Christopher Hensley is a financial advisor with Merrill in Pennington, NJ, holding Series 66 and Series 63 designations and with 18 years of industry experience. He has been with Merrill since 2002. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Akash Patel is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and nine years of industry experience. He has been with Wells Fargo in various roles since 2014, including positions at Wells Fargo Bank NA and Wells Fargo Clearing. Wells Fargo Advisors is a national securities firm providing investment advisory, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics to support its investment approach.

David Peters is a financial advisor at Ameriprise with 30 years of industry experience. He holds a Series 63 designation and has been with Ameriprise and its related entities since 2005. Outside of his advisory work, Peters is involved with the Mercer County Republican Party committee, which participates in selecting Republican candidates for local and state offices. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service providing written recommendations and annual planning advice focused on reliable income sources and tax-aware withdrawal strategies for clients near or in retirement.

Jean Magnier is a financial advisor at Merrill with 21 years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2011 and Bank of America, N.A. since 2012. From 2011 to 2017, he operated Jean Magnier Art Consulting. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jonathan Schmitt is a financial advisor at Merrill with Series 65 and Series 63 licenses. He has one year of industry experience and previously held roles at Bank of America, JPMorganChase, and New Century Financial Group. Prior to entering the financial industry, he worked in education at West Chester University and local schools. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Eric Pirog is a financial advisor at Merrill with 21 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2006. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Richard Williams is a financial advisor at Merrill with 22 years of industry experience. He holds the Series 66 designation and has been with Merrill since 2011. Merrill serves a broad range of clients, including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, discretionary portfolio management, and brokerage services. The firm provides investment management through multiple program strategies and emphasizes integration with Bank of America affiliates to support a wide range of financial and capital-markets activities.

Kiona Hall is a financial advisor at Merrill with a Series 66 designation and 15 years of experience. Her prior roles include positions at Amazon, CVS, and DoorDash. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

James Potoka is a CFP® with 44 years of experience in the financial services industry. He has worked at FSC Securities Corporation for 25 years before joining OSAIC in 2023. Outside of his advisory role, Potoka operates as an independent insurance agent selling long-term care, life, disability, and health insurance products. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients, providing both brokerage and advisory services through a multi-advisor platform. The firm employs a model-based investment process emphasizing asset allocation and portfolio optimization, and it is notable for its scale, recent consolidation efforts, and complex affiliate structure.

Leigh Mayer is a financial advisor at Merrill with 21 years of industry experience. He holds the Series 66 designation and has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2001. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Rituraj Shandilya is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and bringing 28 years of industry experience. He has worked at Wells Fargo Clearing since 2023 and was previously with Morgan Stanley Private Bank from 2015 to 2023. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s process is driven by investment policy statements and modern portfolio theory, incorporating a diverse range of financial products including insurance-related vehicles and bank deposit sweep options.

Chintan Vora is a financial advisor at Merrill with 22 years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2005 and Bank of America, N.A. since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kevin Pogroszewski is a Financial Advisor at Merrill Lynch Wealth Management, specializing in legacy planning, personal retirement planning, small business strategies, individual and corporate investment strategy, and tax minimization. He is dedicated to helping clients build, preserve, and confidently navigate their wealth to achieve their long-term goals. With experience as an Investment Advisory Specialist, Kevin has developed expertise in investment strategy, portfolio construction, and wealth management. He works closely with clients to create tailored investment strategies that align with their goals, risk tolerance, and objectives. His approach includes analyzing market trends, evaluating investment vehicles, and constructing diversified portfolios to help investors maintain discipline through changing market conditions. Kevin holds a Master of Business Administration and a degree in Finance from Rider University. He is a Personal Investment Advisor (PIA) and communicates effectively in English and Polish. Outside of his professional work, Kevin is involved with Mercer United F.C. and enjoys golfing, ice hockey, music, skiing, soccer, spending time with his family, tennis, and traveling.

Jules Andrianantoandro is a financial advisor with Merrill, holding a Series 66 designation and 18 years of industry experience. He has been with Merrill since 2008 and also works at Bank of America, N.A. since 2011. Outside of his advisory role, he represents a family-owned food facility on FDA matters related to import shipments. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for a variety of client types, including individuals, high-net-worth clients, and institutional investors.

Zad Mahana is a Financial Advisor at Merrill Lynch Wealth Management. In his role, he works one-on-one with clients to define their financial goals and develop portfolio strategies designed to help achieve them. Mahana provides ongoing advice and adapts portfolios as clients' situations change. He has experience in custom managed strategies, private markets, and managing small business 401(k) and cash balance plans. His areas of focus include college education planning, family wealth management strategies, investment consulting for defined contribution plans, personal retirement planning, and portfolio management services. Mahana holds the Personal Investment Advisor (PIA) designation. Mahana earned a Bachelor's Degree from George Washington University. He speaks English and Arabic. Outside of his professional work, his interests include boxing, chess, music, skiing, and soccer.

Kyle Dudek is a Financial Advisor at Merrill Lynch Wealth Management, where he assists clients in navigating complex financial challenges. He focuses on creating tailored strategies that align with each client's unique goals to help maximize their resources and achieve their envisioned future. With over five years of experience in the financial services industry, Kyle specializes in serving the mass affluent market. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations, and leverages his expertise in banking services and wealth planning to provide comprehensive, evolving financial guidance. Kyle earned a Bachelor's Degree in Financial Planning and Wealth Management with a minor in Economics from the University of Delaware. He is based in Skillman, NJ, and enjoys spending time with his family, staying active through various sports, traveling, and following New York sports teams.

Susan Cornford is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and 14 years of industry experience. She has worked at Merrill since 2019 and has held positions at Bank of America, N.A., Hyatt House, Macy's, Target, TD Bank, and Plymouth Rock Assurance. Outside of her advisory role, Susan is involved with Easter Seals, supporting funding for recreational activities for her disabled son. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Eric Mitchell Jr. is a financial advisor at Merrill with seven years of industry experience. He holds the Series 66 designation and has worked previously at Citizens Bank, Citizens Securities, Bank of America, and Linden Bulk Transportation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Papa Macisse Diop is a financial advisor at Merrill with four years of industry experience and holds a Series 66 designation. His prior roles include work with FC Cincinnati, T3 Trading Group LLC, Philadelphia Union, Sporting Kansas City, Rutgers, Menzies Aviation, and the United Nations Development Programme. He has been with Merrill Lynch since 2022. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Iliana Nyktas is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Her prior work history includes roles with the U.S. House of Representatives and the Mercer County Board of Elections. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.