Erik Schwarz is a CFP®-designated financial advisor with LPL Financial in Rochester, NY, bringing 21 years of industry experience. He has been affiliated with LPL Financial and ESL Investment Services, LLC since 2010. Outside of his advisory work, he is also a self-employed musician. LPL Financial serves a broad range of clients including individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers comprehensive financial planning and advisory programs, utilizing model portfolios, research, and technology-driven strategies.

Andrew Mantione is a financial advisor at Cambridge Investment Research Advisors with 11 years of industry experience. He holds a Series 66 designation and has worked at Cambridge Investment Research Advisors since 2016. Outside of his advisory role, Mantione is involved in numismatics as a business owner, buying, selling, and appraising coins and related collectibles. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals using various portfolio management and platform solutions.

Rebecca Laks is a Market Leader at Fidelity Investments, a role she has held since 2026. In this position, she leads and inspires teams to deliver client experiences and drive consistent outcomes. She focuses on talent development, operational excellence, and fostering an inclusive, collaborative culture to support both associates and clients in realizing their financial goals. Her tenure at Fidelity Investments began in 2020, where she progressed through several leadership roles, including VP Branch Leader from 2023 to 2026 and Assistant Branch Leader from 2022 to 2023. Prior to joining Fidelity, Ms. Laks worked at Merrill Lynch from 2015 to 2020, serving as Client Associate, Registered Client Associate, and Financial Advisor. Throughout her career, Ms. Laks has gained experience in investment consulting, financial advising, and branch leadership, developing expertise in team leadership and client service within the financial services industry.

Emily Smith is a financial advisor with LPL Financial based in Pittsford, NY. She holds a Series 66 designation and has three years of industry experience. Prior to joining LPL Financial in 2019, she worked at Ameriprise Financial Services, Inc. from 2015 to 2019. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a broad range of advisory programs and financial planning services, utilizing model portfolios and research to provide both discretionary and non-discretionary management.

Troy Gribnau is a financial advisor with Edward Jones in Webster, NY, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Guardian Life Insurance, Park Avenue Securities, Alliance Advisory Group, and experience in various other industries such as real estate and retail. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a variety of advisory programs and investment solutions, supported by a nationwide network of over 23,700 advisors. The firm offers both discretionary and non-discretionary strategies, access to managed accounts, affiliated mutual funds, and other services under a fiduciary standard.

Terri Rumans is a financial advisor at LPL Financial with 29 years of industry experience. She holds the Series 63, Series 65, and Series 66 designations. Her prior experience includes roles at Peoples Securities, Inc. and M&T Securities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services, providing both discretionary and non-discretionary management supported by research and model portfolios.

Keval Patel is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. His prior work includes roles at JPMorgan Chase Bank, Verdavista Partners M&A, and Aditya Birla Investment Financial. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Brian Craig is a financial advisor at Morgan Stanley with 22 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2009. He holds a Series 66 designation. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, including customized financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that leverages approved tools and scenario modeling.

John Price is a Series 66-credentialed financial advisor with Edward Jones, based in Honeoye Falls, NY. He has 18 years of industry experience and has been with Edward Jones since 2007. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, manages approximately $1.01 trillion in assets, and operates a large national network of advisors and branch offices.

David Meisenzahl is a Financial Advisor with Merrill Lynch Wealth Management. He works directly with clients to develop strategies that address their individual financial goals and priorities. David focuses on areas including employee benefits planning, executive and equity compensation, personal retirement planning, portfolio management, small business strategies, investment strategy, tax minimization, and retirement income. David holds a Bachelor's Degree and a Master of Business Administration (MBA) from the University at Albany. He has earned professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Through Merrill Lynch, he leverages global investing resources as well as the credit, lending, and banking services of Bank of America to support his clients. Outside of his professional work, David enjoys a variety of activities such as hiking, pickleball, reading, scuba diving, skiing, spending time with his family, surfing, swimming, tennis, and traveling.

Matthew Terp is a financial advisor at Edward Jones in Webster, NY, holding a Series 66 designation with 16 years of industry experience. He has been with Edward Jones since 2009. Outside of his advisory role, Terp serves as a Monroe County Legislator. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory and investment solutions supported by a large network of advisors and branch offices nationwide.

Jeffrey Mapstone is a financial advisor with Equitable Advisors in Rochester, NY, holding Series 63 and Series 65 credentials and bringing 55 years of industry experience. He has been with Equitable Advisors since 1999 and previously worked with Axa Advisors. Outside of his advisory role, he is involved in business plan consulting through MAPSTONE GROUP, LLC and serves on the board of Hillside Family of Agencies. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to implement client recommendations.

Emily Maunz is a financial advisor with Equitable Advisors, holding Series 66 and Series 63 licenses and five years of industry experience. Prior to joining Equitable Advisors in 2021, she worked at Paychex and Petsmart. Outside of her financial career, she serves as a musical choreographer for the West Irondequoit Central School District. Equitable Advisors provides financial planning, brokerage, insurance, and advisory services to a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charities, and institutions. The firm operates as both an SEC-registered investment adviser and broker-dealer, utilizing third-party asset management programs and LPL-sponsored platforms to deliver its solutions.

Kathleen Titus is a financial advisor at UBS Financial Services with 32 years of industry experience. She holds Series 63 and Series 65 credentials and has been with UBS since 2009. Outside of her advisory work, she serves as a head coach for the Olympic Development Soccer Program in New York State West. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Mark Downey II is a financial advisor with Raymond James & Associates in Rochester, NY, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His prior roles include positions at Wells Fargo Advisors LLC and Wells Fargo Clearing. Outside of his advisory work, he serves as successor trustee for a family 401(k) plan. Raymond James & Associates offers financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, employer-sponsored retirement plans, and institutional clients. The firm provides tailored financial plans and investment recommendations, supporting both discretionary and non-discretionary advisory relationships.

Bruce Bortniker is a financial advisor at Wells Fargo Advisors in Rochester, NY, with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo and its affiliates since 2011. Outside of his advisory role, he owns RCCR Associates LLC, a financial-related business. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and integrates advisory services with other financial products and referral channels.

Theresa Kenyon is a financial advisor at Morgan Stanley with 26 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and holds a Series 63 designation. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by firm-approved tools and modeling techniques.

Richard Walker is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 63 designation and 25 years of industry experience. He has been with Raymond James since 2000. Outside of his advisory role, he owns an accounting firm, Walker & Reynolds CPA's PC, and serves as Treasurer and Director for the Fairway Woods I condo association. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored advice supported by comprehensive research and a broad affiliate network.

David Booker is a CFP® professional with 21 years of industry experience. He is currently with Wells Fargo Advisors and has previously worked at Royal Alliance Associates, Inc. and Signator Investors Inc / JHFN. Outside of his advisory role, he serves as a board member for the Oceanfront Residence Club HOA in Daufuskie Island, SC. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu and integrates advisory services with other financial product sales and referral channels.

Nicole Marron is a financial advisor at Morgan Stanley in Rochester, NY, with 14 years of industry experience. She has held positions at Morgan Stanley since 2014, including a brief tenure at LPL Financial in 2018. Marron holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs that include tailored financial planning. The firm employs structured planning tools and investment modeling techniques, managing approximately $2.74 trillion in client assets.