Ryan Yelin is a financial advisor at Edward Jones with Series 66 credentials and one year of industry experience. Prior to joining Edward Jones, he worked at Acentria Insurance and Tanium, and held roles outside the financial sector. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Dino Ruffa is a financial advisor at OSAIC with 33 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Securities America Advisors and Park Avenue Securities. Outside of his advisory role, he owns an insurance agency and manages a financial planning business called Upward Wealth Group LLC. OSAIC Wealth serves a diverse range of clients including individual investors, retirement plan sponsors, charities, and corporations. The firm offers a multi-advisor platform with brokerage and advisory services focused on model-based asset allocation, portfolio optimization, and a variety of investment management programs.

Mark Belford is a financial advisor with J.P. Morgan Securities in Palm Beach, FL, holding Series 65 and Series 63 licenses and bringing 28 years of industry experience. His prior roles include five years at Stephens, Inc. and five years at KPMG Corporate Finance LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s approach combines quantitative and qualitative research supported by a centralized manager solutions team.

Phillip Edwards is a financial advisor at Merrill with 24 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Citigroup for 11 years before joining Merrill in 2024. Edwards serves as a director of the Cultural Council of Palm Beach County and is a board member of the United Way of Palm Beach County. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Luke Pingleton is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he assists clients in managing their individual wealth to pursue their specific needs. His approach to wealth management begins with listening to a client's goals, ensuring that every strategy is tailored to what each client wants to achieve. Luke began his career in financial services in 2017 and specializes in areas such as education planning, family wealth management strategies, legacy planning, liquidity management, and personal retirement planning. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations and earned a Bachelor's Degree from the University of Alabama System. He is actively involved in several professional and community organizations including the Alabama Alumni Association, Big Dog Ranch Rescue, Palm Beach Young Professionals, and The Benjamin School Alumni. Luke also contributes to community initiatives such as the Leukemia & Lymphoma Society and Place of Hope. Outside of work, he has interests in adventure sports, chess, golfing, hiking, music, reading, skydiving, spending time with family, and traveling.

Juan Rionda is a financial advisor with Merrill in Delray Beach, FL, holding Series 63 and Series 65 licenses and over 33 years of industry experience. He has been with Merrill since 1993 and also has 15 years of experience at Bank of America, N.A. Outside of his advisory role, he serves on the finance committee of The Little Club, a private country club in Gulfstream, Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Staceyanne Johnson is a financial advisor at Merrill with 15 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Citigroup and CitiBank, N.A. She serves as a board member of the Literacy Coalition of Palm Beach, which provides literacy programs for children and adults in the area. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for a diverse client base including individuals, high-net-worth clients, and institutional entities.

Michael Book is a financial advisor with Mass Mutual Investors Services holding the ChFC® designation and Series 63 license. He has 34 years of industry experience, including long-term roles at MassMutual Life Insurance Co and Lenox Advisors, Inc. His background also includes managing 1311 Enterprises, LLC d/b/a Fifth Avenue Financial for 15 years. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual planning engagements supported by firm-approved software and offers specialized services such as Divorce Planning and employer-sponsored planning programs.

John Whitledge is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His prior roles include positions at Oppenheimer and Independent Portfolio Consultants, Inc. He is also the owner of JKM Legacy Holdings, a legal entity formed for real estate investing. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm delivers advisory services through a large network of advisors and utilizes model-driven strategies managed by unaffiliated asset managers.

G Bryan Cichon is a financial advisor with Merrill in Delray Beach, FL, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has been with Merrill since 1999. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

Ronald Mercatante is a financial advisor at Cambridge Investment Research Advisors with 25 years of industry experience. He holds Series 63 and Series 65 credentials and has prior experience at Kovack Advisors, Inc. and Kovack Securities, Inc. Mercatante is also involved in tax services and fixed insurance sales through related business activities. Cambridge Investment Research Advisors serves a diverse range of individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm manages a multi-billion dollar asset base and offers both discretionary and non-discretionary management through multiple platforms and affiliated model strategies.

Christopher Happel is a financial advisor at LPL Financial with seven years of industry experience. He holds a Series 66 designation and previously worked at Bank of America, Merrill, and iH Solutions, LLC. He is involved with Adventium Wealth Advisors, LLC, a business related to his LPL activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, institutions, and retirement plan participants through a large network of investment adviser representatives. The firm offers a range of financial planning and investment management services, utilizing both proprietary and third-party strategies across various asset classes.

Thaddeus Ripa is a financial advisor with Primerica Advisors in Delray Beach, FL, holding Series 63 and Series 65 registrations and bringing 37 years of industry experience. He has been affiliated with Primerica Financial Services and PFSI Investments, Inc. since 1989 and currently operates RIPA Wealth Advisors. Outside of advisory work, he is involved in the sale of home security and automation products through affiliate companies and owns an investment-related legal entity established for Primerica business purposes. Primerica Advisors sponsors and manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-driven investment strategies supported by third-party asset managers and custodial services, managing approximately $15.5 billion in assets across a network of nearly 3,700 advisors.

Nathan Rimpf is a financial advisor with Morgan Stanley in West Palm Beach, FL, holding Series 65 and Series 66 licenses and bringing 10 years of industry experience. He previously worked at Goldman Sachs & Co. for nine years before joining Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. in 2025. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a variety of advisory programs to individuals and institutional clients. The firm offers tailored financial planning through its Financial Advisors and Estate Planning Strategies Group, managing approximately $2.74 trillion in client assets.

Kyle Scholl is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been serving clients since January 2008. He specializes in developing personalized long-term wealth management plans that are strategically tailored to meet each client's unique needs and life goals. Kyle’s areas of focus include college education planning, corporate executive services, family wealth management strategies, institutional investment consulting, and tax minimization, among others. Kyle holds a Bachelor's Degree from Florida Atlantic University and is a CERTIFIED FINANCIAL PLANNER® certificant, a designation awarded by the Certified Financial Planner Board of Standards, Inc. Additionally, he possesses a Florida resident agent's license in life insurance and variable annuities and holds the Personal Investment Advisor (PIA) designation. Residing in Boca Raton, Kyle is a Native Floridian who enjoys spending time outdoors. His personal interests include biking, cooking, gardening, hiking, ice hockey, scuba diving, skiing, surfing, traveling, and spending time with family. He actively volunteers on restoration projects for Coastal Mangroves and the Florida Everglades.

James Reilly is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been with Morgan Stanley in various roles since 2009, including positions at Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a broad range of advisory programs to individuals and institutional clients. The firm emphasizes structured financial planning supported by firm-approved tools and serves clients through direct relationships and corporate financial planning agreements.

Kevin Crosby is a financial advisor at J.P. Morgan Securities in Palm Beach, FL, holding Series 63 and Series 65 licenses with six years of industry experience. His prior roles include positions at JPMorgan Chase Bank NA and employment at the University of Miami. He has also been involved with Angelstone Tournaments Inc. and Angelstone Farms Inc. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program. The firm’s advisory process combines quantitative and qualitative research and includes a range of derivative and commodities capabilities.

Joshua Adler is a Wealth Management Advisor and senior partner of The Rothman Adler Group at Merrill Lynch Wealth Management. His practice centers on the needs of high net worth families, entrepreneurs, and small businesses. He employs a planned-based approach to design customized strategies tailored to each client's goals and risk tolerance. His team uses a combination of active and passive strategies for portfolio construction and incorporates alternative investments when appropriate. Prior to joining Merrill Lynch Wealth Management in 2017, Joshua spent nine years at UBS as a Senior Vice President in Wealth Management and ten years at Bernstein Global Wealth Management, where he was a Principal in the Private Client Group alongside his partner, Rob Rothman. He holds a Bachelor of Arts degree from the University of Pennsylvania. Joshua resides in Boca Raton, Florida with his wife, Leslie, and their two children.

Mark Vander Veen is a financial advisor with Wells Fargo Clearing in Palm Beach, FL, holding Series 65 and Series 63 credentials and 24 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Merrill, Banc of America Investment Services, Prudential Equity Group, and an earlier tenure at Wells Fargo Clearing. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and integrates research and analytics from Wells Fargo Investment Institute along with third-party sources to support its investment approach.

John Cassandra is a financial advisor at Ameriprise with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Raymond James Financial Services and owned several businesses including Cassandra Employee Benefits Group and Comprehensive Payroll Solutions LLC. He is also involved in insurance brokering through his ownership of Cassandra Employee Benefits Group. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research and modeling with tax-efficient withdrawal strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.