Bruce Kirking is a financial advisor with Primerica Advisors, holding a Series 63 designation and over 26 years of industry experience. He has worked at Primerica Advisors since 1999 and has prior experience at Mills Fleet Farm. Outside of his advisory role, he serves as vice-managing member of Pine Knoll Partners, LLC. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and a limited number of discretionary separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure rather than fixed fees.

Nicholas Rowan is a financial advisor at UBS Financial Services with 28 years of industry experience. He has worked at UBS since 2006 and has a prior background with U.S. Bancorp Piper Jaffray Inc. since 2000. He holds Series 63 and Series 66 licenses and is based in St. Paul, MN. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a range of capital markets and research resources to support client strategies.

Bo Chwala is a financial advisor at Merrill in Saint Paul, MN, holding Series 63 and Series 66 licenses with one year of industry experience. Prior to joining Merrill and Bank of America, he worked in various roles including at N.I.S. Financial Services and Ozark National Life. Outside of financial services, he has experience in the food service industry and retail. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based, discretionary, and tax-aware investment strategies to a diverse client base including individuals, pension plans, and charitable organizations.

Ryan Nelson is a financial advisor at OSAIC with 11 years of industry experience. He holds a Series 66 designation and previously worked for Woodbury Financial Services Inc. for nine years. In addition to his advisory role, Nelson is an insurance producer specializing in life, disability, long-term care, and annuities. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing various asset-allocation tools and third-party platforms to manage portfolios across multiple investment types.

Marcus Hubers is a CFP® professional with 24 years of experience in financial advising. He has been with Ameriprise since 2002, serving in various capacities over that time. Hubers is a managing partner of The Windsor Group, an LLC related to his financial planning practice. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, providing detailed recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm serves clients through a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Christopher Muller is a financial advisor at Thrivent Investment Management in Minneapolis, MN, with 26 years of industry experience. He has been with Thrivent Investment Management and Thrivent Financial for Lutherans since 2007. His credentials include Series 63 and Series 65 licenses. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based financial planning across various topics and allows clients to integrate planning with managed-account programs while keeping these services separate.

Jeffrey Bergerson is a financial advisor with Cetera, holding a Series 66 designation and bringing 18 years of industry experience. He has been affiliated with Cetera and its related entities since 2013 and owns Bergerson Tax Services, Inc., a tax preparation and planning business. Additionally, he co-produces content for The Fantasy Golf Insider, an informational website on professional and fantasy golf. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individual investors, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers a variety of portfolio management and consulting services through a multi-manager platform, supporting various investment strategies and program structures.

Elle Miller is a financial advisor at UBS Financial Services with five years of industry experience. She previously worked at Lucid Holdings, LLC for four years before joining UBS in 2020. Miller serves on the board of the Wayzata Rotary Club, a humanitarian service organization, where she holds the position of Treasurer. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor strategies to clients’ goals and risk tolerances.

Alex Vanden Boogaard is a financial advisor with Osaic Wealth Inc., holding a Series 66 designation and five years of industry experience. He has worked with firms including Commonwealth Financial Network and U.S. Bank Private Wealth Management. Outside of his advisory role, he is involved with Gallagher Financial Services, Inc., where he provides client support and sells fixed insurance products such as life and health insurance. Osaic Wealth Inc. serves a diverse client base including individuals, high-net-worth investors, and institutions through a large network of advisers. The firm offers integrated brokerage and advisory services, utilizing firm-provided tools and third-party platforms to construct portfolios across multiple asset classes on either a discretionary or non-discretionary basis.

Gregory Blaeser is a financial advisor with Cetera, holding the ChFC® and Series 63 designations and bringing 43 years of industry experience. He has worked with Cetera and Cetera Wealth Services since 2021 and previously served at VOYA Financial Advisors for seven years. Blaeser is also president and owner of MoneyGeeks Financial Network, Inc., and serves as president of a local homeowners association board. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base, including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting various program structures and custodial relationships for its network of over 10,000 advisors.

Fred Lee is a financial advisor with Thrivent Investment Management in Minneapolis, MN, holding a Series 66 designation and 21 years of industry experience. He has worked at Thrivent Financial and Thrivent Investment Management since 2022, and previously at U.S. Bancorp Investments, Inc. and Wells Fargo Clearing. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, offering goal-based analyses and written recommendations across a range of planning areas. The firm allows clients to combine planning with managed-account programs under a consolidated billing option, while keeping these services separate.

Taylor Bacchus is a financial advisor at Wells Fargo Clearing with one year of industry experience. He holds the Series 66 designation and previously worked at Isaacson & Associates American Family and NorthStar Ford. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and featuring a broad range of investment options including insurance-related vehicles.

Madison Thor Uy is a financial advisor with Ameriprise Financial Services, LLC, holding Series 63 and Series 65 designations and eight years of industry experience. He has been with Ameriprise since 2017, prior to which he had multiple roles at Concordia College. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning services that focus on dependable income sources and tax-aware withdrawal strategies. The firm’s approach integrates proprietary research and third-party data within a defined investment framework influenced by its affiliated product ecosystem.

Benjamin Kyes is a financial advisor at Ameriprise with 13 years of industry experience. He holds the Series 63 designation and has been with Ameriprise and its affiliated entities since 2013. Outside of his advisory role, he co-owns Candid First Impressions, a photo digitization business, and owns Sycamore Trailers LLC, which rents trailers to the public. Ameriprise offers a retirement-income planning service targeted at individuals with significant investable assets, providing written recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in delivering its services, with an emphasis on assets held in Ameriprise-managed accounts.

Ashton Beck is a financial advisor at RBC Capital Markets with five years of industry experience. He holds the Series 66 designation and has worked at RBC Wealth Management since 2019, following a brief tenure at Wells Fargo Bank. Prior to his financial services career, he held various roles in the hospitality and retail sectors. RBC Wealth Management serves a diverse clientele, including individual investors, institutions, corporations, and charitable organizations. The firm offers a range of advisory programs with customizable portfolio management and investment options supported by its capital markets capabilities and affiliated asset managers.

Harrison Weems is a financial advisor with Mass Mutual Investors Services in Minneapolis, MN, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. He has been with Mass Mutual Investors Services and Mass Mutual Life Insurance Company since 2018. Prior to this, he worked at St Michael Car Care Center and Charter Nex Films. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides collaborative financial planning engagements using firm-approved software and offers specialized services including divorce planning, estate settlement, and employer-sponsored planning programs.

Michael Pieper is a financial advisor with Cetera in Minneapolis, MN, holding a Series 66 credential and six years of industry experience. He has worked with multiple firms including Securian Financial Services, Minnesota Life Insurance Company, and Northwestern Mutual. Outside of his advisory role, he serves as an assistant hockey coach for Osseo Area Schools and works with North Star Resource Group, a financial services DBA. Cetera Investment Advisers LLC operates a multi-manager platform serving a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm provides portfolio management, financial planning, retirement services, and access to a range of third-party money managers across various program structures.

Michael Roberts is a financial advisor at Thrivent Investment Management in Minneapolis, MN, with 11 years of industry experience. He holds Series 63 and Series 65 credentials. His prior work includes roles at Ameriprise Financial Services, RBC Capital Markets, U.S. Bank, and U.S. Bancorp Investments. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers goal-based analyses and planning across various financial topics, allowing clients to combine planning with managed-account programs under a consolidated billing option called “WealthPlan.”

Roger Williams is a financial advisor with Thrivent Investment Management in Lake Elmo, MN. He holds a Series 66 designation and has six years of industry experience, including two years at MusicFirst prior to joining Thrivent in 2019. Williams serves as Vice Chair on the board of the Minnesota Boychoir, a nonprofit that provides educational and performance opportunities for boys in the Twin Cities area. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on comprehensive, goal-based financial analyses and planning without discretionary trading authority. The firm’s service emphasizes ongoing or one-time planning engagements covering a wide range of topics and allows clients to integrate planning with managed accounts under a consolidated billing system.

Michael Erpenbach is a CFP® professional with 27 years of experience in the financial services industry. He has worked at LPL Financial since 2021 and previously held roles at Willy Zimmerman, Education Resource Partners, Inc., and Waddell & Reed, Inc. Erpenbach has served on the St. John's University Alumni Board and the SJU Alumni Association. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party subadvisors, and advanced technologies.