Sean Hayden is a financial advisor with Cetera and holds a Series 66 designation. He has 17 years of industry experience and previously worked with National Securities Corporation, Gilman Ciocia, Inc, and Abel. Outside of his advisory role, Hayden serves as vice president of Lockport Community Services, Inc. and is a board member of the Historic Lockport Mill Race nonprofit; he is also involved in tax preparation and Medicare insurance sales through other business activities. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. It offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, supporting a broad range of program structures and investment approaches.

Rene Baia is a financial advisor with Equitable Advisors holding a Series 66 designation and has one year of industry experience. Before joining Equitable Advisors in 2026, he held roles at Northtown Automotive, West Herr, Bunzl, and Lord and Taylor. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations. The firm uses a range of advisory programs and third-party asset managers to deliver tailored investment solutions.

Charles Kreiner Jr. is a financial advisor with UBS Financial Services in Buffalo, NY, holding a Series 63 designation and possessing 54 years of industry experience. He has been with UBS since 1992. Outside of his advisory role, Kreiner serves on several boards, including charitable organizations, health care companies, and oil and gas businesses, and is involved with community and philanthropic activities such as the Foundation for Jewish Philanthropies and Cradle Beach Camp for children. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory solutions, combining institutional trading capabilities with wealth management services. The firm’s advisory process uses proprietary research and model-based strategies to tailor financial plans aligned with clients’ goals and risk tolerances.

Elizabeth Sheer is a financial advisor at Wells Fargo Clearing with two years of industry experience. She holds a Series 66 designation and has previously worked at M&T Bank and Hampton Inn Hotels by Hilton. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Brittany Cheney is a financial advisor at Wells Fargo Clearing with 14 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at LPL Financial, M&T Securities, Inc., and M&T Bank. Outside of her advisory role, she serves as a successor trustee for a family trust and is a commissioned notary in Buffalo, NY. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment management. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Eugene O'neill is a financial advisor with UBS Financial Services in Buffalo, NY, holding Series 63 and Series 66 designations and 25 years of industry experience. He has been with UBS Financial Services since 2008. Outside of his advisory role, he serves on the Board of the BYC Foundation, which funds educational sailing programs in the Buffalo area. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering a range of capital markets services and proprietary research to support tailored client strategies.

Julie Barr is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 licenses and bringing nine years of industry experience. She has worked with multiple firms over her career, including LPL Financial and Robert J. Ellis Financial Advisors, LLC. Outside of her advisory work, Barr owns and operates The Crossroads Doula, a life coaching business unrelated to financial services. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional investors. The firm provides tailored non-discretionary planning and consulting using risk profiling and analytical modeling, and supports institutional consulting and portfolio management through a wide network of advisors and affiliated firms.

James Mcelhinny Jr. is a financial advisor at OSAIC with 29 years of industry experience and holds Series 63 and Series 65 credentials. He has worked at several firms, including American Portfolios Financial Services and Cadaret, Grant & Co., Inc. Outside of securities, he occasionally writes life insurance, disability insurance, and long-term care policies through a separate insurance broker. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporations. The firm employs a model-based investment approach with tools such as portfolio optimization and risk-tolerance assessments and offers a range of advisory and brokerage services across multiple platforms and account types.

Jeffrey Kilgore is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2021. His prior experience includes roles at Citizens Bank, Citizens Securities, Inc., and several other financial institutions. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.

Lawrence Mentkowski is a financial advisor with Equitable Advisors in Williamsville, NY, holding a Series 66 designation and 10 years of industry experience. He has been with Equitable Advisors since 2016 and previously worked at Axa Advisors, LLC. Outside of his financial advisory work, he operates a self-defense training and wellness business serving corporations and the public. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm utilizes a range of advisory programs and third-party asset managers, focusing on tailored client solutions without sponsoring its own wrap fee program.

Michael Skrzypczyk is a CFA® charterholder with five years of industry experience. He is currently affiliated with Raymond James Financial and has prior experience at Nottingham Advisors and SUNY Geneseo. Michael is based in Orchard Park, NY. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm emphasizes tailored, non-discretionary planning using analytical tools and supports a wide network of advisors and affiliated firms.

Jacob Wood is a financial advisor at Raymond James Financial with four years of industry experience. He holds the Series 66 designation and previously worked at Commonwealth Financial Network. Outside of his advisory role, he serves as Vice President of Buffalo Financial, a support company where he provides financial advice and trading services. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional investors. The firm provides tailored, non-discretionary consulting using risk profiling and analytical tools and supports advisory programs with a focus on municipal and public finance.

Eugene Jordan is a financial advisor at Cetera with 45 years of industry experience. He holds the CFP® and ChFC® designations and has been involved with firms including Advisors Alliance Group and E.P. Jordan & Associates Inc. Outside of his advisory work, he serves as a committee chairperson at St. John Vianney RC Church, where he engages with parishioners on fundraising activities. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management and planning services, supporting a broad range of investment strategies across discretionary and non-discretionary authorities.

James O'Neill is a financial advisor at Raymond James Financial with four years of industry experience. He holds a Series 66 designation and has previously worked at Noble Wealth Partners and Crux Wealth Advisors LLC. Outside of advisory services, he is involved as a client services manager at Plail Wealth Management, Inc. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm offers tailored, non-discretionary planning and uses analytical tools to support client goals, with specialized programs in municipal and public finance as well as SIMPLE IRA employer advisory services.

Evan Wardner is a CFP® professional with 40 years of industry experience, currently affiliated with LPL Financial. He previously worked with WNY Asset Management and Cadaret, Grant & Co., Inc., and has been self-employed under Empiron Agency for over three decades. Wardner is involved with the AIM Independent Living Center in Painted Post, NY, in a non-investment capacity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by advanced operational tools and a broad network of over 22,800 advisors.

Jonathan Mann is a financial advisor with Equitable Advisors in Williamsville, NY, holding Series 63 and Series 65 licenses and having 10 years of industry experience. He has worked with Equitable Advisors since 2016 and was previously associated with Axa Advisors, LLC from 2016 to 2020. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset management services. The firm employs a variety of advisory models and investment options through both internal programs and third-party providers.

Robert Tighe is a financial advisor with Equitable Advisors in Williamsville, NY, holding Series 63 and Series 65 licenses and 41 years of industry experience. He has worked at Equitable Advisors and its predecessor, AXA Advisors, LLC, since 1999. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs delivered through a network of Investment Adviser Representatives and third-party managers.

Edgar Huber is a financial advisor with Thrivent Investment Management in Amherst, NY, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has worked with Thrivent Financial for Lutherans and Thrivent Investment Management since 2009. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based financial analyses and planning without discretionary trading authority, focusing on a broad range of topics including retirement, tax, estate, and special needs planning.

Ann Marie Williams is a Senior Financial Advisor at Merrill Lynch Wealth Management, where she joined in January 2023 as part of the Wible, Runfola, and Miranda team. She specializes in developing financial strategies tailored to the needs of business owners, professional women in transition, and retirees. Her approach involves comprehensive planning, beginning with understanding her clients' financial needs and goals to help them achieve their ideal lifestyles in retirement. With over 20 years of experience, Ann Marie holds Series 7 and 66 FINRA registrations and insurance licenses for life, accident, and health. She earned a Bachelor of Science degree in International Business and Marketing from Rochester Institute of Technology and holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. She is a member of the National Association of Women Business Owners (NAWBO). In addition to her professional work, Ann Marie is involved with the Hospice Signature Society and Windsong Radiology. She speaks both English and French, and her personal interests include cooking, gardening, golfing, reading, swimming, tennis, and traveling.

Matthew Diniro is a financial advisor with Equitable Advisors in Williamsville, NY, holding Series 63 and Series 66 licenses and 11 years of industry experience. His work history includes roles at Prudential Insurance Company of America, LPL Enterprise, and Seko Global Logistics. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients by providing financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives and third-party managers.