Dale Waters III is a CFP®-designated financial advisor with seven years of industry experience. He currently works at Morgan Stanley in Hunt Valley, MD, with prior experience at Bank of America and Merrill. Waters attended the University of Virginia before beginning his financial services career. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning supported by structured discovery and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and its Estate Planning Strategies Group.

Jackson Boothby is a financial advisor at LPL Enterprise with a Series 66 designation and less than one year of industry experience. His prior work includes roles outside of the financial sector at companies such as Jet Services Inc and Alley Oops. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, model wealth portfolios, third-party asset management, and a range of brokerage and insurance products via an integrated platform.

Joel Fiddle is a financial advisor at LPL Financial with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Merrill, Bank of America N.A., and M&T Securities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual investors, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios and research from multiple sources.

Bret Schertz is a CFP®-certified financial advisor with 24 years of industry experience. He has worked at Wells Fargo Advisors since 2026 and previously spent 17 years at RBC Capital Markets Corporation. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu with specialized services and uses proprietary research and tools to develop tailored recommendations for its clients.

Adam Cox is a financial advisor at LPL Enterprise with 19 years of industry experience. He holds Series 63 and Series 65 designations and has worked with firms including Avantax Advisory Services and Hughes Network Systems. Outside of advising, he is the owner of Metro Fitness, Inc. LPL Enterprise serves a diverse client base ranging from individuals and retirement plans to corporations and charitable organizations. The firm offers financial planning, model portfolio management, third-party asset management, and access to a broad range of brokerage and insurance products through its integrated platform.

Brian Mccully is a financial advisor with LPL Enterprise, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 16 years of industry experience, including prior roles at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of investment advising, he works as an independent contractor in ancillary health insurance sales. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm provides financial planning and consulting services, access to model wealth portfolios, third-party asset management, and a broad range of brokerage and insurance products through its integrated platform.

Edward Garbarino is a Wealth Management Advisor with Merrill Lynch Wealth Management. He and his team focus on customized wealth building and preservation strategies for families and individuals, retirement and income planning, and company retirement plans. They work to help clients maximize wealth accumulation and preservation through goal-based wealth management, portfolio risk management, and a disciplined approach to portfolio management. He and his team employ a defined process to help clients identify and prioritize their financial goals, objectives, risk tolerances, and timelines. This collaborative approach provides the foundation for designing and implementing successful long-term investment strategies tailored to each client's unique needs. They oversee and coordinate the financial affairs of families, retirees, corporate executives, and business owners, simplifying financial complexity and coordinating with clients' external advisors including attorneys and tax professionals. Edward holds a bachelor's degree from the University of Notre Dame Mendoza College of Business Administration and holds professional designations including Certified Investment Management Analyst (CIMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He is involved in community service as a member of The Leaders United Executive Council and The Leadership Engagement Council of The United Way of Central Maryland.

Jeanine Norris is a financial advisor at Morgan Stanley with 27 years of industry experience and holds a Series 66 designation. She has worked with Morgan Stanley Smith Barney LLC since 2010 and was previously with Morgan Stanley Private Bank, N.A. from 2015 to 2017. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning and estate planning strategies. The firm employs a structured planning process using firm-approved tools and offers a broad selection of investment and trading services.

Hannah Gouger is a financial advisor at Merrill with a Series 66 designation and five years of industry experience. Her work history includes roles at Merrill since 2020 and Bank of America, N.A. since 2022. She also has experience from the University of Richmond and involvement with the Dulaney Swim Club. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Robert Naeny Jr. is a Series 63 and Series 65 registered advisor with Stifel in Hunt Valley, MD, where he has worked since 2007. He has 31 years of industry experience. Stifel serves a diverse range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services that incorporate proprietary investment analysis and asset allocation methodologies. The firm also provides services to private funds and municipal entities, operating alongside affiliated trust companies and banks.

Brian Jones is a financial advisor with RBC Capital Markets in Hunt Valley, MD, holding Series 63 and Series 65 designations and 32 years of industry experience. He has been with RBC Capital Markets since 2009. Outside of his advisory role, he manages a personal home rental property. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers various advisory programs providing portfolio management, financial planning, custody, and brokerage services, with tailored strategies based on clients' risk profiles and access to both in-house and third-party investment managers.

Amalia Rockafellow is a financial advisor at RBC Capital Markets with 26 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at notable firms including Morgan Stanley, UBS Financial Services, and Hightower Advisors. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, and charitable organizations with customized portfolio management, financial planning, and brokerage services. The firm offers a range of advisory programs and utilizes both in-house and third-party investment managers to implement strategies tailored to each client’s risk profile.

Funmilayo Nyambi is a financial advisor at Merrill with a Series 66 designation and six years of industry experience. She previously worked at First Bank of Nigeria for seven years before joining Merrill in 2017. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Tina Buck is a Series 66-credentialed financial advisor with Edward Jones, based in Mt Airy, MD, and has two years of industry experience. She previously worked at Foundations Counseling as a therapist and has continued to maintain the counseling business to comply with regulatory requirements. Edward Jones is a full-service wealth management firm serving over four million clients, offering a range of advisory programs, managed solutions, and affiliated investment products, supported by a large network of financial advisors and branch offices nationwide.

Katherine Ciccimaro is a Series 66-registered financial advisor with Morgan Stanley, based in Hunt Valley, MD. She has seven years of industry experience, including roles at Morgan Stanley Private Bank, The Prudential Insurance Company of America, and Pruco Securities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services supported by firm-approved tools and methodologies.

Nicholas Schiavone is a financial advisor with Raymond James & Associates holding a Series 65 credential and three years of industry experience. Prior to joining Raymond James, he worked at Verdence Capital Advisors for five years. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves individuals, institutional clients, pension and profit-sharing plans, charitable organizations, and governmental entities, offering tailored financial planning and consulting through various advisory programs.

Gordon Margerum is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has worked with PFS Investments Inc. and Primerica Financial Services since 2001. In addition to advisory services, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee model for its services.

William Boykin V serves as a Wealth Management Advisor at Merrill Lynch Wealth Management. He works closely with clients to connect them with people, plans, and processes tailored to their unique financial ambitions. His approach encompasses helping clients plan for college education funding, retirement, philanthropic endeavors, and family wealth management, emphasizing simplicity and transparency in the complex field of investing. William's expertise spans various client focus areas including managing new wealth, personal retirement planning, socially responsible and ESG investing, tax minimization, and portfolio management services. He is committed to collaborating with clients and coordinating all aspects of their financial affairs through a disciplined process to help them achieve their goals. He holds a Bachelor's Degree from Cornell University and has earned the Chartered Financial Analyst (CFA) and Personal Investment Advisor (PIA) designations. In addition to English, he is proficient in Japanese. William is involved with the One Love Foundation and has interests in boating, fishing, football, golfing, hunting, skiing, and traveling.

Ascenza Meyer is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 13 years of industry experience. She has worked at Raymond James since 2013 and previously supported Fusco Financial Associates. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm uses analytical tools and tailored approaches to support client goals and offers specialized advisory programs along with municipal and public finance services.

Mitchell Kallemyn is a Series 66 credentialed financial advisor at Thrivent Investment Management with two years of industry experience. Prior to joining Thrivent, he worked in public education and local government and operated a family child care business. He serves as a council member and chairs the Stewardship Committee at Holy Spirit Lutheran Church in Eldersburg, MD. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm focuses on holistic, goal-based planning across various financial topics without discretionary trading authority, offering clients the option to combine planning with managed-account services under a consolidated billing program.