Kevin Cross is a financial advisor at Merrill with 10 years of industry experience and holds the Series 66 designation. He has worked at Merrill since 2016 and is currently affiliated with Bank of America, N.A. Since 2025, he has served as a member of the Endowment Committee for St. Andrew's Episcopal Church in Grand Rapids, MI. Merrill provides managed account services through the Select Portfolio Solutions program to a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The program utilizes model-based and discretionary investment strategies implemented by Managed Account Advisors LLC and affiliated managers, with access to a broad range of products integrated within Bank of America’s corporate platform.

Temple Duke is a Financial Consultant at Fidelity Investments, where he collaborates with clients to develop comprehensive financial plans tailored to their individual needs. He emphasizes building strong relationships and provides personalized strategies to assist clients through various life transitions. Since joining Fidelity Investments in 2022, Temple has held several roles including Financial Customer Associate, Financial Representative, and Relationship Manager, gaining experience in client relations and financial planning. This progression reflects his involvement in supporting clients' financial decision-making processes. Outside of his professional work, Temple has interests in board games, concerts, cooking and baking, gardening, parenthood, and theater.

Darryck Walker is a Financial Consultant at Fidelity Investments, a role he has held since 2026. Prior to this, he served in several capacities within Fidelity, including Planning Consultant, Investment Consultant, Investment Solutions Representative I, and Customer Relationship Advocate from 2022 to 2026. Throughout his tenure, he has focused on developing personalized financial strategies tailored to the goals and priorities of individuals and families. In his current role, Darryck partners with clients through comprehensive planning and thoughtful guidance, helping them navigate financial decisions with confidence and clarity. He aims to be a trusted resource by providing ongoing support as clients work toward their long-term financial objectives. Outside of his professional responsibilities, Darryck enjoys baseball, board games, football, golf, spending time with friends, and caring for pets.

Richard Houck Jr. is a financial advisor with Edward Jones in Wyoming, MI, holding a Series 66 designation and 16 years of industry experience. He has been with Edward Jones since 2010. Outside of his advisory role, he owns and operates Twin Pine Ranch LLC, where he raises and sells beef cows. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans and charitable organizations. The firm manages over $1 trillion in assets through a nationwide network of advisors and offers a range of advisory programs and investment solutions under a fiduciary standard.

John Vanderbaan is a financial advisor with Raymond James Financial in Hudsonville, MI, holding Series 63 and Series 65 licenses and possessing 28 years of industry experience. He has been with Raymond James since 2010 and also operates Vanderbaan Financial Group, Inc. He serves on the Finance Council advisory board for St Sebastian Church, providing input on the organization’s financial decisions. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, with a distinctive emphasis on advisory and implementation-support services rather than discretionary management.

Matt Lindgren is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 65 credentials and with 27 years of industry experience. He has been with Ameriprise since 2016, working at both Ameriprise Financial Services, Inc. and Ameriprise Financial Services, LLC. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Austin Lovett is a financial advisor at LPL Enterprise with three years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at firms including J.P. Morgan Securities LLC, Equitable Advisors, and The Prudential Insurance Company of America. Outside of his advisory work, Lovett has experience as a delivery driver for DoorDash. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through both advisory and brokerage channels. The firm offers financial planning, model portfolio strategies, third-party asset management, and a range of brokerage and insurance products via an integrated platform.

Michael Rosloniec is a financial advisor with Morgan Stanley in Grand Rapids, MI, holding Series 63 and Series 65 licenses and having 23 years of industry experience. He has been with Morgan Stanley since 2009 and has worked at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to both individuals and institutional clients. The firm emphasizes structured financial planning supported by its Financial Advisors and Estate Planning Strategies Group, managing approximately $2.74 trillion in client assets.

Raymond Schat is a financial advisor with Raymond James Financial, holding a Series 66 designation and eight years of industry experience. He has worked with Raymond James Financial Services Advisors and Guide Point Financial Partners, and previously served in a financial planning role at Calvin College. Outside of his advisory work, he serves as a deacon and officer president at Hudsonville Protestant Reformed Church, overseeing church finances and counseling members. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and institutional clients, including high-net-worth investors and public entities. The firm offers tailored, non-discretionary advisory solutions and specialized programs for small businesses, supported by a broad network of affiliated financial services.

David Knooihuizen is a financial advisor with Mass Mutual Investors Services in Grand Rapids, MI, holding Series 63 and Series 66 licenses and 23 years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2002. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive financial planning, asset management, and educational seminars, emphasizing collaborative, goal-based planning using firm-approved analytical tools.

Kyle Trevino is a financial advisor at Ameriprise with 18 years of industry experience. He holds Series 63 and Series 65 designations and has been with Ameriprise since 2015. Outside of his advisory role, Trevino serves as Vice President on the board of the Three Days Foundation, a private family nonprofit focused on assisting individuals facing financial, emotional, or physical distress. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Brian Adams is a financial advisor at Raymond James & Associates with 11 years of industry experience. He holds a Series 66 designation and previously worked at Merrill for 10 years. Adams is based in Grand Rapids, MI. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses using firm research and planning tools, and also serves municipal clients through its public finance and institutional consulting divisions.

Stacy Sitzema is a financial advisor at Primerica Advisors with 23 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Primerica Advisors and Primerica Financial Services since 2001. In addition to her advisory role, she is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, which includes model-delivery strategies and separately managed account options for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its investment services.

Nathan Raymond is a CFP® professional with eight years of industry experience, currently affiliated with Raymond James Financial in Grand Rapids, MI. He has held various roles at Al Bruchnak Financial Services since 2017 and has been with Raymond James Financial Services Advisors since 2018. Outside of advising, he also writes disability insurance contracts as an agent. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, pension plans, charitable organizations, and governmental entities. The firm offers specialized programs such as the SIMPLE IRA Employer Advisory & Consulting Services for small businesses and integrates public finance capabilities in support of municipal clients.

Zachary Hunt is a financial advisor with Ameriprise in Grand Rapids, MI, holding a Series 66 designation and six years of industry experience. He has been with Ameriprise and its affiliated entities since 2018 and previously worked at JMS of Holland, Inc. from 2011 to 2018. Ameriprise offers a retirement-income planning service designed for individuals nearing or in retirement with substantial investable assets, providing written Recommendation Reports on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in its approach and delivers recommendations through a centralized consulting team in partnership with advisors like Hunt.

Nelson Schrader is a financial advisor at Ameriprise with eight years of industry experience. He holds the Series 66 designation and has worked at Ameriprise Financial Services since 2019. Prior to that, he held roles at Spectrum Health Innovations, LPL Financial, and PRA Global Business Development. Schrader is also involved as a financial planner with H&S Companies. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. The firm’s approach includes thorough analysis and collaboration between centralized teams and advisors, focusing on dependable income and tax-aware withdrawal strategies for clients nearing or in retirement.

Douglas Postma is a financial advisor with Cetera who holds Series 63 and Series 66 credentials and has 27 years of industry experience. He has been associated with Cetera and Cetera Financial Specialists LLC since 2005 and has served as president and owner of Trillium Financial Advisors since 2013. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers.

Bronson Hindman is a financial advisor with OSAIC based in Grand Rapids, MI, holding Series 63 and Series 65 credentials and 22 years of industry experience. He previously worked at Signator Investors, Inc. for 16 years before joining Royal Alliance Associates, Inc., where he has been for eight years. Outside of his advisory role, he is involved as an insurance broker, providing property, casualty, life, annuities, and long-term care insurance services. OSAIC serves a broad mix of retail and institutional clients, offering integrated brokerage and investment advisory services through a large network of affiliated advisers. The firm employs firm-provided asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct diversified portfolios that include various asset classes managed on discretionary or non-discretionary bases.

Maxwell Carlson is a financial advisor at Morgan Stanley with two years of industry experience and holds the Series 66 designation. Prior to his current role, he worked at L3Harris Technologies and was involved with the Amateur Athletic Union and Brevard County Ocean Rescue. Outside of finance, he is a partner in a musical act called New Troy. Morgan Stanley Wealth Management provides a range of advisory programs and tailored financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process includes structured discovery conversations and firm-approved tools but does not offer individual security recommendations as part of its standalone planning service.

Craig Van Ess is a financial advisor with Edward Jones in Grand Rapids, MI, holding a Series 66 designation and 14 years of industry experience. His prior roles include positions at Cetera Investment Services, West Shore Bank, Bank of America, and Merrill Lynch. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with over $1 trillion in assets under management and a network of more than 23,000 advisors. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.