Michael Gibney is a CFP® with 22 years of industry experience. He has been with Modera Wealth Management, LLC since 2016. Modera Wealth Management provides wealth management, portfolio management, retirement plan consulting, and financial planning to individuals, trusts, corporations, and plan sponsors. The firm integrates investment management with tax, accounting, and business coaching services, employing diversified asset allocation strategies based on Modern Portfolio Theory.

Alexsandro Ingargiola is a financial advisor with First Citizens Investor Services, Inc. based in New York, NY. He holds Series 63 and Series 65 licenses and has eight years of industry experience. His prior roles include positions at First Republic Bank and First Republic Securities Company, LLC. He is also involved with SVB Wealth, an affiliated investment advisory firm, where he meets with clients to discuss investment capabilities. First Citizens Investor Services, Inc. provides investment advisory and brokerage services to individuals, trusts, estates, charitable organizations, pension plans, and business entities. The firm employs a mix of risk- and outcomes-based asset allocation, discretionary and non-discretionary management, and third-party managers, supported by technology-driven model portfolios and tax-aware services. Its affiliation with a bank holding company offers integrated banking resources and operational relationships that distinguish it from many independent RIAs.

William Vaughan is a financial advisor at Ritholtz Wealth Management with nine years of industry experience. He holds a Series 65 designation and has previously worked at firms including Corient Services LLC, CIPW Service Company, RegentAtlantic, and NFL Films. Ritholtz Wealth Management serves individual and institutional clients, offering comprehensive portfolio management and financial planning. The firm employs a goal-based investment approach focused on asset allocation and behavioral finance, managing approximately $9.4 billion in assets through both advisor-led and digital platforms.

Dylan Kluender is a financial advisor at Ritholtz Wealth Management with nine years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining Ritholtz in 2019, he worked at Ameriprise Financial Services and Kennan Ash, LLC. Ritholtz Wealth Management serves individual and institutional clients by providing portfolio management, financial planning, retirement plan consulting, and college financial planning. The firm employs a goal-based investment process focused on asset allocation and behavioral finance, using diversified, low-cost ETFs along with tactical overlays and alternative investments, and offers digital platforms for model portfolio management and risk profiling.

Mark Malek is an Investment Advisor Representative at Siebert AdvisorNXT, LLC with 16 years of industry experience. He has worked at Muriel Siebert & Co., Inc. since 2017 and holds Series 63 and Series 65 credentials. Malek divides his time between Siebert AdvisorNXT and Muriel Siebert & Co., both under the Siebert Financial Corporation. Siebert AdvisorNXT serves individuals, high-net-worth clients, families, trusts, and business entities through investment supervisory services and managed programs. The firm offers a web-based platform that uses Modern Portfolio Theory and risk-tolerance questionnaires to build and rebalance ETF/ETN-based portfolios, combining automated solutions with fundamental, technical, and sub-advised strategies.

Philip Perry is a financial advisor with Flagstar Securities, Inc. in Brooklyn, NY, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. His career includes over two decades at Signature Securities Group Corp./Signature Bank before joining Flagstar Advisors and later Flagstar Securities. Flagstar Securities, Inc. offers investment advisory and portfolio management services to a diverse client base, including high-net-worth individuals, retirement plans, and charitable organizations. The firm employs discretionary account management with documented Investment Policy Statements, utilizing mutual funds, ETFs, alternative investments, and third-party managers.

Viet Bui is a financial advisor at Fiduciary Financial Advisors with one year of industry experience and holds a Series 65 designation. Prior to joining Fiduciary Financial Advisors, he worked in various roles at companies including Fully Vested LLC, Service Now, Palantir, and Korn Ferry. Fiduciary Financial Advisors serves a broad client base, including individual investors, families, trusts, retirement plans, corporations, and charitable foundations. The firm combines traditional and digital-asset advisory services, employs a multi-faceted investment process, and offers unique services such as outsourced CFO engagements and trustee roles through a South Dakota-chartered trust company.

Edward Bonner is a financial advisor at Sprott Asset Management USA Inc. with five years of industry experience. He holds a Series 66 designation and has worked at Sprott Global Resource Investments Ltd. since 2021. Outside of his advisory role, Bonner contributes as a blogger for BitClout – Father Ocean. Sprott Asset Management USA, Inc. provides investment advisory services to individuals, institutions, and pooled investment vehicles, focusing on natural-resource and precious-metals businesses through bottom-up, value-oriented analysis. The firm offers tailored portfolios, including actively managed and index-based ETFs, and has the capability to manage physical-commodities funds, a distinguishing feature among similarly sized advisory firms.

Carly Doshi is a Series 66-credentialed advisor with two years of industry experience, currently with Flagstar Securities, Inc. She has held positions at Flagstar Bank, N.A., HSBC Securities, JPMorgan Chase Bank, and Evercore Wealth Management. Doshi also serves as Chair-Board Member for the Society of Trust and Estate Practitioners. Flagstar Securities, Inc. provides investment advisory and portfolio management services to individual clients, retirement plans, trusts, estates, charitable organizations, corporations, and insurance companies. The firm manages approximately $784 million in discretionary assets, employing a strategy that includes mutual funds, ETFs, alternative investments, and third-party managers.

Patrick Conroy is a financial advisor with Savvy, holding Series 63 and Series 66 credentials and 25 years of industry experience. His prior roles include positions at LPL Enterprise, Bank of America, Merrill, and self-employment for over a decade. Savvy provides investment and financial planning services to individuals, trusts and estates, businesses, ERISA plan sponsors, and charitable organizations. The firm employs a primarily index-based, long-term investment approach complemented by active equity portfolios and tax-aware direct indexing, utilizing third-party sub-advisers and technology platforms to support customized client solutions.

Nelson Crane is a financial advisor at Ritholtz Wealth Management in New York, NY, with three years of industry experience. He previously worked at The Vanguard Group for three years and has held various roles in education and other sectors. Ritholtz Wealth Management serves both individual and institutional clients, offering comprehensive portfolio management and financial planning through a goal-based investment approach that incorporates behavioral finance principles and diversified low-cost ETFs, complemented by digital platforms for model portfolio implementation and management.

Katherine Gallagher is a financial advisor at Procyon with 14 years of industry experience and holds a Series 65 designation. She has worked at firms including Cypress Capital Group and Alpha Quant Advisors, and is a partner and minority owner of Alpha Quant Models, LLC, which builds and licenses quantitative investment strategies. Procyon serves a diverse client base including individuals, families, trusts, businesses, institutional investors, and retirement plans. The firm offers tailored investment management and advisory services, emphasizing long-term fundamental analysis and managing a majority of assets on a non-discretionary basis.

William Phelan is a financial advisor with Flagstar Securities, Inc. in New York, NY, holding Series 63 and Series 65 designations and over 31 years of industry experience. He previously worked at Signature Securities Group Corp./Signature Bank for 14 years before joining Flagstar Advisors and later Flagstar Securities. Outside of finance, he is the president and sole owner of WGPhelan Fine Art Photography LLC, a business focused on retailing his own photographs. Flagstar Securities, Inc. provides investment advisory and portfolio management services to individuals, retirement plans, trusts, estates, charitable organizations, corporations, and insurance companies. The firm manages approximately $784 million in discretionary assets, using a range of mutual funds, ETFs, alternative investments, and third-party managers, and operates as a wholly owned non-bank subsidiary of Flagstar Bank.

Kyle Gonzalez is a financial advisor with Siebert AdvisorNXT, LLC. He holds the Series 66 designation and has three years of industry experience, all with Muriel Siebert & Co. and Siebert AdvisorNXT. Siebert AdvisorNXT serves individuals, high-net-worth clients, families, trusts, and business entities through investment supervisory services and managed programs. The firm combines a web-based AdvisorNXT platform using Modern Portfolio Theory with access to third-party and independent managers, offering both discretionary and non-discretionary portfolio management within a wrap-fee structure.

Brian Mcglynn is a financial advisor with Flagstar Securities, Inc. in New York, NY, holding a Series 66 designation and 23 years of industry experience. He has worked at Flagstar and its related entities since 2023, and previously spent nearly a decade at Signature Securities Group Corp./Signature Bank. In addition to his advisory role, Mcglynn serves as a Vice President and Compliance Officer/AMLCO at Flagstar Advisors, Inc. Flagstar Securities, Inc. provides investment advisory and portfolio management services to individuals, retirement plans, trusts, estates, charitable organizations, corporations, and insurance companies. The firm manages approximately $784 million in discretionary assets, employing a range of investment vehicles and third-party managers with an emphasis on documented investment policies and ongoing monitoring.

Murray Woloshin is a CFA® charterholder with 18 years of industry experience, currently serving at Brookwood Investment Group. He has held roles at Redwood Private Wealth LLC, Protected Goals, LLC, and New Century Capital Management, LLC. Outside of his advisory work, he is president of Furraylogic, Ltd., a company specializing in the development and sale of customized software systems, and BFC Consultants, Ltd., which provides financial analysis and expert witness consulting for legal and accounting firms. Brookwood Investment Group is a multi-advisor registered investment adviser managing approximately $1.06 billion for over 3,100 clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, and retirement-plan advisory services, employing tailored portfolios across passive, active, tactical, and blended strategies.

Steven Topal is a financial advisor at Perigon Wealth Management, LLC with five years of industry experience. He holds a Series 65 designation and has worked at Perigon since 2022. In addition to his advisory role, he is a partner at Prager Metis CPAs, LLC, an accounting firm, and serves as a board member and officer of MJHS Health System Inc., as well as chairman of the board at Menorah Nursing Home. Perigon Wealth Management provides customized investment advisory and wealth management services to individuals, high-net-worth clients, trusts, estates, businesses, and charitable organizations. The firm specializes in individualized portfolio construction and acts as sponsor and overseer of wrap-fee programs, serving banking and thrift institutions among its diverse client base.

Daniel Mc Gurl is a financial advisor at Savvy in New York, NY, holding a Series 65 credential with four years of industry experience. His previous roles include positions at Fortis Capital Advisors, LLC, MML Investors Services, LLC, and MassMutual Life Insurance Co. Savvy provides investment and financial planning services to individuals, trusts and estates, businesses, ERISA plan sponsors, and charitable organizations. The firm offers customized investment plans using a primarily index-based, long-term approach alongside active equity portfolios and tax-aware direct indexing, integrating third-party sub-advisers and fintech tools.

Elizabeth Newberry is a CFA® charterholder and holds a Series 65 license, with 22 years of industry experience. She has been with Carret Asset Management, LLC since 2004. Carret Asset Management provides discretionary portfolio management and advisory services to a diverse client base, including individual and high-net-worth investors, pension plans, trusts, and charitable organizations. The firm employs tailored investment strategies based on fundamental research and periodic rebalancing, offering a range of distinct sleeves such as fixed income, equity, and custom balanced approaches, often managing accounts on a discretionary basis.

Machoura Akmalkhodjaeva is a financial advisor at Copper Financial with 10 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at New York Life Insurance Company and United Nations Federal Credit Union. Copper Financial serves credit union members and provides financial planning, brokerage services, and discretionary portfolio management through third-party manager referrals, model-based wrap programs, and online Guided Investing options. The firm works with both individual and institutional clients and utilizes a fiduciary advisory model focused on manager due diligence and client account monitoring.