Jennifer Miranda is a financial advisor with Merrill in Ponte Vedra Beach, FL, holding Series 63 and Series 66 designations and 33 years of industry experience. She has been with Merrill since 1999. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies managed by internal investment teams and third-party managers for a variety of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Cullen III is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. His career includes roles at Bank of America N.A., Florida Atlantic University, Triebel Family Enterprises, Inc., and Daytona State College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutions.

April Wellman is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and possessing 16 years of industry experience. She has worked at Bank of America N.A and Merrill since 2010. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jeffrey Wilson is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Anthony Shrubsall is a financial advisor at Merrill with 12 years of industry experience and holds a Series 66 designation. He has been with Merrill since 2010. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional investors.

Taylor Weaver is a financial advisor at Merrill with eight years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2017, alongside prior roles at Bank of America and SS&C Advent Software. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Courtney Ferland is a Series 66 licensed financial advisor with Merrill in Jacksonville, FL, with 13 years of industry experience. She has been with Merrill Lynch Pierce Fenner & Smith Incorporated since 2013 and has also been affiliated with Arizona State University since 2010. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Diiorio is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds a Series 66 designation and has worked at JPMorgan Securities LLC and JPMorgan Chase Bank, NA since 2023. Prior to his current role, he was involved with Recruiter Boom and True Lacrosse LLC and attended Boston University from 2019 to 2023. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. As a subsidiary of J.P. Morgan, the firm combines institutional advisory services with brokerage and investment management capabilities.

Kyle Rice is a financial advisor at Cetera with six years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Capital Financial Strategies Inc and Minnesota Life Insurance Co, among others. In addition to his advisory role, Rice is an independent health and life insurance agent representing Medicare advantage plans and supplements. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a nationwide network of independent advisors and utilizes a multi-manager platform combining affiliated and third-party investment solutions.

Jaclyn Caruso is a financial advisor at Fidelity with five years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Fidelity Investments since 2021. Prior to that, she held positions at Lowe's Home Improvement, the University of North Florida, and Sherwin Williams. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios composed of mutual funds, ETFs, and ETPs.

Lu Wei Huang is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, Huang held positions at Paysafe, Athena Security, PAX Technology Inc., and Lennar, among others. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Glenn Meloni is a financial advisor at Merrill with 20 years of industry experience and holds a Series 66 designation. He has worked at Merrill since 2005 and has also been with Bank of America, N.A. since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jeffrey Catlin is a financial advisor at UBS Financial Services with 32 years of industry experience. He holds Series 63 and Series 66 designations and has been with UBS since 2014. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Dana Chavez is a CFP® professional affiliated with LPL Financial, based in Fleming Island, FL, with one year of industry experience. Prior to joining LPL Financial, Chavez worked at Strategen Wealth Advisors and Ginn & Patrou, PA. Outside of financial advising, Chavez is involved with Health Pointe Jacksonville Acupuncture & Wellness Clinic. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs and financial planning services supported by model portfolios, third-party research, and technology-driven solutions.

Alexander Umansky is a Series 66-licensed financial advisor with Ameriprise, based in Ponte Vedra Beach, FL. He has 28 years of industry experience, including 21 years with Ameriprise and its affiliate Ameriprise Financial Services, Inc. Ameriprise provides retirement-income planning services primarily for clients approaching or in retirement with significant investable assets. The firm combines research-driven modeling, tax-efficiency analysis, and algorithmic automation to deliver tailored, written recommendation reports through a centralized consulting team.

Dylen D'aurora is a financial advisor with LPL Financial in Jacksonville, FL, holding Series 63 and Series 65 licenses and two years of industry experience. Prior to joining LPL Financial, he was associated with Trinity Wealth Securities and Florida Financial Advisors. Outside of his advisory roles, D'aurora has worked in various positions including at Queens Harbour Yacht and Country Club and Castillo FL Realty. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base, including individuals, retirement plans, banks, and corporations. The firm offers a range of advisory programs and financial planning services supported by in-house research and third-party subadvisors.

Nelrae Ali is a CFP® professional with 24 years of industry experience, currently with Wells Fargo Advisors since 2023. She previously worked at Wells Fargo Clearing and Wells Fargo Advisors, LLC. Outside of her advisory role, she volunteers as a math tutor with The Yield Foundation in Jacksonville, FL. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients with a broad range of financial planning and investment services, utilizing Wells Fargo research and planning tools to develop tailored recommendations.

David Adams is a financial advisor with Ameriprise based in Jacksonville, FL, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 39 years of industry experience, including previous roles at Sagepoint Financial, INC and Ameriprise Financial Services, INC. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, written Recommendation Reports. The firm serves clients through a large institutional platform that includes advisory, brokerage, and insurance solutions.

Jennifer Doherty is a financial advisor at Ameriprise with 16 years of industry experience. She holds a Series 66 designation and has worked at firms including SoFi Wealth LLC, LPL Financial, H. Beck, Inc., and Namey Financial Group. Outside of her advisory role, she is co-owner of BTB Lacrosse, a high school lacrosse club in St. Johns, Florida. Ameriprise offers retirement-income planning services aimed at clients approaching or in retirement, typically with substantial investable assets. The firm provides a range of advisory, brokerage, and insurance solutions through affiliated entities, using a combination of research, modeling, and tax-efficiency analysis to support client planning.

Ray Walker is a financial advisor at Merrill with 11 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.