Nathan Philbrook is a financial advisor with Edward Jones in Apex, NC, holding a Series 66 designation and seven years of industry experience. His prior work includes roles at Dick’s Sporting Goods and the Portland Sea Dogs. Outside of finance, he has experience in customer service and sales within the golf equipment sector. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.

Brandon Cousanca is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been working in the financial services industry since 2008 and holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification as well as the Personal Investment Advisor (PIA) designation. Brandon earned a Bachelor of Science in Business Administration with a focus on Finance and Banking from Appalachian State University. His professional experience includes personal wealth management, executive compensation, qualified and non-qualified plans, and asset management for non-profits. He works with clients on areas such as college education planning, family wealth management strategies, legacy planning, personal retirement planning, philanthropic planning, portfolio management services, socially responsible and ESG investing, tax minimization, and retirement income. Outside of his professional role, Brandon spends time with his wife Elizabeth and their two sons, James and Will. The family enjoys activities near water at the beach or lake, attending sporting events, and traveling together. Brandon's personal interests include baseball, football, golfing, and spending time with his family.

Karla Zuniga Rivera is a financial advisor at Wells Fargo Clearing with Series 65 and Series 63 licenses and two years of industry experience. She has worked at Wells Fargo Clearing since 2023 and was previously employed at Wells Fargo Bank, NA, Target, and Panera Bread. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Draven Sneed is a CFP® and holds a Series 66 license, currently serving as an advisor at LPL Financial with three years of industry experience. His prior roles include positions at OSAIC and FSC, and he has also worked with NC State University and served five years in the US Army. Outside of his advisory role, he is involved with Steward Wealth Strategies as a Wealth Associate. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, and organizations through a national network of investment adviser representatives. The firm offers a broad range of advisory programs, financial planning, and retirement plan consulting, utilizing discretionary and non-discretionary management supported by LPL Research and third-party subadvisors.

Robin Wellings Loftus is a CFP® and Series 66 credentialed financial advisor with Edward Jones, where she has worked since 2009. She has 16 years of industry experience. Outside of her advisory role, she is a Mary Kay consultant selling cosmetics to existing customers and family. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a broad range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Essence Murphy Miller is a financial advisor with Wells Fargo Clearing in Raleigh, NC, holding Series 65 and Series 63 credentials and three years of industry experience. Her prior work includes roles at Wells Fargo Bank, Humana, and Conduent. In addition to her advisory work, she is a licensed notary public. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm operates on a large scale with extensive resources and offers both brokerage and advisory solutions.

Victoria Johnston is a CFP® professional with seven years of industry experience. She has been with Edward Jones since 2018 and previously worked at State Farm and Western Sizzlin. Johnston is based in Raleigh, NC, and holds a Series 66 license. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Emelyn Sebastian is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and three years of industry experience. She has been associated with Wells Fargo Bank, N.A. since 2013. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a combination of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Natalie Ostendorff is a financial advisor at Merrill with a Series 66 credential and two years of industry experience. Her prior roles include positions at Emerald Holdings LLC and Mofu Shoppe. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Dario Martinez is a Benefits & Planning Consultant in the Executive Services division at Fidelity Investments. In this role, he collaborates with clients to develop financial plans aimed at helping them achieve their financial goals. He has held several positions at Fidelity Investments since 2021, including Investment Solutions Representative II, Fixed Income Specialist, and Investment Solutions Representative. Prior to joining Fidelity, Dario worked as a Relationship Banker at Bank of America from 2020 to 2021 and as a Junior Associate at Sterling Financial Group from 2017 to 2020.

Michelle Pham is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and nine years of industry experience. She has been with Ameriprise since 2016, currently based in Raleigh, NC. Outside of her role at Ameriprise, she is also employed managing an advisory business as a sole proprietorship in Charlotte, NC. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, known for its Premier Retirement Income service that provides retirement planning with a focus on reliable income sources and tax-aware withdrawal strategies. The firm’s retirement income offering combines proprietary research and third-party data to support tailored, non-discretionary recommendations.

Nathaniel Coats is a financial advisor at Cetera with 13 years of industry experience. He holds a Series 66 designation and has been with Cetera and its affiliated entities since 2015. In addition to his advisory role, Coats is active as an insurance agent specializing in fixed insurance products, including life and annuities. Cetera Investment Advisers LLC serves a broad client base that includes individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and multiple program structures.

Joseph Robbins is a financial advisor with OSAIC based in Raleigh, NC, holding CFP® and Series 66 credentials and bringing nine years of industry experience. Prior to joining OSAIC, he worked at FSC Securities Corporation and Wells Fargo in various advisory roles. Robbins serves on the finance committee of North Raleigh Presbyterian Church and has been involved in client relationship management roles outside his advisory work. OSAIC Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers. The firm utilizes asset-allocation tools and automated rebalancing to construct diversified portfolios and supports both discretionary and non-discretionary account management.

Nathan Podbielski is a financial advisor with Equitable Advisors in Raleigh, NC. He holds a Series 66 designation and began his career in the financial industry in 2026. Prior to joining Equitable Advisors, his work experience includes positions in various service and retail roles. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, relying significantly on LPL-sponsored solutions and third-party managers to deliver advisory and brokerage services.

Katherine Voitle is a Series 66-licensed financial advisor at Morgan Stanley in Raleigh, NC, with one year of industry experience. Her prior roles include positions at US Capital Wealth Advisors and various educational institutions. Morgan Stanley Wealth Management provides a wide array of advisory programs to individuals and institutional clients, with a financial planning process that uses firm-approved tools and analysis methods to develop tailored strategies.

Michael Wilson is a financial advisor with Equitable Advisors in Raleigh, NC, holding Series 63 and Series 65 licenses and having 12 years of industry experience. He has been with Equitable Advisors since 2013 and previously worked at Axa Advisors. Outside of his advisory role, he is a managing partner at Oakbridge Financial Group, LLC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model that incorporates both advisory and brokerage channels to deliver tailored client solutions.

Donna Winbon is a financial advisor with Edward Jones in Raleigh, NC, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. She has been with Edward Jones since 1997. Winbon serves as a board member of the WCU Catamount Club, assisting with fundraising efforts for Western Carolina University athletics. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment options. The firm manages approximately $1.01 trillion in assets and is notable for its extensive retail advisor network and affiliated services, including trust and securities-based lending.

Michael Cronlund is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been in the financial services industry since 2007, initially holding several roles with Bank of America before transitioning to a Financial Solutions Advisor with Merrill Edge in 2015 and joining Merrill Lynch Wealth Management in 2020. Michael collaborates closely with clients to develop personalized and flexible wealth management strategies that align with their evolving financial goals, using the investment expertise of Merrill and banking services from Bank of America. His areas of focus include college education planning, retirement income, special needs planning strategies, socially responsible and ESG investing, and support for endowments, foundations, and non-profits, among others. Michael holds a Bachelor's Degree from James Madison University and professional designations including Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). In addition to his professional work, Michael participates as a Bank of America community volunteer. His personal interests include golfing, hiking, and spending time with his family.

Bayli Fox is a Series 66-licensed financial advisor with Morgan Stanley in Raleigh, NC, bringing 10 years of industry experience. Since 2016, Bayli has worked with Morgan Stanley Private Bank, National Association, and Morgan Stanley. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques such as Monte Carlo simulations in its financial planning process.

Justin Johnson is a financial advisor with Morgan Stanley in Raleigh, NC, holding a Series 66 designation and six years of industry experience. His work history includes roles at Morgan Stanley Smith Barney, Bank of America, Merrill, and prior positions outside of finance at Valet Living, Campbell University, Dicks Sporting Goods, and Johnston Community College. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including personalized financial planning. The firm manages approximately $2.74 trillion in client assets and incorporates structured planning tools and modeling techniques in its service offerings.