Jose Duarte is a financial advisor with Ameriprise in Orlando, FL, holding a Series 66 designation and three years of industry experience. Prior to joining Ameriprise in 2022, he worked at Ace Cash Express for fourteen years. Outside of his advisory role, he writes music for local artists and bands and performs as a pianist in a local group. Ameriprise offers retirement-income planning services primarily for clients approaching or in retirement who meet specific asset criteria, combining research and modeling with tax-smart withdrawal strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Kevin Barry is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he leads the Barry Group, a team of three professionals serving clients with diverse financial needs. He has spent his entire career in the financial services industry, beginning shortly after graduating from Florida State University with a B.S. in Finance in 1992, and joining Merrill Lynch in 1996. He earned the CERTIFIED FINANCIAL PLANNER® (CFP) certification in 2002, supplementing his commitment to comprehensive financial planning. With 30 years of experience, Kevin focuses on helping families and business owners with wealth management strategies, personal retirement planning, small business strategies, and retirement income. He prioritizes developing personalized plans that align with clients' unique goals and challenges and values consistency, loyalty, and integrity in his professional practice. Kevin resides in the suburbs of Orlando with his wife and two children and is involved in community activities through St. Margaret Mary Catholic Church. His personal interests include baseball, fishing, golfing, and traveling.

Ronald Garrison Jr. is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley and its affiliated entities since 2007. Outside of his advisory role, he owns a rental property in Clermont, Florida. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and offers a broad range of investment and financial services through its extensive network of advisors.

Edward Winokur is a financial advisor with Raymond James & Associates in Orlando, FL, holding Series 65 and Series 66 credentials and bringing 27 years of industry experience. Prior to joining Raymond James in 2026, he worked at Oppenheimer & Co. for eight years and Ameriprise Financial Services for eight years. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning and consulting services supported by a broad range of portfolio management styles and affiliated research.

Marcus Gilford is a financial advisor at Fidelity with three years of industry experience and holds a Series 66 designation. Prior to joining Fidelity, he worked at Morgan & Morgan for nine years. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop and manage model portfolios across mutual funds, ETFs, and ETPs.

Michele Finley is a financial advisor at Morgan Stanley with 15 years of industry experience. She has been with Morgan Stanley since 2012 and holds the Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a variety of advisory programs including tailored financial planning supported by firm-approved planning tools and advanced modeling techniques.

Petya Yordanova is a financial advisor with Charles Schwab in Orlando, FL, holding Series 63 and Series 65 licenses and having eight years of industry experience. She has been with Charles Schwab since 2017, previously working at BOOKS & ASSOCIATES CPAs/WEALTH MANAGEMENT GROUP, LLC from 2015 to 2017. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm’s integrated structure combines non-discretionary advisory relationships with access to discretionary separate managed accounts and offers multi-asset model portfolios supported by centralized custody and operational capabilities.

Xiaping Lin is a financial advisor with Charles Schwab holding CFP®, Series 63, 65, and 66 credentials and six years of industry experience. Prior to Schwab, Lin worked at Merrill Lynch and MassMutual. Lin also receives residual income from past life insurance cases with MassMutual, Crump, and Prudential. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by centralized custody and operational infrastructure.

Christopher Luciano is a financial advisor with Charles Schwab based in Orlando, FL, holding a Series 66 designation and 11 years of industry experience. His career includes roles at Charles Schwab and Fidelity Investments. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, supported by multi-asset model portfolios and a formal alternative-investment process.

Bryan Delpino is a financial advisor with Raymond James & Associates in Winter Park, FL, holding Series 66 and Series 63 credentials and four years of industry experience. He previously worked at Truist Investment Services, Inc. and Truist Advisory Services. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, charitable organizations, and municipal entities, offering financial planning and advisory services with a range of portfolio management styles and affiliated research.

Stacey Demchak is a Wealth Management Planning Consultant at Fidelity Investments. She has been with Fidelity since 2018, progressing through roles from Financial Representative to Relationship Manager, Planning Consultant, and currently Wealth Management Planning Consultant. Her work focuses on collaborating with clients and their families to understand their goals and develop tailored financial plans. Stacey partners with clients and her colleagues to create strategies clients can have confidence in and take pride in. Outside of her professional role, Stacey has interests in art, concerts, movies, parenthood, pets, and traveling.

Deborah Turner is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She has been with Cetera since 2004 and also owns an accounting and tax consulting firm, Datch Corporation dba Alternative Small Business Solutions, where she has worked since 1994. Turner serves on the board of The Baytree Center Association and acts as president of the Orlando Sunshine Condominium Association; she was previously treasurer of a women's sports team organization. Cetera Investment Advisers LLC is an SEC-registered firm that offers portfolio management, financial planning, retirement services, and access to third-party money managers. The firm serves a diverse client base, including individuals, retirement plans, corporations, and institutions, and utilizes a multi-manager platform with various discretionary and non-discretionary program options.

Crystal Adames Alejandre is a financial advisor at Merrill with Series 63 and Series 66 credentials and three years of industry experience. She has worked at Merrill and Bank of America since 2019, with prior experience at Northwestern Mutual Investment Services LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Bradford Malloy is a financial advisor at Merrill with six years of industry experience and holds the Series 66 designation. His career history includes roles at Bank of America, Pershing Advisor Solutions, and Edward Jones. He is based in Orlando, FL. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Kimberly King is a financial advisor at Raymond James Financial with 19 years of industry experience. She holds a Series 66 designation and has worked at Raymond James Financial Services Advisors Inc. since 2013, as well as at Concurrent Advisors from 2018 to 2023. Outside of her advisory role, she is involved in remote online notarization services. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutions. The firm offers non-discretionary planning and consulting tailored to client goals, supported by detailed risk profiling and outcome modeling, and maintains specialized municipal and SIMPLE IRA advisory services.

Michael Brodsky is a financial advisor with Ameriprise in Oviedo, FL, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Ameriprise and its related entities since 2010. Outside of his advisory role, Brodsky serves as president and board member for multiple community organizations, including the Yale Alumni Association of Central Florida and the All-Ivy Club of Central Florida, and he is an author of a book on personal improvement. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, providing tailored recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and adaptive withdrawal advice delivered through a centralized consulting team in partnership with client advisors.

Alyssa Benitez is a financial advisor at J.P. Morgan Securities with seven years of industry experience. She holds the Series 66 designation and has worked at J.P. Morgan Securities since 2020, following prior roles at Bernstein Private Wealth and a legal practice spanning over a decade. Outside of finance, she is a co-owner of Skora Skin, an aesthetic medical business. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG framework in its recommendations.

Danielle Fink is a financial advisor at J.P. Morgan Securities in Orlando, FL, holding Series 63 and Series 66 licenses with three years of industry experience. Her prior work includes roles at JPMorgan Chase Bank, Amazon, and Navy Federal Credit Union, among others. Danielle also has experience in emergency services with City of Rittman Fire and Rescue. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm’s approach combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework when recommending investment strategies.

Daniel Chiavaroli is a financial advisor with Wells Fargo Clearing in Orlando, FL, holding Series 63 and Series 66 licenses and with 20 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC and Wachovia Bank, N.A. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advice grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, performance reporting, participant education, and plan benchmarking, and it offers a broad range of financial product options including insurance-related vehicles and bank deposit sweep programs.

Uniqua Deberry is a financial advisor at Thrivent Investment Management in Orlando, FL, holding Series 63 and Series 66 licenses with three years of industry experience. Prior to joining Thrivent in 2026, Deberry worked at Charles Schwab for four years and has experience operating Berry Vegan Cupcakes. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering holistic, goal-based financial planning without managing discretionary accounts.