Jared Hannah is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. Prior to joining Merrill in 2022, he held various positions including multiple roles at Sage Life Senior Living and employment at Bentley University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Christopher Bastos is a financial advisor with Ameriprise Financial Services who holds a Series 66 designation and has seven years of industry experience. His work history includes roles at Ameriprise since 2018 and earlier experience at Saint Joseph's University. He is also involved in independent insurance brokering through Emerson Rogers. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on reliable income sources and tax-aware withdrawal strategies.

Christopher Baldwin is a financial advisor at Morgan Stanley with one year of industry experience. He holds the Series 66 designation and previously worked in the restaurant industry, including roles at Piccolo Trattoria and Bricco Coal Fired Pizza. Baldwin continues his involvement with Bricco Coal Fired Pizza alongside his advisory work. Morgan Stanley Wealth Management provides advisory and brokerage services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm offers tailored financial planning using structured tools and a wide range of investment and financial products.

Eric Frantz is a financial advisor with Mass Mutual Investors Services, holding over 43 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and has a longstanding career that includes positions at MetLife Securities Inc. and Metropolitan Life Insurance Company dating back to 1975. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning relationships and offers programs including educational seminars, wrap accounts, and specialized planning such as divorce and estate-settlement services.

Fonda Markley is a CFP® with 16 years of industry experience, currently affiliated with Cetera. Her career includes roles at Wells Fargo Advisors and Morgan Stanley, as well as various positions within Cetera and its affiliated entities. Outside of her advisory work, she serves as communications director for the Give Music Tour for Torch Relay and is a board member of the Polar Bear Foundation, where she coordinates large fundraising events. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, model portfolios, and access to third-party managers.

Nina Covrljan is a financial advisor with Merrill in Marlton, NJ, holding a Series 66 designation and 10 years of industry experience. She has worked at both Bank of America, N.A. and Merrill since 2016, with a brief employment gap in 2017–2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jason Grosso is a financial advisor at Ameriprise with 11 years of industry experience. He holds a Series 66 designation and has previously worked at Morgan Stanley and Wells Fargo Clearing Services. Outside of his advisory role, he is also employed at GenFocus Wealth Advisors, where he manages an advisory business. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning that includes written recommendations and annual reviews focused on dependable income and tax-aware withdrawal strategies. The firm’s approach relies on investment research and algorithmic analysis within a structured product ecosystem and applies restrictive enrollment criteria based on investable assets.

Joseph Hughes is a financial advisor at Mass Mutual Investors Services with six years of industry experience. He holds Series 63 and Series 65 designations. His prior work history includes positions at The Prudential Insurance Company of America and Energy People Federal Credit Union. Outside of his advisory role, he is involved in property and casualty insurance sales as an agent with Creative Risk Management and works as a broker for fixed annuities at Madison Brokerage. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, focusing on collaborative, annual planning engagements that utilize firm-approved analytical tools.

John Dinisio Jr. is a financial advisor with Charles Schwab, holding a Series 66 designation and 12 years of industry experience. He has been affiliated with multiple Charles Schwab entities since 2009, including Charles Schwab Bank and Charles Schwab Premier Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs and offers a multi-asset investment approach supported by research and centralized operational resources.

Thomas Jones is a financial advisor at LPL Financial with 11 years of industry experience. He holds the Series 66 designation and previously worked at Harbour Master Diversified Financial Services, Investment Advisors Asset Management, LLC, and OSAIC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutional clients. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Charlie Winchock is a financial advisor with OSAIC, holding Series 63 and Series 66 designations and six years of industry experience. Prior to joining OSAIC in 2025, he worked at Lincoln Financial Advisors Corporation for five years and has experience in tax accounting and the beverage industry. He has also been involved in a fixed insurance business as an agent. OSAIC serves a diverse client base including individual investors, retirement plans, charities, and corporate clients, offering brokerage and advisory services with a focus on model-based asset allocation and portfolio optimization through a multi-advisor platform.

Stephanie Tocco is a Series 66-credentialed financial advisor with Ameriprise in Voorhees, NJ, bringing 23 years of industry experience. She has been with Ameriprise and its affiliated entities since 2003. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on dependable income sources and tax-aware withdrawal strategies for clients nearing or in retirement.

Michael Maresca is a Financial Consultant currently working at Fidelity Investments since 2023. He focuses on helping clients achieve their financial goals through collaborative financial planning and strong communication. He has professional experience spanning over a decade, including roles as a National Financial Solutions Advisor at Merrill Lynch from 2017 to 2023 and as a Financial Consultant at AXA Equitable from 2013 to 2017. Outside of his professional career, Michael has interests in baseball, fitness, food, football, golf, and parenthood.

Jennifer Lingad is a financial advisor with LPL Financial in Cherry Hill, NJ, holding a Series 66 designation and three years of industry experience. She has been with LPL Financial since 2017, following nine years at Verizon Wireless. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a variety of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a network of over 22,800 advisors.

Christopher Cudeyro is a financial advisor at OSAIC with five years of industry experience. He holds a Series 66 designation and has worked previously at JPMorgan Securities LLC and Merrill. He also serves as Vice President of Strategic Financial Services Corp., assisting with client meetings, service, and investment research, and is licensed as an insurance producer for fixed insurance and annuities. OSAIC Wealth serves a diverse client base including retail and institutional investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services supported by a model-based investment process and a complex network of affiliates and programs.

William Cooney is a financial advisor at LPL Financial with 35 years of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining LPL Financial in 2025, he worked for Bestvest Investments for 22 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions delivered through a large network of advisers.

Yichen Hua is a financial advisor at Ameriprise with one year of industry experience. He holds a Series 66 designation and has previously worked at Kevin Hughes CPA, Morgan Stanley, and China Securities International. Hua’s background also includes roles in education at Temple University, Chongqing Technology and Business University, and Hainan Overseas Chinese Middle School. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary retirement income recommendations through a centralized consulting team.

Ronald Goldberg is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 43 years of industry experience. He has worked with Pinnacle Wealth Advisors, LLC and Guardian Life Insurance Company, in addition to his long tenure at Cetera. He is a part owner of Pinnacle Wealth Advisors, LLC, a financial services firm. Cetera Investment Advisers LLC is an SEC-registered advisor serving a broad client base, including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and multiple program structures.

Jason Schum is a financial advisor with Ameriprise in Pennsauken, NJ, holding Series 63 and Series 65 licenses and eight years of industry experience. He has worked at Ameriprise Financial Services LLC since 2021 and previously at Equitable Advisors, Axa Advisors, LLC, and with Dr. Yelena German. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendations, with an emphasis on assets held in Ameriprise-managed accounts and the use of algorithmic automation overseen by a specialized committee.

Erik Lure is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has previously worked at Securities America Advisors and National Planning Corporation. In addition to his advisory role, he is involved in life insurance sales through AFR Financial Group. OSAIC Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services featuring model-based asset allocation and portfolio optimization, supported by various managed account options and third-party manager programs.