Ryan Mace is a financial advisor at Fidelity with a Series 66 designation and four years of industry experience. His prior roles include positions at Equitable Advisors and Emerald Asset Management. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Philip Fredericks is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 21 years of industry experience. Prior to joining LPL Financial in 2021, he worked at Waddell & Reed, Inc. and was involved with various insurance carriers from 2007 to 2021. Outside of his advisory role, he has been employed by the Office of New Jersey Assemblyman Robert J. Auth since 2014. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and asset management services, leveraging both proprietary and third-party strategies.

Todd Gunerman is a financial advisor with Raymond James Financial who holds Series 63 and Series 65 licenses and has 32 years of industry experience. He has worked at Raymond James Financial Services, Inc. since 1995 and with Hamilton Financial Advisors since 2013. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individual and high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm provides tailored, non-discretionary planning using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Philip Stern is a CFP® professional with 33 years of industry experience. He is currently with LPL Financial, having joined in 2024 after 26 years at Lincoln Financial Advisors. Stern is co-owner of Resource Group LLC, a business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management options, supported by technology and a broad network of investment adviser representatives.

Aaron Dilliplane is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and four years of industry experience. His work history includes roles at Thrivent Financial and the Japan America Society of Greater Philadelphia. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written recommendations on topics such as retirement, estate, and tax planning through a network of financial advisors. The firm combines goal-based analyses with client information and offers integrated planning and managed-account services under its WealthPlan program.

Johnson Sabir is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds the Series 66 and Series 63 designations and has worked at various J.P. Morgan entities and Citizens Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a wealth advisory program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative screening and qualitative research, supported by a centralized due diligence team and incorporates ESG eligibility considerations.

Julie Conway is a financial advisor with Osaic, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She worked at FSC Securities Corporation for 22 years prior to joining Osaic in 2023 and has been affiliated with Meiji En since 1994. Additionally, she is a licensed insurance agent providing long-term care, life, health, and fixed annuity insurance coverage. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services with an investment approach centered on model-based asset allocation, portfolio optimization, and risk management tools.

Steven Cohen is a financial advisor at Morgan Stanley with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management provides advisory programs to individuals and institutions, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and modeling techniques.

Tara Czepiga is a financial advisor with Merrill, holding a Series 66 designation and five years of industry experience. Her prior roles include positions at Fidelity Investments and Bank of America, N.A. In addition to her advisory work, she operates an online business selling items on eBay. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Simon Pak is a financial advisor at Fidelity with Series 63 and Series 65 licenses and one year of industry experience. Prior to joining Fidelity, he worked at First National Bank & Trust Company and DoorDash. Outside of his advisory role, he sells items on eBay. Fidelity Strategic Advisers provides investment management and advisory services to a diverse client base, including retail and institutional investors, using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers discretionary and non-discretionary management, fund advisory, and model portfolios, with a focus on systematic methodologies and long-term asset allocation.

Connor Brady is a financial advisor at Morgan Stanley with 4 years of industry experience. He holds Series 65 and Series 66 licenses and has worked in various roles at Morgan Stanley, PricewaterhouseCoopers, Grant Thornton, and E*TRADE. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning through a structured discovery process and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides both direct and corporate financial planning services.

Eric Lorenz is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has worked at firms including Voya Retirement Insurance and Annuity Company, Voya Financial Advisors, GWN Securities, and ABCO Federal Credit Union. Outside of his advisory role, he is an independent agent for fixed insurance products and serves as executor and power of attorney for his mother. Equitable Advisors serves a range of clients from individuals to institutional investors, providing financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives. The firm utilizes both proprietary and third-party investment models and offers a variety of investment options, including mutual funds, ETFs, separately managed accounts, and alternative investments.

Jay Weinberg is a financial advisor at LPL Financial with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Wells Fargo Clearing, PNC Wealth Management, and J.J.B. Hilliard, W.L. Lyons, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, utilizing both proprietary and third-party strategies.

Albert Heaton Jr. is a financial advisor with LPL Financial in Trevose, PA, holding Series 63 and Series 65 licenses and 24 years of industry experience. He has worked at LPL Financial since 2012, and previously at Stifel, Ryan Beck & Co., and Morgan Stanley DW Inc. Outside of finance, he has served as an ice hockey referee and participated in market research studies. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive technology tools and a broad network of advisors.

Steven Smith is a financial advisor with Edward Jones in Hainesport, NJ, holding a Series 66 designation and ten years of industry experience. He has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Ameya Naik serves as a Financial Solutions Advisor (FSA) with Merrill Lynch Wealth Management. In this role, Ameya collaborates with clients to understand their priorities and develop strategies aimed at pursuing their short-, mid-, and long-term financial goals. Ameya provides guidance on a range of financial matters including investing, retirement planning, and emergency savings, leveraging the resources of Merrill as well as access to Bank of America specialists in banking, credit, home financing, and small business solutions. Ameya holds the Personal Investment Advisor (PIA) designation and earned a bachelor's degree from the University of Maryland. Fluent in English and Kannada, Ameya combines professional expertise with listening skills to help clients clarify what matters most to them and design tailored strategies to work toward their financial objectives. Outside of professional responsibilities, Ameya participates in community initiatives such as the American Heart Association Heart Ball Auction Committee, Greater Pittsburgh Community Food Bank, and North Hills Community Outreach.

Maryanne Bohlinger is a CFP® with 30 years of industry experience, currently serving at Cetera. She has held positions at Avantax Advisory Services and 1st Global Advisors, among others, and maintains an active CPA firm providing tax services. Outside of financial advising, she is involved in business consulting and serves as CFO for an engineering consulting company. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that supports both discretionary and non-discretionary strategies.

Joseph Baylouny is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 27 years of industry experience. He previously worked at Wells Fargo Clearing and Merrill. Outside of his advisory role, he serves as an assistant coach at Camden Catholic High School in Cherry Hill, NJ. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of investment solutions, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Joseph Dehn is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2014 and 2015, respectively. Outside of his advisory role, he manages a family bank account under a power of attorney. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools such as Secular Return Estimates and Monte Carlo simulations as part of its financial planning process.

Nicholas Annicchiarico is a financial advisor at Fidelity with five years of industry experience. He holds a Series 66 designation and has worked at Fidelity Investments since 2022, with prior experience at Equity Services Inc, National Life Group, Kelloggs, Lowes, and Arcadia University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios including mutual funds, ETFs, and ETPs, with distinctive features such as its registration as a commodity pool operator and use of AI in research.