Timothy Hernandez is a financial advisor at Edward Jones with five years of industry experience. He holds the Series 66 designation and has worked at several firms, including Raymond James & Associates, Wells Fargo, and J.P. Morgan. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a variety of advisory programs and investment strategies, supported by a large nationwide network of financial advisors and branch offices.

Robert Ritter is a financial advisor at Vanguard Advisers with six years of industry experience. He holds Series 66 and Series 63 designations. His prior work includes roles at Vanguard Marketing Corporation and The Vanguard Group, Inc. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models and primarily invests in Vanguard funds and ETFs.

Jacob Oeschger is a financial advisor with Vanguard Advisers in Malvern, PA. He holds Series 63 and Series 66 licenses and has nine years of industry experience. Prior to joining Vanguard in 2017, he worked at Citizens Bank from 2014 to 2017. Outside of his advisory role, he serves as a limited agent managing investments for immediate family members. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized asset allocations, primarily utilizing Vanguard funds and ETFs.

Melissa Einberg is a CFP® professional with 12 years of industry experience, currently serving at Vanguard Advisers. Her prior experience includes roles at Buckingham Asset Management and Bloomingdales. She is based in Malvern, PA. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct portfolios primarily from Vanguard funds and ETFs, offering tax-aware features and a range of customization options.

Emily Lanning is a financial advisor at Edward Jones with 15 years of industry experience. She holds a Series 66 designation and has been with Edward Jones since 2001. Outside of her advisory role, she works part-time in customer service for KT Communications Inc. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large network of advisors and branch offices nationwide.

Ryan Lynch is a financial advisor at Vanguard Advisers with one year of industry experience. He holds Series 63 and Series 66 licenses and has worked at several Vanguard affiliates since 2025. Prior to joining Vanguard, he was employed by Equitable Advisors and has experience working and studying at Elon University. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and eligible retirement plan participants. The firm uses a goal-based, algorithm-driven investment approach with portfolios primarily composed of Vanguard funds and ETFs, providing extensive customization and tax-aware strategies.

Shawn Gill is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and with 12 years of industry experience. He has worked at The Vanguard Group, Inc. since 2013. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and primarily constructs portfolios from Vanguard funds and ETFs.

David Federico is a financial advisor at Vanguard Advisers with 19 years of industry experience. He holds Series 63 and Series 65 licenses. In addition to his advisory role, he serves as a Sergeant First Class and Operations Supervisor in the U.S. Army Reserve. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach that incorporates proprietary models and customizable portfolio options.

Patrick Flynn is a financial advisor at Vanguard Advisers with five years of industry experience. He holds the Series 66 credential and has worked at Vanguard-related entities since 2021. Prior to Vanguard, he held positions at TD Bank and Northwestern Mutual, and he was involved with the Rocky Run YMCA from 2015 to 2019. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs, supported by a large team serving a high volume of clients through digital and team-based delivery models.

Patrick Broderick is a financial advisor at Vanguard Advisers with 10 years of industry experience. He holds Series 66 and Series 63 licenses and previously worked at Prudential Annuities Distributors, Prudential Insurance Company of America, Saint Joseph's University, and Lincoln Financial Distributors. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily built from Vanguard funds and ETFs, offering a high degree of customization and tax-aware features.

Tobin Hunsinger is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and having 21 years of industry experience. He has been with Raymond James & Associates since 2016, with a two-year gap in his employment history. Raymond James & Associates, Inc. is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutional investors, and municipal entities, offering financial planning and investment consulting through various advisory programs.

Ryan Brumfield is a financial advisor at Edward Jones with six years of industry experience. He previously worked at LPL Financial and Brinker Capital before joining Edward Jones in 2023. Brumfield holds a Series 66 designation. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a large network of advisors and branch offices across the United States.

Matthew Igus is a financial advisor at Vanguard Advisers with 10 years of industry experience. He holds Series 66, Series 63, and Series 65 licenses. His prior experience includes roles at Citigroup, Wells Fargo, HSBC, and PNC Investments. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary models to construct portfolios mainly from Vanguard funds and ETFs, combining digital delivery with a large advisory team.

Stephen Speers Jr. is a CFP® with 31 years of industry experience, currently serving as an advisor at Vanguard Advisers since 2016. He has been with The Vanguard Group, Inc. and its affiliate Vanguard Marketing Corporation since 1995. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to create personalized portfolios, mainly constructed from Vanguard funds and ETFs.

Clare Monte is a financial advisor at Vanguard Advisers with three years of industry experience. She holds Series 66 and Series 63 licenses and has worked at The Vanguard Group, Inc. and Vanguard Marketing Corporation since 2022. Prior to her current roles, she has experience in consulting and education, including a position at CapGemini and teaching roles at Saint Joseph's University and Catholic University of America. Vanguard Advisers delivers automated and human-supported investment advice through digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models, primarily utilizing Vanguard funds and ETFs, and manages hundreds of thousands of clients through its scalable digital platform.

Victor Moran Jr. is a financial advisor at Vanguard Advisers with nine years of industry experience. His prior roles include positions at J.P. Morgan Securities LLC, The Haverford Trust Company, and self-employment. He holds the Series 63 and Series 66 designations. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans by providing both automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach with personalized asset allocations and manages portfolios primarily using Vanguard funds and ETFs.

Edward Blanchard Jr. is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 licenses and four years of industry experience. His prior work includes roles at LPL Financial, Empower Financial Wellness, and Park Avenue Securities. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and primarily invests in Vanguard funds and ETFs.

Jimmy Silvano is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with The Vanguard Group since 1992. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages a large client base through its digital platform and team servicing model.

William Tavico Juan is a financial advisor at Vanguard Advisers with one year of industry experience. He holds Series 63 and Series 66 licenses and previously worked with Wells Fargo Clearing and Wells Fargo Bank. Outside of finance, he serves in the United States Marine Corps and operates a coffee wholesale business. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to portfolio construction, utilizing Vanguard funds and ETFs and providing various customization options.

Matthew D'antonio is a CFP®-credentialed financial advisor with 31 years of industry experience. He has been with The Vanguard Group, Inc. since 1991. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach with portfolios constructed mainly from Vanguard funds and ETFs.