Drake Dalton is a financial advisor with Vanguard Advisers, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Fidelity Investments and various self-employed ventures. He has also worked in academic settings, including Utah Valley University and Brigham Young University. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct portfolios primarily from Vanguard funds and ETFs, featuring tax-aware strategies and multiple customization options.

Andrew Venne is a financial advisor at Vanguard Advisers with 13 years of industry experience. He holds Series 63 and Series 66 designations and has been with Vanguard and its affiliated entities since 2011. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm combines algorithm-driven, goal-based portfolio construction with extensive use of Vanguard funds and ETFs, managing a large client base through a digital platform supported by over 2,200 advisors.

Mark Whitley is a financial advisor with Raymond James Financial in Concord, NC, holding a Series 66 designation and 24 years of industry experience. His prior roles include positions at Wells Fargo Advisors and Pinnacle Financial Partners. Outside of his advisory work, he is involved with Pinnacle Asset Management, where he manages client assets through discretionary portfolios. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm uses tailored planning and analytical tools to support client goals and offers a range of advisory programs and institutional consulting services.

Lorenzo Perez is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding a Series 66 designation and eight years of industry experience. He has been with Wells Fargo Clearing Services LLC since 2018 and previously worked in staffing and retail roles. Outside of advising, he owns and operates COZY EMANATIONS, LLC, a candle and fragrance retail business. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets through a broad network of over 14,000 advisors and offers a combination of brokerage and advisory solutions.

Rodney Brown is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 66 licenses and seven years of industry experience. His prior roles include positions at Fidelity Investments, NYLIFE Securities LLC, New York Life Insurance Company, and First Command Financial. Before entering the financial sector, he worked at The Home Depot for 15 years. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Kristine Conroy is a Series 66-registered advisor with Vanguard Advisers, where she has worked since 2024. She has two years of industry experience, including roles at Vanguard Marketing Corporation and The Vanguard Group. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm manages a large client base through a combination of digital platforms and advisor teams.

Christina Crawford is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 21 years of industry experience. She has worked with Wells Fargo entities since 2001, including Wells Fargo Advisors, LLC, before joining Wells Fargo Clearing in 2016. Outside of her advisory role, she is a check signer on her spouse’s film and music production business, Short & Tall Productions, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Michael Berardi is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding a Series 66 designation and nine years of industry experience. He has been with Wells Fargo Clearing since 2016, following a brief tenure at Wells Fargo Advisors. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and based on modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives, demographics, and risk tolerances.

Mia Barnes is a financial advisor with Ameriprise in Huntersville, NC, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise provides a retirement-income planning service designed for individuals nearing or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to generate written recommendations. The firm serves a broad client base through advisory, brokerage, and insurance solutions typical of large institutional firms.

Eli Beisser is a financial advisor with Vanguard Advisers based in Charlotte, NC. He holds a Series 66 designation and has two years of industry experience. Prior to his current role, he worked at Strategic Wealth Capital and has experience at Virginia Polytechnic Institute and State University as well as Financial Designs. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and constructs portfolios mainly from Vanguard funds and ETFs.

Craig Doyon is a CFP® professional with 20 years of industry experience, currently serving at Vanguard Advisers since 2014. He holds a Series 63 designation and is based in Charlotte, NC. He is employed by The Vanguard Group, Inc., the parent company of Vanguard Marketing Corporation. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios largely composed of Vanguard funds and ETFs, with a focus on scalable digital delivery and tax-aware features.

Lorenzo Lemise is a CFP® professional with six years of experience in the financial industry, currently serving at Vanguard Advisers since 2020. His prior experience includes roles at Merrill Lynch and Randstad USA. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs.

Christopher Arcuri is a financial advisor with Morgan Stanley in Concord, NC, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. His prior work includes 15 years at TIAA-CREF and roles at E*TRADE Securities and E*TRADE Capital Management. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and strategies.

Winston Smith is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 designations and possessing 23 years of industry experience. He has been with Vanguard Advisers since 2019 and has held roles at other Vanguard entities since 2013. He also serves as a limited agent for his spouse in an investment-related capacity. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, constructing portfolios largely from Vanguard funds and ETFs with options for tax-aware management and customization.

Graham Whittle is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and five years of industry experience. He has been with Vanguard Advisers since 2022 and also works as a private football coach with CoachUp, Inc. outside of his advisory role. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans by providing automated and human-supported investment advice. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, supported by a large team of advisors and a digital delivery platform.

Sara Wynkoop is a Series 66-licensed financial advisor with Vanguard Advisers in Charlotte, NC, with three years of industry experience. Her prior work history includes positions at Randstad, KBR, Inc., and Virginia Polytechnic Institute and State University. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to tailor asset allocations, primarily utilizing Vanguard funds and ETFs, and manages a high volume of client relationships through its digital delivery platform.

Scott Watson is a financial advisor at Vanguard Advisers with 28 years of industry experience. He has been with The Vanguard Group since 2013 and holds Series 63, Series 65, and Series 66 licenses. Based in Charlotte, NC, his current role is within one of the largest advisory firms in the industry. Vanguard Advisers offers investment advice through both automated and human-supported services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios using primarily Vanguard funds and ETFs.

Jarrett Sparks is a financial advisor at Vanguard Advisers with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Vanguard and TIAA-CREF. Vanguard Advisers serves retail investors and employer-sponsored retirement plan participants through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach using proprietary models and primarily invests in Vanguard funds and ETFs, offering a range of customization options including tax-aware strategies and ESG exposures.

Aadhitiya Ganeshkumar is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding a Series 63 designation and beginning their career in 2026. Prior to joining Wells Fargo, Aadhitiya worked at Consolidated Planning and has educational experience at Virginia Tech University and in secondary education. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides brokerage and advisory solutions with an investment approach grounded in research, diversification, and modern portfolio theory.

Angela Allen is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 65 and Series 66 licenses and bringing 23 years of industry experience. Her career includes previous roles at Merrill and First Citizens Investor Services before returning to Wells Fargo Clearing. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment menu.