Deborah Van Buskirk is a financial advisor with Raymond James & Associates in Boca Raton, FL, holding a Series 66 designation and 14 years of industry experience. She has been with Raymond James & Associates since 2012. Outside of her advisory role, she serves as a trustee (acting) for a family college 529 plan. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser with approximately $501 billion in assets under management. The firm serves a wide range of clients, including individuals, institutions, and municipalities, offering financial planning, investment consulting, and institutional fiduciary solutions.

Steven Adelson is a financial advisor with Ameriprise in Boca Raton, FL, holding a Series 66 credential and 20 years of industry experience. He has been with Ameriprise and its affiliates since 2006. Outside of his advisory work, he participates in professional pickleball tournaments. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning through written recommendations and ongoing advice, utilizing proprietary research, third-party data, and algorithmic tools.

Joseph Karam is a financial advisor at Wells Fargo Clearing with 21 years of industry experience. He holds the Series 66 designation and previously worked at CitiGroup Global Markets from 2014 to 2018. Outside of his advisory role, he is a part-owner and officer of a property management business in Saratoga Springs, NY. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and includes a broad range of investment options, such as insurance-related vehicles and bank deposit sweep programs.

Polychronis Bonaros is a financial advisor with OSAIC in Boca Raton, FL, holding a Series 66 credential and 21 years of industry experience. He worked at Signator Investors Inc from 2008 to 2018 before joining OSAIC in 2018. Outside of his advisory role, he serves as Managing Director of Paradigm Wealth, LLC, where he is involved in sales and marketing. OSAIC serves a diverse client base that includes individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to manage portfolios across various asset classes.

Daniel Neuman is a Certified Financial Planner (CFP®) with 20 years of experience in the financial services industry. He has worked at Morgan Stanley since 2009 and has been part of Morgan Stanley Private Bank, National Association since 2015. He is based in Boca Raton, FL. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and modeling techniques.

Demetrios Stylianos is a financial advisor with LPL Financial in Boca Raton, FL, holding Series 63 and Series 65 registrations and 18 years of industry experience. Prior to joining LPL Financial in 2018, he worked at Raymond James & Associates from 2015 to 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage solutions including financial planning, model portfolio programs, and institutional platforms, utilizing a variety of investment strategies supported by research and technology tools.

David Holz is a financial advisor with Stifel in Boca Raton, FL, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has been with Stifel Nicolaus since 2013. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group, providing asset allocation and planning analyses to support client decisions.

Michael Passeroff is a financial advisor with Morgan Stanley in Boca Raton, FL, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His prior roles include positions at Bank of America, N.A., and Merrill. He serves on the board of the Palm Beach County Sheriff's Foundation, a charitable nonprofit organization. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, including tailored financial planning supported by firm-approved tools and strategies.

Robert Deblasio is a financial advisor with Wells Fargo Clearing in Boca Raton, FL, holding Series 63 and Series 65 licenses and 17 years of industry experience. He previously worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of his advisory role, he co-owns and operates a laundromat in North Lauderdale, FL. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and incorporates a range of financial products, including insurance-related vehicles and bank deposit sweep options.

Richard Dimarzo is a financial advisor with Morgan Stanley in Boca Raton, FL, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. He has been with Morgan Stanley since 2009 and has worked at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning process involves structured discovery conversations and utilizes firm-approved planning tools, with a focus on advisory services rather than individual security recommendations.

Ernest Mc Mullen is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been providing customized financial advice since 1992 and focuses on assisting clients with their estate and retirement planning goals and objectives. His expertise includes college education planning, equity compensation services, investment consulting for defined contribution plans, legacy planning, managing new wealth, personal retirement planning, and retirement income. Ernest holds a Bachelor's Degree in Finance from the University of Florida. He has earned several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). His knowledge and experience have been recognized by attorneys, CPAs, and the media; he has been quoted in the New York Times and appeared on several television broadcasts. Additionally, he hosted a daily financial talk radio broadcast from 1994 to 2006. Ernest has been a member of the South Florida community for over 30 years. He participates in community organizations such as the Soccer Association of Boca Raton (SABR), A.D. Henderson University School, and Boca Raton Little League. Outside of his professional and community activities, he enjoys baseball, camping, football, reading, and spending time with his family.

Joseph Hage is a financial advisor with RBC Capital Markets in Boca Raton, FL, holding a Series 66 designation and 11 years of industry experience. His prior roles include positions at Trust Advisory Services, Inc. and BB&T Securities. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs and tailors investment strategies to client risk profiles through a combination of in-house and third-party managers.

Katelyn Pearson is a financial advisor with Raymond James & Associates holding a Series 66 designation and 11 years of industry experience. She previously worked at Merrill for seven years before joining Raymond James & Associates, where she has been since 2023. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients including individuals, institutions, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Zachary Hersman is a CFP® professional with 10 years of industry experience, currently serving at Raymond James & Associates since 2016. He holds the Series 66 designation and is based in Boca Raton, FL. Hersman is a passive stakeholder in Prudent Partners, LLC, an investment vehicle involved in acquiring a 25% equity stake in AFB Breakpoint LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional advisory services.

Tiffany Reid is a financial advisor at UBS Financial Services with 10 years of industry experience. She holds the Series 66 designation and has worked at UBS Financial Services since 2014, including her current tenure beginning in 2018, and spent one year at BB&T Securities. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients, utilizing proprietary capital market assumptions and research to tailor financial plans and portfolio management. The firm combines institutional trading capabilities with wealth management services, offering a broad range of financial solutions including fee-based planning, discretionary management, and capital markets services.

Adam Muzzillo is a financial advisor at Wells Fargo Clearing with 13 years of industry experience. He holds a Series 66 designation and has worked previously at JPMorgan Chase Bank, J.P. Morgan Securities, Merrill, and Wells Fargo Bank. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jessica Best is a financial advisor at Morgan Stanley in Boca Raton, FL, holding Series 63 and Series 66 licenses with nine years of industry experience. Her prior work history includes roles at UBS Financial Service, Inc., Fidelity Investments, and Charles Schwab Bank. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and incorporates advanced modeling techniques such as Monte Carlo simulations in its planning process.

Jill Conrad is a financial advisor at Morgan Stanley with nine years of industry experience. She has held roles at Morgan Stanley since 2020 and previously worked at Ameriprise Financial Services, Inc. from 2012 to 2020. Conrad holds a Series 66 designation and is based in Boca Raton, Florida. Morgan Stanley Wealth Management provides advisory and brokerage services to individual and institutional clients, managing approximately $2.74 trillion in assets. The firm offers tailored financial planning using structured discovery methods and firm‑approved tools, supporting clients with a range of advisory programs and investment products.

Vyacheslav Kuzmin is a CFP®-certified financial advisor with 14 years of industry experience. He has worked at Raymond James & Associates since 2024, following eight years with TIAA-CREF and Tiaa. Outside of his advisory role, he is a partner in a home health business, assisting with office operations such as payroll and IT setup. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipalities, and offers a range of financial planning and consulting services supported by extensive research and multiple portfolio management styles.

Hector Mena is a financial advisor at Cetera with 19 years of industry experience. He holds the Series 66 designation and has previously worked at Wells Fargo Clearing and Guardian River Wealth. In addition to his advisory role, he assists families with college planning to help reduce education costs. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers, supporting both discretionary and non-discretionary program structures.