Ian Patrick is a Wealth Management Advisor at Merrill Lynch Wealth Management. He advises clients on family wealth management strategies, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, and socially responsible, values-based, and ESG investing. He also focuses on tax minimization, retirement income, and small business strategies. Ian earned a bachelor's degree in economics from the University of Colorado at Boulder and a master's degree from the University of North Carolina System. He holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Certified Plan Fiduciary Advisor (CPFA), Chartered SRI Counselor (CSRIC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Ian is fluent in English and Spanish. He is active in the Richmond, Virginia community where he resides with his wife and three daughters. Ian serves on the board of directors of Belltower Pictures and volunteers with the James River Association and Rotary International. His personal interests include boating, music, scuba diving, singing, skiing, and soccer.

Joshua Visconti is a CFP® professional with 13 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. He previously worked at WELLS FARGO Advisors, LLC from 2014 to 2016. Outside of his advisory role, he is involved in strength training and firearm instruction through his ownership of IRON FORGED GRIT, LLC, and serves on the fundraising committee at Saint Michael Catholic Church. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Chris Rysak is a Financial Consultant currently working at Fidelity Investments since 2023. He has previously held positions as a Financial Consultant and Investment Consultant at Charles Schwab from 2016 to 2023, as well as roles at T. Rowe Price and Vanguard, where he specialized in retirement and client relationship administration respectively. His approach involves collaborating with clients to develop financial plans that address wealth accumulation, preservation, distribution, and legacy considerations. Chris emphasizes understanding clients' goals and adapting plans as their circumstances evolve to maintain alignment with their changing objectives. Details regarding his education, credentials, personal interests, or community involvement were not provided.

Philip Beethoven Wilson is a financial advisor with Cambridge Investment Research Advisors in Richmond, VA, holding a Series 66 designation and seven years of industry experience. His prior work includes roles at Minnesota Life Insurance Co, Securian Financial Services Inc, and Virginia Asset Management. He is also involved in several entrepreneurial ventures, including ownership positions in PBW Financial LLC and Ephesians 210 LLC. Cambridge Investment Research Advisors serves a diverse client base ranging from individuals and retirement plans to charitable organizations and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing a variety of portfolio management approaches and multiple platform arrangements.

Kara Topping is a financial advisor at RBC Capital Markets with a Series 66 designation and over 20 years of industry experience. She previously worked at Wells Fargo Advisors for 21 years and Capital One Financial for two years. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, corporations, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to clients’ risk profiles and investment preferences.

Holly Huebsch is a financial advisor with Ameriprise in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has been with Ameriprise and its affiliates since 1993. Outside of advising, she manages shared office expenses for a suite used by multiple Ameriprise advisors. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver tailored recommendation reports. The firm also offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Rochele Nelson is a financial advisor with Merrill in Richmond, VA, holding Series 63 and Series 66 designations and bringing 25 years of industry experience. She has been with Merrill since 2004. Outside of her advisory role, she serves as a general partner and managing member of Adorning in Prayer Ministries, where she teaches and preaches through prayer conferences and seminars, and is involved in merchandising prayer products. Additionally, she works with Leona's Love Garden, a charitable organization focused on urban farming, youth programs, and community outreach. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a diverse client base including individuals, high-net-worth clients, pension plans, and charitable organizations.

Jared Lewis is a CFP® with 17 years of industry experience, currently serving at Cetera since 2023. He has previously worked with Virginia Asset Management and Minnesota Life Insurance Company, including their affiliate Securian Financial Services. Outside his advisory role, he co-owns Irongate Capital Advisors, LLC, a firm involved in securities offering, advisory, and insurance services. Cetera Investment Advisers LLC provides a multi-manager platform serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, leveraging a large network of advisors and affiliated third-party managers.

Madelyn Flinn is a financial advisor at LPL Financial with a Series 66 credential and one year of industry experience. She previously worked at Zola for seven years and held roles at S'well and Toyota Tsusho America. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, and institutions through a national network of investment adviser representatives. The firm offers various advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Robert McGuire is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo Bank and Wells Fargo Advisors LLC since 2013. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

William Gribble IV is a financial advisor with RBC Capital Markets in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers a range of advisory programs with customizable portfolio management, financial planning, and brokerage services, utilizing both in-house and third-party investment managers.

Mark Douglas is a financial advisor with Cetera, holding a Series 66 designation and 25 years of industry experience. He has worked at Cetera since 2013 and also has experience with Bowman Gaskins Financial Group dating back to 2000. In addition to his advisory work, he acts as an independent insurance agent with a focus on disability, fixed annuities, and life, accident, and health insurance. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients including individuals, employer-sponsored retirement plans, corporate and charitable entities, and institutional accounts. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers through a multi-manager platform with various program options and custodial relationships.

Wafa Noble is a financial advisor with Raymond James Financial, holding a Series 66 designation and 10 years of industry experience. Prior to joining Raymond James in 2025, she worked for Edward Jones from 2015 to 2025. She is also the president of WingSpan Wealth Management, a support company unrelated to investment activities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored non-discretionary planning and investment consulting using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Virginia Mohn is a CFP® certificant and Series 66 registered advisor with Edward Jones in Mechanicsville, VA. She has eight years of industry experience, including two years at KPMG LLP before joining Edward Jones in 2017. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of over 23,700 financial advisors, offering a range of discretionary and non-discretionary investment solutions alongside affiliated mutual funds and a proprietary money market fund.

Paul Staples is a financial advisor with Ameriprise in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. His prior experience includes roles at Wells Fargo Clearing and Wells Fargo Advisors. Outside of his advisory work, he has ownership in a restaurant business and participates periodically in public poker tournaments. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides clients with a written recommendation report and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Robert Barnes III is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding Series 63 and Series 65 licenses. He has 32 years of industry experience, including seven years at Wells Fargo Advisors LLC before joining Wells Fargo Clearing in 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader set of financial product offerings than typical institutional advisers, including insurance-related vehicles and bank deposit sweep options.

Jackson Schott is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and two years of industry experience. His prior work includes roles at The CoStar Group, NewRez, and NewDay USA. He also spent four years at James Madison University. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and utilizes research from Wells Fargo Investment Institute and third-party sources to evaluate investment options based on diversification and modern portfolio theory.

Wendy Coggsdale is a financial advisor at Morgan Stanley with 26 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015 and MORGAN STANLEY SMITH BARNEY llc since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services, utilizing structured planning tools and broader investment resources to support client goals.

Kenneth Gross II is a financial advisor with OSAIC holding CFP® and ChFC® designations and over 38 years of industry experience. He has worked with OSAIC since 2018 and previously spent 24 years at Signator Investors, Inc. and John Hancock Mutual Life Insurance Company. Gross also owns and operates Heron Creek Advisors, a business involved in securities, investment advisory, and insurance services. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated financial advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools and risk-tolerance analysis to construct portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Daniel Sheehan is a Wealth Management Advisor with Merrill Lynch Wealth Management. He began his investment career in 2002 as an intern with First Union Securities and has been working in the investment industry since then, serving clients since 2008. He holds a Bachelor's Degree from Virginia Polytechnic Institute & State University and is a CERTIFIED FINANCIAL PLANNER™ certificant and Personal Investment Advisor (PIA). He adheres to the Board's standards for professional competency and ethical practices. Daniel's investment philosophy emphasizes having a clear plan, diversification with conviction in investments, and only investing in understandable assets. He aims to manage all aspects of his clients' financial lives, providing customized strategies to manage risk and help achieve their objectives. His approach is grounded in open communication, a fiduciary standard, and unbiased recommendations. Outside of his professional work, Daniel lives in Keswick with his wife, son, and pets. His personal interests include golfing, clay shooting, adult literacy advocacy, whiskey collecting, Virginia wine, and gardening. He is also involved with The READ Center.