Casimir Seweryn is a financial advisor at TIAA-CREF with 24 years of industry experience. He holds Series 63 and Series 66 credentials. His prior work includes roles at Vanguard and eMoney Advisor before returning to TIAA in 2020. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm provides customized portfolio management alongside model portfolio options and acts as adviser to the TIAA Donor Advised Fund.

David Skelly is a CFP® professional with 24 years of experience in the financial services industry. He is currently with Commonwealth Financial Network and Vala Wealth Management, having previously worked at OSAIC and Woodbury Financial Services. He is also the owner of Skelly Financial Planning Group, LLC. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides back-office support, technology, investment management, and compliance services, offering various advisory programs including discretionary model portfolios and personalized indexing options.

Kathleen Vasko is a CFP® and ChFC® with eight years of experience, currently advising at Janney Montgomery Scott. She has worked exclusively at Janney Montgomery Scott throughout her financial career and previously spent time at Wirx Pharmacy and Family Support Line. Kathleen serves as a trained advocate for CASA Youth Advocates of Delaware and Chester County and participates on the College and Career Planning Committee for Unionville Chadds Ford School District. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves individuals, families, trusts, estates, corporations, retirement plan sponsors, charitable organizations, and municipal clients, providing brokerage, financial planning, consulting, and wrap/advisory programs with a combination of in-house and third-party portfolio management.

David Berkeihiser is a CFP® and ChFC® with 31 years of industry experience. He has worked at Private Advisor Group, LLC since 2012 and has been affiliated with LPL Financial since 1997. He is also an independent insurance agent in West Chester, PA. Private Advisor Group serves a diverse client base including individuals, business entities, trusts, estates, and charitable organizations, offering discretionary and non-discretionary portfolio management, financial planning, and retirement-plan consulting. The firm provides access to a variety of third-party asset managers and proprietary programs, utilizing multiple analytical approaches and trading strategies to meet client objectives.

Nicole Kianka is a CFP® with four years of industry experience, currently serving as a financial advisor at Rockefeller Financial LLC. Her prior roles include positions at Wells Fargo and Wescott Financial Advisory Firm. Outside of finance, she holds a Pennsylvania law license and works part-time as a bartender. Rockefeller Financial LLC serves ultra-high and high-net-worth individuals, families, and institutions, providing wealth management, financial planning, and portfolio management services. The firm offers integrated solutions through trust, insurance, and brokerage capabilities, with a focus on personalized advisory relationships and access to alternative investments.

Daniel Zajac is a CFP® professional with 21 years of industry experience, currently affiliated with Commonwealth Financial Network and leading the Zajac Group since 2021. His prior experience includes roles at Lincoln Investment and Capital Analysts Incorporated. Outside of his advisory work, he is involved in tax preparation services through Zajac Tax, LLC, writes financial blog content, and co-owns Animate Wealth, a fintech application development company. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a comprehensive platform of advisory programs, technology, investment management, and practice-management support, allowing advisors discretion to construct portfolios and access model portfolios managed by Commonwealth’s Investment Management and Research team.

Thomas Daniels is a CFP® and holds a Series 65 license with eight years of industry experience. He has worked at Creative Planning, LLC since 2023 and previously spent seven years at Daniels + Tansey, LLP. Daniels is based in Greenville, DE. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to individuals, pension and profit-sharing plans, trusts, foundations, and corporations. The firm employs a financial-planning-led investment approach emphasizing low-cost indexing and buy-and-hold strategies for long-term goals, supplemented by direct indexing, tax-loss harvesting, and selective private market exposure.

Joshua Levitus is a financial advisor at Independent Financial Group, LLC with three years of industry experience. He holds Series 65 and Series 63 licenses and has worked at firms including OSAIC and New Century Financial Group. Prior to his financial advisory roles, he worked at Lehigh University and in other capacities. Independent Financial Group is a large integrated advisory and brokerage firm serving individuals, trusts, corporations, and plan sponsors. The firm offers investment advisory programs and retirement plan services, utilizing both in-house and third-party model portfolios across various platforms and investment profiles.

Andrew Johnson is a CFP® with five years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Radnor, PA. His prior roles include positions at Charles Schwab, Charles Schwab Bank, Infosys, and The Vanguard Group. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, focusing on annual financial reviews, retirement planning, and investment recommendations using Schwab’s proprietary research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, distinguishing its approach from many enterprise wealth managers.

Carl Nadwodny Jr. is a CFP® and CFA® credentialed financial advisor with 11 years of industry experience. He is currently with Focus Partners Wealth, LLC and previously worked at Buckingham Strategic Wealth, LLC and Convergent Financial Strategies LLC. Focus Partners Wealth serves a broad range of clients including individuals, high-net-worth families, family offices, corporate, retirement plan, and institutional clients. The firm employs a long-term, tax- and fee-sensitive investment approach using enhanced open architecture, combining fundamental and quantitative analysis with third-party managers, and offers a comprehensive suite of wealth management services.

Ian Mac Kinnon is a financial advisor at Focus Partners Wealth, LLC with three years of industry experience. He holds a Series 66 designation and has previously worked at WealthBridge Financial and Edmund Optics, Inc. Outside of his advisory role, he owns and operates Attainable Real Estate IQ, LLC, a real estate business involved in buying, renovating, and selling investment properties. Focus Partners Wealth, LLC provides wealth advisory and investment management services to individuals, families, retirement plans, institutions, and businesses. The firm’s investment approach combines active and passive strategies within a tax- and fee-sensitive framework and offers a range of services including portfolio management, financial counseling, and fiduciary consulting.

Stephanie Maurer is a financial advisor at Commonwealth Financial Network with one year of industry experience. She holds a Series 65 designation and has previously been associated with Independence Wealth Services. Outside of her advisory work, she is a member of Shellenberger Family, LLC, a family business unrelated to investments. Commonwealth Financial Network is a national registered investment adviser that supports approximately 2,950 advisors with a range of advisory programs and services, including wealth management and retirement plan consulting. The firm provides operational, trading, technology, investment management, compliance, and practice-management support to affiliated advisors who deliver personalized client portfolios.

Jason Forsythe is a CFP® professional with 27 years of industry experience, currently serving at Schwab Wealth Advisory, Inc. Prior to joining Schwab, he spent 21 years with Lincoln Financial Distributors. He holds Series 63 and Series 65 licenses. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations using Charles Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not exercise discretionary trading authority.

Tyler Foley is a financial advisor at Key Investment Services LLC with nine years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at KeyBank, Santander Securities, and The Prudential Insurance Company of America. Key Investment Services LLC provides investment advisory and brokerage services to individuals, trusts, estates, small businesses, and corporate clients through various wrap-fee programs, model portfolios, and managed accounts. The firm emphasizes client-directed model selection and ongoing monitoring while also offering access to third-party discretionary managers and supervisory oversight.

Michael Kernicky is a CFP® with 43 years of experience in the financial industry. He currently works at Janney Montgomery Scott, where he has been since 2018. His prior experience includes roles at Bank of America and Merrill. Kernicky serves as Secretary and Rear Commodore on the board of the Yacht Club of Sea Isle City in New Jersey. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base through a variety of brokerage, financial planning, and advisory programs, combining in-house portfolio management with third-party managers.

Bernard Audet is a financial advisor at GWN Securities Inc. with 40 years of industry experience and holds a Series 63 designation. His career includes positions at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, MetLife Securities Inc., and over four decades at Creative Financial Planning Org. GWN Securities provides investment advisory services to individual and corporate clients through a variety of managed account programs and financial planning offerings. The firm utilizes both affiliated and unaffiliated sub-advisers and employs market-timing and momentum-based strategies within certain legacy programs.

Christian Correa is a financial advisor at Empower Advisory Group with two years of industry experience. He holds the Series 63 and Series 66 designations and has prior experience at Northern Lights Distributors, Toews Corporation, and Marsh & McLennan Companies. Outside of advising, he has worked with Community Action of Delaware County’s VITA IRS program and taught at Eastern University and Temple University. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain IRA and retail brokerage clients. The firm’s integrated approach combines proprietary and third-party methodologies focused on long-term returns and annual rebalancing, delivered at scale through close affiliation with Empower’s recordkeeping and administrative platforms.

Gregg Somerville is a CFP® with 41 years of industry experience and is currently with Independent Financial Partners. He previously worked at Realta Equities, Inc. and Realta Investment Advisors for 11 years. He also owns and operates Somerville Investments, a separate business focused on portfolio management and financial projections. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform serving a diverse client base and provides both individualized investment strategies and centralized asset management options, with a notable focus on retirement-plan advisory and pension consulting.

Nicholas Lombardo is a CFA® charterholder affiliated with Commonwealth Financial Network in Chadds Ford, PA. He has one year of industry experience, including prior roles at Independence Wealth Services and the State of Delaware, as well as a lengthy tenure at DuPont Capital Management. Commonwealth Financial Network is a dual-registered broker-dealer and SEC-registered investment adviser supporting a national network of approximately 2,900 advisors and managing over $212 billion in client assets. The firm offers a broad platform including managed-account programs, access to third-party asset managers, and custody services, providing both discretionary and nondiscretionary investment solutions.

Waseem Khan is a financial advisor at TD Private Client Wealth LLC with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at TD Private Client Wealth LLC and TD Bank N.A. since 2022, following prior roles at Wells Fargo Clearing, Wells Fargo Advisors, LLC, and Wells Fargo Bank NA. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth private clients, and retail investors, using a combination of strategic and tactical asset allocation with investments from both affiliated and third-party sub-managers.