Niall Lepper is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 65 credentials and 19 years of industry experience. His career includes roles at TIAA-CREF, LPL Financial, and HSBC Securities prior to joining Vanguard. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and eligible employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to personalize asset allocations, with portfolios mainly constructed from Vanguard funds and ETFs.

Albert Shaffer IV is a CFP® professional with four years of industry experience, currently serving as a financial advisor at Vanguard Advisers. He has held roles with multiple Vanguard entities since 2022 and has prior experience in education and early childhood development. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and constructs portfolios mainly from Vanguard funds and ETFs.

Matthew Peters is a financial advisor at Vanguard Advisers with 13 years of industry experience. He holds the CFP® designation along with Series 66, Series 63, and Series 65 licenses. Prior to joining Vanguard in 2013, he worked at Edward Jones for one year. Vanguard Advisers offers automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with personalized asset allocations and portfolios constructed primarily from Vanguard funds and ETFs.

Craig Parkin is a financial advisor at Vanguard Advisers with Series 63 and Series 66 credentials and over 20 years of industry experience. He previously worked at TIAA-CREF from 2004 to 2025 and has been with Vanguard since 2025. Outside of his advisory work, Parkin is involved with TPG Retails Holdings, LLC, operating Woof Gang Bakery & Grooming. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm manages a large client base through a digital platform supported by more than 2,200 advisors.

Spencer Edens is a financial advisor at Vanguard Advisers with Series 63 and Series 66 credentials and one year of industry experience. His prior roles include positions at Vanguard Marketing Corporation and The Vanguard Group, as well as various nonfinancial roles in the hospitality and retail sectors. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach, constructing portfolios primarily from Vanguard funds and ETFs with various customization options.

Mitchell Coleman is a financial advisor with Vanguard Advisers in Charlotte, NC, holding a Series 66 designation. He has one year of industry experience, including roles at Vanguard Advisers, The Vanguard Group, and Vanguard Marketing Corporation. His prior work includes positions at Northwestern Mutual and Quarterdeck Marinas, as well as experience with Semester at Sea. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to personalize asset allocations, primarily utilizing Vanguard funds and ETFs, and manages a large client base through its digital platform and advisory team.

Shawn Fleming is a financial advisor at Vanguard Advisers with 24 years of industry experience. He has been with The Vanguard Group, Inc. since 2004 and holds Series 63 and Series 66 designations. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to create personalized asset allocations, largely utilizing Vanguard funds and ETFs.

Nicolas Gilliam is a financial advisor with Ameriprise in Mooresville, NC, holding Series 65 and Series 66 licenses and 19 years of industry experience. He has been with Ameriprise since 2006 and manages practice operations as COO of Brightstead Management LLC. Outside of finance, he is also engaged in art through a side business called Creative Dimensions. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which emphasizes dependable income sources and tax-aware withdrawal strategies.

Gavin Yohn is a financial advisor with Vanguard Advisers, holding a Series 66 designation and based in Charlotte, NC. He has one year of industry experience and has worked with multiple Vanguard affiliates as well as Northwestern Mutual. His background also includes roles in education and retail. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary models and offers portfolios constructed mainly from Vanguard funds and ETFs, featuring tax-aware and customizable options.

Bryan Welborn is a CFP® and ChFC® professional with 19 years of experience in the financial industry. He has worked at The Vanguard Group, Inc. since 2020 and previously spent 13 years at TIAA-CREF. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach that incorporates proprietary models and primarily Vanguard funds and ETFs. The firm manages a large client base with over 2,200 advisors, combining digital delivery and team servicing.

Jeffery Mingo is a financial advisor at Fidelity with 27 years of industry experience. He holds Series 63 and Series 65 designations. His career background includes positions at The Vanguard Group, Robinhood Financial, MassMutual, and TIAA, among others. Fidelity’s Strategic Advisers LLC, where he works, provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a broad range of investment products.

Kathryn Burgett is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. She has been with Vanguard and its affiliates since 2014, including roles at Vanguard Marketing Corporation. Kathryn also has experience with Sanara Travels. Vanguard Advisers provides both automated and human-supported investment advice through services such as Vanguard Digital Advisor and Vanguard Personal Advisor, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm offers goal-based, algorithm-driven portfolio management using Vanguard funds and ETFs, supported by a large team of advisors and a digital delivery model.

Nathaniel Berning is a financial advisor at Vanguard Advisers in Charlotte, NC, holding Series 66 and Series 63 registrations with five years of experience at Vanguard affiliates and prior roles in education and retail. His background includes positions at The Vanguard Group, Vanguard Marketing Corporation, Kroger, and the University of Lynchburg. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to create personalized asset allocations primarily composed of Vanguard funds and ETFs, supported by a large digital platform with over 2,200 advisors.

Stephen Smith is a financial advisor with Wells Fargo Clearing in Concord, NC, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wachovia Bank, N.A. since 2001. Outside of his financial advisory role, Smith serves as an umpire for local recreational baseball leagues. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Brian Davis is a CFP® professional with 13 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2018. He has been associated with Vanguard marketing Corporation and The Vanguard Group, Inc. since 2012. Based in Charlotte, NC, Davis holds the Series 63 designation in addition to his CFP® credential. Vanguard Advisers offers both automated and human-supported investment advice through services like Vanguard Digital Advisor and Vanguard Personal Advisor, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and constructs portfolios mainly from Vanguard funds and ETFs, providing various customization options and tax-aware features.

Michael Dalton is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 licenses and six years of industry experience. He has been with Vanguard Advisers since 2021 and is also associated with Vanguard Marketing Corporation and The Vanguard Group, Inc. Outside of his advisory role, he has work history that includes positions at Elon University and involvement with Metro Landmarks LLC and Carmel Country Club. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary models to create personalized portfolios primarily consisting of Vanguard funds and ETFs, and it serves a large client base through a combination of digital platforms and advisor support.

Lauren Ingram is a financial advisor with Vanguard Advisers in Charlotte, NC, holding a Series 66 designation and seven years of industry experience. She previously worked at Wells Fargo Securities, LLC and Wells Fargo Advisors LLC from 2012 to 2025 before joining Vanguard in 2026. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm’s investment approach is goal-based and algorithm-driven, utilizing proprietary methodologies to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Stephanie Houghton is a financial advisor at LPL Financial with a Series 66 designation and two years of industry experience. Prior to joining LPL Financial in 2023, she worked at Kidd Financial Investments with Ameriprise Financial and has experience in education and the wine industry. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a range of financial planning and investment management solutions, including model portfolios and institutional platforms.

De Wayne Venzen is a financial advisor with Edward Jones in Mooresville, NC, holding a Series 66 designation and 12 years of industry experience. He has been with Edward Jones since 2013. Outside of his advisory role, he serves in the U.S. Army Reserve and is also involved in music. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a large national network of financial advisors and branch offices.

Christopher Davis Slade is a CFP® professional with 12 years of industry experience, currently serving as an advisor at Vanguard Advisers since 2014. He holds a Series 63 license and operates out of Charlotte, NC. His entire recorded career has been with The Vanguard Group, Inc. Vanguard Advisers offers automated and human-supported investment advice through its Digital Advisor and Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to portfolio construction, utilizing Vanguard funds and ETFs, with tax-aware features and customization options.