Eric Michael Dreyer is a financial advisor with UBS Financial Services in Bloomington, MN, holding a Series 66 designation and 11 years of industry experience. He has been with UBS since 2015. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research, model-based asset allocations, and capital market assumptions to tailor financial plans. The firm also provides institutional trading capabilities alongside wealth management services.

Jon Kappes is a financial advisor with Wells Fargo Clearing, holding the Series 63 designation and bringing 34 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting for qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader set of financial product offerings than is typical for large institutional advisors.

Cynthia Johnson is a financial advisor with UBS Financial Services in Bloomington, MN. She holds a Series 66 designation and has four years of industry experience. Her prior roles include positions at The Bernard Group and a two-year period away from the industry before joining UBS in 2020. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management and uses proprietary research and model-based asset allocations to tailor advice to client goals and risk tolerances.

Daniel Bongiovanni is a Wealth Management Advisor serving as a Merrill Resident Director. He specializes in providing concierge wealth management services with a focus on fee-based advising. Daniel works closely with a limited number of families to deliver personalized financial strategies aimed at helping clients pursue their long-term goals. His expertise includes wealth and estate structuring, tax-efficient investment planning, wealth accumulation and distribution, 1099 income retirement plans, and access to banking services through Bank of America. Daniel's client focus areas cover family wealth management strategies, retirement planning, portfolio management, small business strategies, sports and entertainment, tax minimization, and retirement income. Daniel holds a Bachelor's Degree from the University of Saint Thomas and is certified as a CERTIFIED FINANCIAL PLANNER (CFP), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Outside of his professional role, he enjoys adventure sports, biking, golfing, pickleball, running, skiing, swimming, watching movies, and spending time with his family.

Ngoc Thai is a financial advisor at Ameriprise with four years of industry experience. He holds a Series 66 designation and has worked at Ameriprise since 2019, with prior experience at Merchants Bank and Quali-Mac Inc. Outside of advising, he is involved with Royal Ideas LLC in a non-investment-related capacity. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research and modeling with advisory solutions delivered through a centralized consulting team. The firm offers a broad range of advisory, brokerage, and insurance products typical of a large institutional provider.

Chad Kappler is a financial advisor with LPL Financial in Apple Valley, MN, holding Series 63 and Series 65 credentials and six years of industry experience. He has worked at LPL Financial since 2022 and has concurrent experience with CUNA Brokerage Services and Wings Financial Credit Union, where he serves as a financial advisor. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing discretionary and non-discretionary management, model portfolios, and research supported by various subadvisors and LPL Research.

Beth Anderson is a financial advisor with LPL Enterprise and holds a Series 66 designation. She has five years of industry experience, including prior roles at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of her advisory work, she is also a skincare consultant with Rodan + Fields. LPL Enterprise serves a broad range of clients, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering services such as financial planning, model portfolio programs, and access to brokerage and insurance products through its integrated platform.

Scott Morgan is a financial advisor with LPL Financial, holding a Series 63 designation and 17 years of industry experience. He has worked at LPL Financial since 2021 and has operated Morgan Planning Group, LLC since 2010. Prior to that, he was with MassMutual Life Insurance Co and Mass Mutual Investors Services from 2008 to 2021. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations nationwide. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary management, supported by research and model portfolios from internal and third-party sources.

Jeffry Robinson is a CFP® with 30 years of industry experience, currently affiliated with Cetera. He previously worked at Avantax Investment Services and Kingdom Advisors and has operated Family Financial Services, a tax preparation and accounting business, since 1992. His background includes extensive experience in wealth advisory and tax services. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services, including access to affiliated and third-party managers across multiple program structures.

Gavin Menning is a financial advisor at Ameriprise in Edina, MN, holding a Series 66 designation. He has been with Ameriprise since 2025 and has previous experience working in educational and service roles, including at the University of Minnesota and Homeworks for Students. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Robert Grant is a financial advisor at Wells Fargo Clearing with 23 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing since 2016, following seven years with Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s advisory process is driven by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Jeffrey Olson is a Wealth Management Advisor at Merrill Lynch Wealth Management. He holds several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Since joining Merrill in 2000, Jeff has worked closely with affluent clients and business owners to assist in the accumulation, preservation, and transfer of wealth. His service offerings include pre- and post-retirement planning, portfolio management, tax minimization, stock option analysis, estate planning, survivorship protection, education planning, and cash management. He emphasizes a collaborative approach to wealth planning to help clients gain clarity, purpose, and confidence in their financial decision-making. Jeff’s approach includes monitoring progress and making adjustments to help clients stay aligned with their financial goals. Jeff earned a Bachelor's Degree from the University of Minnesota, College of Liberal Arts. He and his wife reside in Minneapolis with their two sons. In addition to his professional work, Jeff participates in community volunteering activities within the local area.

Craig Jarvinen is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and over 25 years of industry experience. His prior work includes roles at Southwestern Consulting, Crown Construction, and Edina Public Schools, as well as involvement with The Loppet Foundation. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients nationwide through a network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and utilizes various model portfolios and research to support its investment strategies.

Kelly Schrempp is a CFP® professional with 23 years of industry experience, currently serving as a financial advisor at Edward Jones since 2002. He is also affiliated with the Illinois Army National Guard. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices.

Zebedee Weyrick is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. He has one year of experience with Cambridge and over a decade of industry involvement through his role at DMW Financial LLC. Outside of advising, he is involved in technology services through ownership of Z8 Holdings LLC and has held roles related to construction labor and coaching. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base, including individuals, pension plans, and charitable organizations. The firm offers a range of financial planning and investment management services through a network of independent Financial Professionals, utilizing both proprietary and third-party investment strategies across multiple platform arrangements.

Marc Terris is a Wealth Management Advisor with Merrill Lynch Wealth Management. He brings over 26 years of experience in the financial services industry and focuses on building long-term client relationships based on trust. Marc works with clients on a range of financial planning needs including college education planning, family wealth management strategies, personal retirement planning, portfolio management, small business strategies, and retirement income. Marc holds a Bachelor's Degree from Concordia College – Moorhead and has earned several professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He emphasizes personalized financial strategies tailored to clients’ risk tolerance, time horizons, and liquidity needs, with an approach that encourages ongoing communication and at least an annual face-to-face portfolio review. In addition to his professional work, Marc participates in his community as a member of the St John Vianney Minor Seminary Board. Outside of his advisory role, he enjoys boating, golfing, ice hockey, and reading. Marc is married to Wendy and they have four children.

Lindsay Gordon is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 21 years of industry experience. Gordon has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory approach is IPS-driven and based on modern portfolio theory, including a broader investment menu that incorporates insurance-related products and bank deposit sweep options.

Scott Luehring is a Senior Financial Advisor at Merrill Lynch Wealth Management. He works with individuals, families, and businesses, providing guidance during times of change such as retirement, job transitions, estate planning strategies, and business planning. Scott emphasizes connecting all aspects of a client's financial life to prioritize and pursue their most important goals. Scott offers expertise in alternative investments including private equity, equity long-short hedge funds, credit, and equity multi-strategies tailored for high net worth individuals. Utilizing Merrill's research capabilities and portfolio solutions team, he addresses clients' risk tolerance, time horizon, liquidity needs, investment goals, and associated costs. His services encompass a broad range of financial products including investments, securities, annuities, life insurance, disability insurance, long term care insurance, asset accumulation strategies, and lending services through Bank of America, N.A. He holds a Bachelor's Degree from Saint Cloud State University and the Personal Investment Advisor (PIA) designation. Outside of his professional role, Scott serves as the unofficial team photographer for his daughters' volleyball teams and enjoys boating, hiking, photography, and volleyball.

Jeffrey Coplan is a Certified Financial Planner (CFP®) with 26 years of industry experience. He has been with Raymond James Financial since 2006, currently serving at Raymond James Financial Services, Inc. in Eden Prairie, MN. Outside of his advisory role, he is an insurance agent and the owner of a commercial property business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, institutions, and charitable organizations. The firm focuses on non-discretionary planning tailored to client goals and supports its offerings with advanced analytical tools and specialized programs such as municipal advisory services and SIMPLE IRA employer consulting.

Nicholas Klug is a financial advisor at Edward Jones with a Series 66 designation and two years of industry experience. His prior roles include positions at Examination Resources, LLC, Ameriprise Financial Services, Inc., and Insurance Logic Inc. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.