Katrina Freedman is a financial advisor at Private Advisor Group, LLC with 11 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked with Raymond James Financial Services Advisors Inc. and LPL Financial. Freedman’s professional activities have been concentrated in advisory roles within multiple firms over her career. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans with discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based advisory model and offers managed account solutions through proprietary and third-party platforms.

Omar Metwaly is a financial advisor with TD Private Client Wealth LLC in Vienna, VA, holding a Series 66 designation and having two years of industry experience. His prior firms include TD Bank N.A., Bank of America, Merrill, Fidelity Investments, and Northwestern Mutual. TD Private Client Wealth LLC offers discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth private clients, and retail investors, utilizing a combination of strategic and tactical asset allocation across affiliated and third-party investment managers.

Richard Romero is a CFP® and ChFC® with 25 years of experience in the financial industry. He currently works at TD Private Client Wealth LLC and has prior experience with firms including Ameriprise, Prudential, and Q3 Advisors. He is based in Vienna, VA. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth private clients, and retail TDIS clients. The firm uses a combination of strategic and tactical asset allocation with investments from both affiliated and third-party sub-managers, offering ongoing portfolio management, financial planning support, and custody through third-party custodians.

Kristine Bennett is a financial advisor at Creative Planning with a Series 65 credential and one year of industry experience. Her prior roles include positions at Healthy Wealthy Alex and Mass Mutual, and she spent over a decade as a homemaker before entering the financial services field. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals and institutional clients. The firm employs a financial-planning-led investment approach that emphasizes low-cost indexing and buy-and-hold strategies, complemented by tax-loss harvesting, direct indexing, and selective private market exposure.

Jenevieve Lenz is a financial advisor with Cerity Partners LLC, holding Series 66 and Series 63 licenses and bringing 18 years of industry experience. Her prior roles include positions at Park Avenue Securities, Guardian Life Insurance Company, Mercer Global Advisors, M&T Securities, Charles Schwab, and Merrill. She is involved with Lenz4Women, a non-investment related activity based in Reston, VA. Cerity Partners advises a broad client base, including high-net-worth individuals, families, trusts, business entities, and institutional investors, managing approximately $166.2 billion in client assets as of the end of 2025. The firm offers customized wealth management services with an investment approach focused on client-specific profiles, combining quantitative screening, manager selection, and both third-party strategies and direct security selection, and provides access to alternative and private market solutions for qualified clients.

Ryan Strong is a financial advisor with PNC Wealth Management in Fairfax, VA, holding a Series 66 designation and five years of industry experience. He previously worked at The Huntington Investment Company and Huntington National Bank, with a total of six years at the latter. PNC Wealth Management provides retail brokerage and advisory services through model-based programs, including an online discretionary model account offered as an invitation-only pilot to employees. The firm uses algorithmic questionnaires to guide investment strategies implemented primarily with mutual funds and ETFs.

John Devine is a financial advisor at Truist Advisory Services with 13 years of industry experience. He holds the Series 63, Series 66, and Series 65 credentials. His prior roles include positions at Wells Fargo Advisors, Wells Fargo Bank, Bank of America, and Merrill. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm uses a combination of discretionary manager relationships and non-discretionary consulting, supported by third-party platform and manager arrangements, to implement its investment strategies.

Gregory Sullivan is a CFP® with 24 years of industry experience, currently serving as a financial advisor at Creative Planning since 2021. Prior to this, he spent over three decades at Sullivan, Bruyette, Spero & Blayney, Inc. He is also the author of the book *Retirement Fail*. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, and retirement plans. The firm employs a financial planning–led investment approach emphasizing low-cost indexing and buy-and-hold strategies, supported by a broad range of affiliated non-investment businesses.

Derrick Carter is a CFP® professional with 11 years of industry experience, currently serving at Schwab Wealth Advisory. His prior experience includes roles at Fidelity Investments and Fidelity Personal and Workplace Advisors. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning services primarily to clients enrolled in the Schwab Wealth Advisory program. The firm’s approach uses Charles Schwab & Co.’s asset-allocation models and research tools, offering tailored recommendations with client-authorized trade execution.

Joseph Gallemore is a financial advisor with Osaic Advisory Services, LLC, holding a Series 65 credential and 21 years of industry experience. His career includes roles at Triad Hybrid Solutions, Triad Advisors, and Spire Investment Partners. He also serves as director of research at Argent Bridge Advisors and consults business owners on exit planning through a separate advisory role. Osaic Advisory Services, LLC is an SEC-registered enterprise adviser serving a diverse client base that includes individuals, pension and profit-sharing plans, corporate and charitable entities, retirement plan participants, and sovereign wealth funds. The firm offers various investment programs, retirement plan consulting, financial planning, and access to alternative investments and donor-advised funds.

Bradley Howe is a financial advisor at Integrated Wealth Concepts LLC with 15 years of industry experience. He holds a Series 66 designation and has worked with Intellisource Financial Services, LPL Financial, and Integrated Wealth Concepts. Outside his advisory role, he is employed part-time with MobileNow in McLean, VA. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office services, and sponsors wrap-fee programs, managing portfolios using mutual funds, ETFs, equities, and fixed income with a primarily long-term strategy.

Gerald Ketchum is a financial advisor with First Command Advisory Services in Fairfax, VA, holding a Series 66 designation and bringing five years of industry experience. Prior to his advisory career, he served 26 years in the U.S. Army. First Command Advisory Services serves individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers a range of financial planning and wrap-fee asset management programs, utilizing a centralized team to design and manage investment portfolios.

Amanda Merrill is a CFP® with nine years of industry experience, currently serving as a financial advisor at Focus Partners Wealth, LLC. She previously worked at The Colony Group, LLC, Buckingham Strategic Wealth, LLC, and Moneta Group Investment Advisors, LLC. Focus Partners Wealth serves individuals, high-net-worth families, family offices, and institutional clients with comprehensive wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach using a blend of active and passive strategies, third-party managers, and private funds within an enhanced open architecture framework.

William Athey Lloyd is a financial advisor with Private Advisor Group, LLC, holding a Series 66 designation and based in Reston, VA. He began his advisory career in 2026 and has one year of industry experience. His prior work includes roles at Global Advisor Group, LPL Financial, Marshfield Associates, and RBC Wealth Management, as well as a position at Georgetown University’s McDonough School of Business. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by offering discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based model that incorporates a range of investment strategies and technologies while often utilizing third-party managers and advisory platforms.

Lauren Watson is a CFP® with 12 years of industry experience, currently serving at Cresset Asset Management, LLC. Her prior roles include positions at Brightside Advisory Partners, LLC, Pagnato Karp Partners, LLC, and WMS Partners, LLC. She holds the Series 66 designation and is based in Reston, VA. Cresset Asset Management, LLC is an SEC-registered investment adviser managing approximately $71.9 billion in client assets across a diverse client base including individuals, high-net-worth families, trusts, retirement plans, and charitable organizations. The firm employs a diversified, asset-allocation-driven approach using both active and passive strategies, supported by a structured due-diligence program and a broad range of services including portfolio management, wealth planning, private fund advisory, and family office services.

Xinge Zhang is a financial advisor with Bankers Life Advisory Services, Inc., holding Series 65 and Series 63 credentials and five years of industry experience. Prior to joining Bankers Life in 2022, Zhang worked at Transamerica Financial Advisors and World Financial Group, Inc. Zhang also serves as a field manager recruiting and training insurance agents for Bankers Life. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals with discretionary portfolio management, investment consulting, and retirement plan consulting. The firm combines fundamental, technical, and cyclical analysis methods to create tailored asset allocations and manages portfolios across equities, fixed income, mutual funds, ETFs, and other securities.

Douglas Corey is a financial advisor with Independent Financial Group, LLC, holding a Series 66 designation and 19 years of industry experience. He has worked previously at Grove Point Investments, Grove Point Advisors, and H. Beck, Inc. In addition to his advisory role, Corey is an officer and director of Douglas Corey & Associates, P.C., a CPA firm specializing in tax preparation, accounting, and bookkeeping. Independent Financial Group, LLC provides investment advisory and brokerage services to individuals, high-net-worth clients, trusts, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers financial planning and portfolio management through various platforms and employs a mix of passive and active investment strategies tailored to client risk profiles.

Noah Pak is a financial advisor at TD Private Client Wealth LLC with four years of industry experience. He holds Series 63 and Series 65 licenses and has worked at TD Bank N.A. since 2015. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth private clients, and retail TDIS (US) clients. The firm employs a combination of strategic and tactical asset allocation using both affiliated and third-party sub-managers.

David Chu is a financial advisor with Citigroup Global Markets who holds Series 63 and Series 65 licenses and has 28 years of industry experience. He has been with Citigroup since 2015. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and maintains in-house research and execution capabilities, supporting both discretionary and non-discretionary investment approaches.

Lawrence Solomon is a CFP® with 17 years of industry experience, currently with Mercer Global Advisors Inc. since 2019. Prior to joining Mercer, he worked at OptiFour Integrated Wealth Management LLC for seven years. He participates in several market research organizations that support financial advisors, contributing less than one hour per month. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, and non-profits, providing investment advisory, financial, tax, retirement, and estate planning services. The firm employs a globally diversified, risk-appropriate investment approach based on Modern Portfolio Theory, utilizing low-cost ETFs, index funds, and specialized portfolios.