Austin Dave is a Financial Advisor at Merrill Lynch Wealth Management. He works with individuals, business owners, and corporate employees of Fortune 500 companies to help them achieve their financial goals. His approach focuses on creating efficient wealth management strategies that address various financial topics such as tax-efficient investing, retirement planning, benefit maximization, and managing company 401(k) plans. Austin and his team emphasize delivering an exceptional client experience by understanding each client's unique situation, educating them on potential options, and monitoring their progress. This allows them to adjust investment portfolios as needed in a dynamic financial environment. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from The College of New Jersey.

Christian Stine is a financial advisor with Equitable Advisors, holding Series 65 and Series 63 licenses and 10 years of industry experience. He has worked at Equitable Advisors since 2020 and previously with LPL Financial and Axa Advisors. He also serves as an administrator or executor of an estate and trustee of a trust for family and non-family members. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating primarily through LPL-sponsored programs and endorsed TAMPs.

Zakkour Chivi is a financial advisor at Ameriprise with 36 years of industry experience. He holds the Series 63 designation and has worked previously at Wells Fargo Clearing and Wells Fargo Advisors. Outside of his advisory role, he serves as a Board of Elders member for the Virgin Mary Assyrian Orthodox Church in Paramus, NJ. Ameriprise is an institutional firm that offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary retirement income recommendations through a centralized consulting team.

David Biebelberg is a financial advisor with Osaic, holding a Series 66 designation and bringing 24 years of industry experience. He has been with Osaic since 2010. Outside of his advisory role, he is a partner at Elite Wealth Group and is involved in the sale of fixed insurance products through his limited roles in Freedom Capital Management and a sole proprietorship. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, institutional clients, and charitable organizations. The firm offers integrated financial services through multiple advisory platforms, using asset-allocation tools and third-party managers to build diversified portfolios that include a range of investment products.

Danni Higgins is a Financial Advisor with Merrill Lynch Wealth Management. As a CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA), she focuses on helping clients gain clarity and confidence in their financial decisions. She works closely with clients to develop personalized wealth management strategies that align with their unique goals and values. Her expertise encompasses areas such as college education planning, family wealth management strategies, personal retirement planning, women and wealth, and tax minimization. Danni takes the time to understand what is important to each client, providing thoughtful financial guidance rooted in care, clarity, and purpose. She aims to simplify complex financial decisions and offers ongoing advice as clients' needs evolve. Danni holds a Bachelor's Degree from the University of Delaware. Outside of her professional role, she has interests that include pickleball, reading, running, skiing, spending time with her family, and traveling.

Vladimir Stricker is a Financial Advisor at Merrill Lynch Wealth Management and holds professional designations as a CERTIFIED FINANCIAL PLANNER® and Chartered Retirement Planning Counselor. He assists business owners, corporate professionals, retirees, and multigenerational families in making informed financial decisions. His practice emphasizes retirement planning, tax-efficient wealth management, stock compensation strategies, estate planning coordination, and facilitating the transition from wealth accumulation to retirement income. With over a decade of industry experience, Vladimir works closely with clients to develop comprehensive financial plans tailored to their unique needs. His expertise encompasses retirement income strategies, employer stock compensation planning, investment management, cash flow optimization, estate and legacy planning, tax-aware strategies, and risk management. He primarily serves successful professionals, engineers, and business owners seeking to simplify their financial complexities and coordinate various financial components. Vladimir holds a Bachelor's Degree from Kean University and maintains memberships in professional organizations including Business Networking International, the Chamber of Commerce, and the National Association for Divorce Professionals. He is also involved in the community through the ARC of Ocean County. Outside of his professional work, Vladimir enjoys adventure sports, biking, boating, football, golfing, reading, and spending time with his family.

Andrew Ober is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He previously worked at UBS Financial Services from 2015 to 2023. Outside of his advisory role, he serves as an independent contractor with 1792 Wealth Advisors. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm provides tailored, non-discretionary planning and consulting using analytical tools and supports a wide advisor network, with specialized programs for municipal and public finance, as well as SIMPLE IRA employer advisory services.

Hye Joung Lee is a financial advisor at LPL Financial with 27 years of industry experience. She holds Series 63 and Series 65 designations and has previously worked with Guardian Life Insurance Company and Park Avenue Securities. Outside of her advisory role, she is involved in tax preparation and accounting through her firm LHK CPAS LLC. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing model portfolios and research from multiple sources.

Kenneth Lemunyon is a financial advisor at Wells Fargo Advisors in Red Bank, NJ, with 39 years of industry experience. He has held roles within Wells Fargo Clearing and Wells Fargo Advisors LLC since 2009. Outside of his advisory work, he is an executor for his father’s estate and holds a one-third ownership in Select Advisors Wealth Management, LLC. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a wide range of planning options including retirement, education, and niche services like business-owner transition and special-needs analysis. Advisors use proprietary research and planning tools to develop tailored recommendations, with clients choosing how to implement them through various brokerage or advisory programs.

Raymond Triano is a financial advisor with Cetera, holding a Series 66 designation and nine years of industry experience. His prior roles include positions at Minnesota Life Insurance Company and Securian Financial Services Inc. He also maintains an ongoing role as a fixed insurance agent with Allied Wealth Partners. Cetera Investment Advisers LLC serves a broad client base including individual, retirement plan, corporate, charitable, and institutional clients. The firm provides a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Michael Cassella is a financial advisor at Wells Fargo Advisors with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked within Wells Fargo-affiliated firms since 2009. Outside of his advisory role, he operates a photography business, Michael Cassella Photography, based in Brielle, NJ. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning areas and utilizing Wells Fargo research and tools to develop tailored recommendations.

John Surguy is a financial professional with six years of industry experience, currently affiliated with Cetera. He holds a Series 66 designation and has worked at firms including Mid Atlantic Resource Group and Securian Financial Services. Outside of his advisory role, Surguy volunteers as a youth soccer coach and serves on boards for local soccer associations and a chamber of commerce focused on health and wellness events. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients including individuals, retirement plans, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform, supported by a large nationwide network of over 10,000 advisors.

Eric Sandowsky is a financial advisor at Cetera with 27 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at several firms, including Mass Mutual and Investors Capital Corporation. He also operates under the dba Legacy Wealth Advisors/Legacy Wealth Planners and is involved in life settlements and fixed insurance sales. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Jeffrey Winner is a financial advisor at Equitable Advisors with 25 years of industry experience. He holds the Series 66 designation and has been with Equitable Advisors since 2001. He also operates a business under the name FourFront Group. Equitable Advisors serves a diverse client base, including individuals, high-net-worth clients, retirement plans, corporations, charities, and institutions. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, working extensively with program sponsors and endorsed third-party managers to deliver advisory and brokerage solutions.

John Turi is a financial advisor with Ameriprise in Tinton Falls, NJ, holding a Series 66 designation and 10 years of industry experience. He has been with Ameriprise and its affiliated entities since 2015. Outside of his advisory role, he supports a leading AI research lab focused on advancing machine learning systems. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Kevin Nohilly is a financial advisor at Wells Fargo Advisors with 32 years of industry experience. He has been with Wells Fargo Advisors in various capacities since 2009. Outside of his advisory role, he has ownership interests in investment-related ventures including a merchant partnership. Wells Fargo Advisors is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutions. The firm offers a broad range of financial planning services and integrates advisory offerings with other financial products and referral channels.

Jeannette Scott is a financial advisor at Wells Fargo Clearing with 20 years of industry experience. She holds the Series 66 and Series 63 designations and has worked at Wells Fargo Advisors and Wells Fargo Clearing since 2009. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

James Pucciarelli is a financial advisor with Morgan Stanley in Morganville, NJ, holding Series 63, 65, and 66 licenses and bringing 44 years of industry experience. He has been with Morgan Stanley and its Private Bank affiliate since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured discovery processes and proprietary planning tools in its financial planning approach.

Bryan Telzer is a financial advisor with Mass Mutual Investors Services, holding a Series 66 credential and bringing 10 years of industry experience. He previously worked at Metlife Securities before joining Mass Mutual in 2017. Outside of his advisory role, he is a silent partner and investor in SparqX Marketing, LLC, a startup focused on marketing, event planning, social media, and branding. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers structured planning engagements using firm-approved software and generally recommends investment strategies without discretionary authority.

Daniella Russo is a financial advisor at Fidelity with two years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including Bank of America, Wells Fargo Advisors, and Mike Anthony Group Inc. Russo has also held teaching positions at Monmouth University and St. Joseph by the Sea High School. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm utilizes a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.