Brent Jackson is a Financial Consultant currently working at Fidelity Investments since 2024. Prior to this role, he served as a Financial Consultant I at Fidelity Investments from 2021 to 2024. His financial advisory experience also includes positions at MassMutual from 2019 to 2021 and Axa Equitable from 2018 to 2019. Additionally, Brent was a Branch Manager at OneMain Financial from 2006 to 2018. Throughout his career, Brent has focused on understanding clients' priorities to develop personalized financial plans aimed at achieving their current and future goals. He emphasizes building lifelong relationships and fostering trust with those he works with. Outside of his professional work, Brent engages in family activities and enjoys fishing, football, and movies. He is also involved in volunteering.

Ralf Lennon is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Cetera Investment Advisers since 2016 and with Cetera Financial Specialists LLC since 2005. Outside of finance, he owns and manages Lennon Tile & Interiors, a home improvement business specializing in bathroom remodeling and tile installations. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Khary Miller is a financial advisor with LPL Financial in Tarrytown, NY, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He is also involved with Lexco Wealth Management, an independent registered investment advisor firm, where he provides financial planning and consulting services. His prior experience includes roles at Voya Financial Advisors, Pinnacle Wealth Management, and National Planning Corporation. Additionally, he serves as a firefighter in White Plains, NY. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients including individuals, retirement plans, institutions, and charitable organizations. The firm offers a variety of advisory programs, financial planning, and brokerage services supported by research and model portfolios from LPL Research and third-party subadvisors.

Avinoam Efraim is a financial advisor at LPL Enterprise with 23 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including The Prudential Insurance Company of America, Pruco Securities, LLC, MML Investors Services, and Mass Mutual Life Insurance Company. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and access to a range of brokerage and insurance products through an integrated platform.

Andre Korogodon is a CFP® with over 41 years of experience in the financial industry. He is currently affiliated with Cambridge Investment Research Advisors and previously spent two decades at Cantella & Co., Inc. He is also the owner of Repertoire Wealth Management. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent professionals, utilizing a range of discretionary and non-discretionary strategies across multiple custody platforms.

Ryan Duffy is a Wealth Management Advisor and a founding member of the Windsor Group at Merrill Lynch Wealth Management. He has been with Merrill Lynch since 1994, bringing over 36 years of industry experience to his role. Ryan oversees all aspects of his team's operations, including strategic planning, the wealth management process, investment strategies, and client service, focusing on legacy planning, managing new wealth, personal retirement planning, portfolio management services, and retirement income. His approach includes a thorough process that stress tests clients' goals to quantify the probability of achieving their financial objectives. Ryan holds several professional designations, including CERTIFIED FINANCIAL PLANNER™ (CFP®), Certified Investment Management Analyst® (CIMA®), Certified Private Wealth Advisor® (CPWA®), Chartered Retirement Planning Counselor™ (CRPC™), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor of Arts degree from Seton Hall University in South Orange, New Jersey. His community involvement includes membership in the Knights of Columbus in Ramsey, New Jersey, where he served as Grand Knight from 2000 to 2002, and participation in the Friendly Sons of St. Patrick in New York City. Ryan also served on the Seton Hall University Alumni Board of Directors from 2008 through 2017, including a term as President from 2015 to 2017, and was a member of the Seton Hall University Board of Regents during the same period. He resides in Basking Ridge, New Jersey, and enjoys basketball, football, and golfing.

Bryan Murray is a financial advisor at OSAIC with 11 years of industry experience. He previously worked at Lincoln Financial Advisors Corporation for 10 years. Murray holds Series 63 and Series 65 credentials and also serves as an insurance agent offering disability, long-term care, fixed annuities, equity-indexed annuities, and traditional life insurance through a separate business. OSAIC serves a diverse client base, including individual investors, pension plans, corporations, and charitable organizations, providing integrated brokerage, advisory services, and access to multiple third-party money managers and investment platforms.

Brendan Russo is a financial advisor at Equitable Advisors with five years of industry experience. He holds the Series 66 designation and previously worked at Capital Group for five years before joining Equitable Advisors in 2020. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through third-party managers and LPL programs. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage/insurance services tailored to client goals and risk tolerance.

Nour Shurbaji is a CFP® with six years of industry experience, currently serving with LPL Enterprise. Their career includes roles at The Prudential Insurance Company of America and Pruco Securities, LLC. Shurbaji also maintains a long-term involvement with Bashar Hakim & Hakim Consulting LLC. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, consulting, and access to model wealth portfolios and third-party asset management, combining advisory programs with brokerage and insurance product sales through an integrated platform.

Monece Andre Franco is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. Prior to joining Merrill, Franco worked at Bank of America and Chase Bank, and has also held positions at Ramapo College of New Jersey. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Jeremy Brower is a financial advisor with J.P. Morgan Securities LLC, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. He has been with J.P. Morgan Securities since 2013. Outside of his advisory role, he is an owner and partner of Breathewave Technologies Inc., a health and wellness business. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm integrates large institutional advisory operations with brokerage, distribution, and investment management capabilities.

David Jacas is a financial advisor with Cetera who holds the Series 63 designation and has 31 years of industry experience. He has worked at Cetera since 2005, including with its current entity since 2021. Outside of his advisory role, he manages accounting and tax preparation services through J&J Tax Consultants and serves as a board member for a condominium association. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a variety of portfolio management, financial planning, and retirement services with a multi-manager platform that supports discretionary and non-discretionary account management across multiple program structures.

Romil Bhagat is a financial advisor with LPL Financial in Paramus, NJ, holding Series 63 and Series 65 licenses and over 34 years of industry experience. He has worked at LPL Financial since 2004 and was involved with Private Portfolio Partners, LLC from 2016 to 2025. Outside of his advisory roles, he has engaged in selling group health, disability, and fixed life insurance and has served as president of Private Portfolio Partners, a separate registered investment advisory firm. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers financial planning, advisory programs, and retirement plan consulting, utilizing discretionary and non-discretionary management supported by research, model portfolios, and various investment technologies.

Gabriel Palacios is a CFP® and ChFC® with four years of industry experience. He is currently with Mass Mutual Investors Services, where he has worked since 2021. Prior to this, he worked at Crossborder Solutions for two years. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes annual, collaborative financial planning engagements supported by software tools and offers various specialized planning programs.

Don Santangelo is a financial advisor with Edward Jones in Pompton Plains, NJ, holding a Series 66 designation and four years of industry experience. His prior work includes roles at Zumper, HomeKeepr, RentCred Inc, and Century 21 Gemini LLC. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment strategies supported by a nationwide network of over 23,000 financial advisors and more than 15,000 branch offices.

Santo Briganti is a CFP® with 48 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. for 15 years. Outside of his advisory role, he is involved in real estate ownership in Hartsdale, New York. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning that includes written recommendation reports and ongoing advice focused on income and tax-aware withdrawal strategies.

Daniel Roh is a CFP® professional with 34 years of industry experience, currently serving at J.P. Morgan Securities since 2012. He has been with Jpmorgan Chase Bank, N.A. since 1999. Outside of his advisory role, Roh volunteers as a firefighter with the Fort Lee Fire Department. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Patrick Gallagher is a financial advisor at Mass Mutual Investors Services with six years of industry experience. He holds a Series 66 designation and has worked previously at Knopman Marks and Skidmore College. Gallagher is also an independent insurance agent providing life, disability, long-term care, fixed annuities, and health insurance services. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm offers financial planning, asset management, and educational programs, structuring planning engagements as collaborative relationships using firm-approved analytical tools.

John Szymanski is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 43 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and offers a combination of discretionary and non-discretionary retirement plan services, utilizing research from Wells Fargo Investment Institute and applying diversification principles and modern portfolio theory.

Roxana Menendez is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 22 years of industry experience. She has worked at Merrill since 2016. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients, managing approximately $671 billion in assets with over 14,000 financial advisors. The firm offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.