise provides a retirement-income planning service targeting individuals approaching or in retirement who meet specific eligibility criteria, typically involving significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations primarily for clients with Ameriprise-managed accounts.

David Caillier is a financial advisor at Robert W. Baird & Co. in Santa Clara, CA, holding a Series 66 designation with 21 years of industry experience. He has been with Robert W. Baird since 2011. He is part of The DDK Group, a team within Robert W. Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group provides tailored consulting and portfolio services, including discretionary and non-discretionary management, separately managed accounts, and comprehensive reporting.

Greg Wood is Vice President and Branch Leader at Fidelity Investments. In his role, he supports Fidelity associates through coaching, onboarding, risk management, compliance, and business strategy. He has been with Fidelity Investments since 2006, progressing from Financial Representative to Branch Service Manager before assuming his current leadership position in 2018. Prior to joining Fidelity, Greg worked as a Client Service Representative at E*TRADE Securities LLC from 2004 to 2006 and as an Investment Associate at UBS Financial Services Inc. from 2003 to 2004. Greg holds a California Insurance License.

Alissa Nunn is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Her prior work includes positions at Bank of America and Life Time Inc. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Wasan Alzaidi is a financial advisor at Wells Fargo Clearing with a Series 66 designation and three years of industry experience. His prior roles include positions at Merrill, Bank of America, BBVA, and U.S. Bank. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in an IPS-driven process and modern portfolio theory. The firm’s advisory approach includes a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Robert Devore is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 designations and bringing 44 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services tailored to clients meeting certain net-worth criteria, utilizing proprietary research and tools to develop personalized recommendations.