Thomas West is a financial advisor with Valic Financial Advisors, holding Series 63 and Series 66 credentials and 29 years of industry experience. He has been with Valic Financial Advisors since 1998 and also holds a position at Agia. Outside of finance, West is an artist who creates paintings. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models and operating at scale with over $26 billion in discretionary assets.

Jeffrey Berman is a CFP® and PFS™ with 27 years of experience in the financial services industry. He has been with Equity Services, Inc. for 22 years and is also a partner and tax practice leader at the accounting firm Kahn Berman Soloman Taibel & Mogol Pa, where he has worked since 1987. Outside of financial advising, he is involved in producing animated films through a partnership in Mulligan Man, LLC. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm combines long-term investment strategies with options for shorter-term trading, utilizing multiple advisory platforms and third-party asset managers.

Ryan Hartsock is a financial advisor with Principal Financial Services in Pasadena, MD, holding a Series 66 designation and 12 years of industry experience. Prior to joining Principal in 2025, he worked at T. Rowe Price for 12 years. Outside of his advisory role, he is an owner and operator of Black Tie Oyster LLC, a catering company specializing in raw bars for events. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Bradley Williams is a financial advisor at MAI Capital Management, LLC with 15 years of industry experience. He holds a Series 65 designation and previously worked for 11 years at Lowe Wealth Advisors, LLC before joining MAI Capital Management in 2025. MAI Capital Management, LLC provides discretionary and non-discretionary investment management, integrated wealth management, retirement plan consulting, and family-office services to a diverse client base including high- and ultra-high-net-worth individuals, families, sports professionals, trusts, and institutional clients. The firm manages $72.3 billion in assets and offers customized portfolio strategies across a range of asset classes, integrating financial planning, tax, and bill-pay services into many client relationships.

Cari Elliott is a financial advisor at HB Wealth with a Series 65 credential and three years of industry experience. Prior to joining HB Wealth in 2025, she worked at WMS Partners and CovingtonAlsina. Outside of her advisory role, Ms. Elliott is involved in coordinating events and managing vendor relations for The Barn at Pleasant Acres, a wedding venue. HB Wealth Management provides wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, institutional clients, and investment companies. The firm offers discretionary portfolio management and combines quantitative and qualitative due diligence across public and private investment strategies.

Zachary Ruchman is a financial advisor at HB Wealth with a Series 65 license and three years of industry experience. He has previously worked at WMS Partners, RockCreek Group, and BlackRock. Outside of his advisory role, he serves as a finance committee member for the Harold & Geraldine Polinger Family Foundation, advising on budgets and investments. HB Wealth Management provides wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, and institutional clients. The firm combines quantitative and qualitative due diligence across public and private investment strategies and offers discretionary portfolio management aligned with client objectives and risk tolerance.

Dana Mazzarella is a financial advisor with Kestra Advisory, holding Series 63 and Series 65 credentials and seven years of industry experience. She has worked with Kestra Advisory and related entities since 2015. Outside of her advisory role, she serves as an administrative assistant at Asher Financial Services, supporting tax and accounting operations. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a diverse range of institutional and individual clients. The firm offers services including fiduciary consulting, plan-level investment advice, and employee education, managing approximately $79.8 billion in assets and serving large institutional investors such as sovereign wealth funds.

Michael Stokvis is a financial advisor at TIAA-CREF with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has been with TIAA-CREF since 2014. TIAA-CREF Individual & Institutional Services, LLC specializes in financial planning and discretionary managed account programs for individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm offers both point-in-time planning and ongoing discretionary portfolio management using model portfolios or customized strategies under a fiduciary standard.

Mark Medairy Jr. is a financial advisor with Eagle Strategies (NY Life) based in Timonium, MD, holding Series 63 and Series 65 credentials and over 40 years of industry experience. He has worked with NYLife Securities and New York Life Insurance since 1983 and has been involved with Camden Planning Group, LLC since 2009. Medairy also serves as a board member on the Archdiocese of Baltimore’s Lay Personnel Retirement Board and Investment Committee. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to individual and institutional clients through a large network of affiliated advisers. The firm offers various program types and emphasizes aligning recommendations with client goals and plan sponsor criteria, managing most regulatory assets on a non-discretionary basis.

Daniel Brown is a financial advisor with Commonwealth Financial Network, holding Series 65, Series 63, and Series 66 credentials and 19 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. from 2008 to 2017 and has been with Commonwealth since 2017. Outside of advising, he serves as an expert witness and consultant for attorneys on medical malpractice and personal injury cases. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser supporting a national network of approximately 2,900 advisors and managing about $213 billion in client assets. The firm offers a range of managed-account programs, third-party asset manager access, and custody services, providing both discretionary and nondiscretionary investment solutions.

Daniel Craig is a financial advisor with T. Rowe Price Advisory Services, Inc. in Baltimore, MD, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. Prior to joining T. Rowe Price in 2018, he worked at Northwestern Mutual in various capacities and has experience in both wealth management and insurance. Outside of finance, he is a part-owner of Tell Tale Coffee Company, a coffee sales business based in Westminster, MD. T. Rowe Price Advisory Services offers retirement-focused financial planning and discretionary investment management primarily for individual investors and households with at least $250,000 in investable assets. The firm uses model portfolios invested in proprietary T. Rowe Price mutual funds and ETFs, employing tax-aware strategies and Monte Carlo-based retirement income projections through an online planning tool.

Andrew Burton is a CFP® professional with 10 years of industry experience, currently advising at Valic Financial Advisors. His prior roles include positions at Agia, State Farm VP Management Corp, and Penn Mutual Life Insurance Co. Outside of his advisory work, he serves as a board member for the St. Gerard Youth Ministry Association and coaches varsity baseball at Perry Hall High School. Valic Financial Advisors serves primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants, offering portfolio management and financial planning through a large network of advisors. The firm utilizes Envestnet’s platform for discretionary unified managed accounts and emphasizes centralized technology and model solutions across its extensive client base.

Kevin Lindung is a CFP®-certified financial advisor with 28 years of industry experience. He has worked at Janney Montgomery Scott since 2021 and previously held positions at Bank of America and Merrill. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering a range of brokerage, financial planning, and advisory services.

Karina Funk is a CFA® charterholder with 13 years of industry experience, currently serving at Brown Investment Advisory & Trust Company since 2009. She is based in Baltimore, MD. Brown Advisory provides investment management and advisory services to a diverse range of institutional and individual clients, including high net worth individuals, endowments, foundations, pension plans, charitable organizations, and corporations. The firm employs a bottom-up, fundamental research approach to construct concentrated portfolios and offers a variety of strategies including sustainable-investment options, along with model portfolios and sub-advisory services.

Nathan Allen III is a financial advisor at HB Wealth with Series 63 and Series 66 credentials and 23 years of industry experience. He previously worked at WMS Partners, LLC, Warisan Capital Management, and A.L. Stuart Investments. Nathan serves as Committee Chair overseeing legacy private funds at WMS Partners and acts as trustee for several trusts. HB Wealth Management is a registered investment adviser that provides wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, and institutional clients. The firm offers discretionary portfolio management, combining quantitative and qualitative due diligence across a range of public and private strategies.

Aaron Welch is a financial advisor with Money Concepts Capital Corp in Towson, MD, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has been with Money Concepts Capital Corp since 2004 and concurrently works with the Internal Revenue Service since 1983. Outside of his advisory role, he operates a sole proprietorship providing federal and state income tax preparation and accounting services. Money Concepts Advisory Service (MCAS) manages portfolios and offers financial planning and consulting to individuals, pension plans, trusts, charitable organizations, and corporations. The firm employs a variety of managed programs and investment strategies, serving approximately 14,700 clients with an integrated broker-dealer and insurance structure.

Thomas Hunt is a CFP® with six years of industry experience, currently affiliated with Truist Advisory Services. He has previously worked at JPMorgan Securities LLC and JPMorgan Chase Bank NA. Hunt serves on the board of directors for the Chesapeake Planned Giving Council, a nonprofit focused on planned giving in the greater Chesapeake region. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing both discretionary and non-discretionary manager relationships supported by third-party platforms and AI-enabled research tools.

Bryan Lopez is a CFA® charterholder with 15 years of industry experience. He is currently an advisor at HB Wealth, where he has worked since 2025. Prior to that, he spent 21 years at WMS Partners LLC and serves as the chief compliance officer for WMS Partners during the wind down of legacy private funds. HB Wealth Management is a registered investment adviser that provides wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, and institutional clients. The firm’s investment approach combines quantitative and qualitative due diligence across public and private strategies, managing accounts typically on a discretionary basis while aligning portfolios with clients’ objectives and risk tolerance.

Daniel Martinez is a financial advisor with T. Rowe Price Advisory Services, Inc. in Baltimore, MD, holding Series 63 and Series 66 designations and six years of industry experience. He has been with T. Rowe Price since 2018 and has prior work experience in various roles including positions at Applebees, Muscle Maker Grill, and Baia Restaurant. T. Rowe Price Advisory Services, Inc. offers individualized retirement planning and discretionary investment management focused on retirement goals, employing model allocations invested exclusively in proprietary T. Rowe Price mutual funds and ETFs. The firm uses goal-based financial planning tools and delivers ongoing plan reviews primarily to households with substantial investable assets.

Andrew Harrell is a CFP® professional with seven years of industry experience, currently serving as an advisor at Kestra Advisory. He has worked at Kestra since 2019 and has prior experience with Kestra Investment Services and Coastal Carolina University. Harrell is a member of the FPA of Maryland Board of Directors, where he participates in initiatives supporting the development of future industry professionals. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base, including institutional and individual investors. The firm offers services such as fiduciary consulting, plan design, and investment management, supporting large institutional clients and utilizing multiple management platforms and third-party solutions.