Christopher Portner is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and possessing 36 years of industry experience. He worked at Lincoln Financial Advisors for 10 years before joining OSAIC in 2025. In addition to his advisory role, he is an agent with Heritage Financial Consultants, LLC, offering various insurance products. OSAIC serves a diverse client base including individual and institutional investors, providing integrated brokerage and advisory services through a broad network of financial advisers and multiple platforms. The firm utilizes advanced asset-allocation tools and third-party services to construct and manage portfolios across a range of investment types.

Scott Alberding is a financial advisor with Stifel in Hunt Valley, MD, holding CFP® and ChFC® designations and the Series 66 license. He has 28 years of industry experience and has been with Stifel Nicolaus since 2007. Outside of his advisory role, he is a co-owner of Crab Alley Craft House LLC. Stifel serves individual and institutional clients, including high net worth individuals, pension plans, and charitable organizations, providing both brokerage and advisory services. The firm’s investment approach relies on proprietary capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Steven James is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 11 years of industry experience. His prior roles include positions at Lincoln Financial Advisors Corporation and T. Rowe Price. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services, offering both discretionary and non-discretionary management supported by research and technology-driven strategies.

Nicholas Smeresky is a financial advisor at Morgan Stanley with 44 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and models such as Monte Carlo simulations as part of its financial planning process.

Connor Buck is a CFP® with one year of industry experience, currently serving as a financial advisor at Wells Fargo Advisors. Prior to joining Wells Fargo, he worked at OSAIC Wealth, Inc. and Heritage Financial Consultants, LLC. His background also includes roles outside finance, such as working at Towson University and The Narrows Restaurant. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including specialized areas like business-owner transition and sports & entertainment planning, using proprietary research and planning tools.

Scott Manning is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 designations and bringing 35 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including customized financial planning. The firm manages approximately $2.74 trillion in client assets and uses firm-approved planning tools alongside its Financial Advisors and Estate Planning Strategies Group to develop tailored plans.

Steven Nuetzel is a CFP® with 31 years of industry experience, currently with Wells Fargo Advisors since 2024. He has previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Nuetzel is also the owner of Nuetzel Wealth Management LLC and holds a majority ownership in Nuetzel GP, LLC, an entity formed to sell a percentage to a partnership. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning and investment services, utilizing proprietary research and planning tools to develop tailored recommendations.

Jonathan Whitsel is a financial advisor with Merrill in Hunt Valley, MD, holding a Series 66 designation and bringing 10 years of industry experience. He has worked at Merrill since 2015 and Bank of America, N.A. since 2016. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Jennifer Rusy is a financial advisor with Raymond James & Associates in Hunt Valley, MD. She holds Series 63 and Series 66 designations and has 28 years of industry experience, including 10 years with Raymond James. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets and serving over 5,400 advisors. The firm provides wealth advisory planning and investment consulting to individuals, institutions, and public entities through non-discretionary services, with notable expertise in municipal and public finance.

Mary Burrows is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. Her prior work includes positions at Grove Point Investments, Apple Investment Advisors, and H. Beck, Inc. She maintains involvement with Apple Investment Advisors in a non-variable insurance role. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations nationwide. The firm offers a range of advisory programs and financial planning services, providing both discretionary and non-discretionary management supported by proprietary and third-party research.

Claire Gracie is a CFP® professional with four years of industry experience currently affiliated with OSAIC. Her prior roles include positions at JPMorgan Chase Bank, J.P. Morgan Securities, and UBS Financial Services. Claire holds the Series 66 license and operates out of Hunt Valley, MD. OSAIC serves a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services with a range of investment options, utilizing firm-driven asset allocation tools and third-party platforms to manage portfolios on discretionary and non-discretionary bases.

Connor Curro is a CFP® with 10 years of industry experience, currently serving as a financial advisor at RBC Capital Markets since 2016. He coaches an elite lacrosse team through Predators Lacrosse, an organization based in Westchester, NY. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers tailored advisory programs with discretionary and non-discretionary portfolio management, utilizing both in-house and third-party managers to implement customized investment strategies.

Omar Anderson is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work includes roles in staffing, entertainment, and security services. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors.

Pamela Willison is a financial advisor with Thrivent Investment Management in Mount Airy, MD. She holds a Series 66 designation and has five years of industry experience. Prior to joining Thrivent, she worked at Seven & 3, LLC. Additionally, Willison manages business consulting projects and teaches in a Baltimore County public school. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on comprehensive goal-based planning across various financial topics. The firm offers planning separately from managed accounts and does not provide portfolio management or institutional advisory selection.

Larisa Roth is an investment advisor representative with LPL Financial, holding Series 63 and Series 65 credentials and nine years of industry experience. She has been with LPL Financial since 2016 and concurrently served with Summit Investment Advisors LLC dba Summit Financial from 2014. In addition to her advisory work, she is commissioned as a notary. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services with discretionary and non-discretionary management supported by internal and third-party research.

Patrick Mcmullen is a financial advisor with Osaic, holding a Series 66 credential and 12 years of industry experience. His prior roles include positions at Lincoln Financial Advisors and Morgan Stanley Private Bank, N.A. He is also involved as an agent with Heritage Financial Consultants, LLC, where he engages in the sale and service of various insurance products. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage, investment advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools, risk-tolerance assessments, and automated portfolio rebalancing, providing both discretionary and non-discretionary account management options.

David Cooper is a financial advisor with Primerica Advisors in Eldersburg, MD, holding Series 63 and Series 65 licenses and 12 years of industry experience. He has worked with PFS Investments Inc. and Primerica Financial Services since 2013 and has previous experience with Carroll County Government. His business activities include sales of loan products and home security services through affiliated companies. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients, utilizing model-delivery strategies created by unaffiliated asset managers and supported by Pershing custody and BNY Mellon Advisors. The firm operates at scale with thousands of advisors and offices, primarily focusing on individual investors rather than institutional clients.

Richard Farrell Jr. is a financial advisor at Cambridge Investment Research Advisors with 32 years of industry experience. He holds the ChFC® designation and Series 63 and 65 licenses. His prior experience includes roles at Nationwide Investment Services Corporation and Transamerica Capital LLC. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, trusts, estates, and other retirement-plan sponsors. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through independent Financial Professionals and employs a variety of investment implementation strategies across multiple platforms.

Evan Horn is a CFP® professional with 25 years of industry experience. He has worked at Osaic since 2025 and previously spent 24 years with Lincoln Financial Advisors. Outside of his advisory role, he is also involved in insurance sales, offering fixed insurance and annuity products to clients. OSAIC serves a diverse range of clients, including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services through a large network of advisors, using asset-allocation tools and third-party platforms to manage portfolios across various asset classes.

Adam Gelcich is a financial advisor with Morgan Stanley in Lutherville, MD, holding Series 63 and Series 65 designations and possessing 30 years of industry experience. He has worked at Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank since 2020, and previously was with Wells Fargo Clearing and Wells Fargo Advisors. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and advanced modeling tools, and it offers a broad range of retail and institutional investment solutions.