Erol Ertumen is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He previously worked at Bank of America for 16 years and has held his current position since 2026. He holds Series 63 and Series 66 designations. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Jennifer Chachere is a financial advisor with Ameriprise in Spring, TX, holding a Series 63 designation and over 31 years of industry experience. She has been with Ameriprise and its predecessor entities since 1993. Outside of her advisory role, she volunteers as a mentor for children at Eiland Elementary School through the St. Dunstan's Kids Hope program. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement who meet certain asset criteria, providing annual written recommendations that incorporate research, modeling, and tax-efficiency analysis. As a large institutional firm, Ameriprise delivers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Casey Schurwon is a CFP®-designated financial advisor with UBS Financial Services, where he has worked since 2015. He has 10 years of industry experience and holds a Series 66 license. Casey is based in The Woodlands, TX. UBS Financial Services Inc. serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, utilizing proprietary research and model-based asset allocations to tailor client plans.

Stephen Foster is a financial advisor with Osaic Wealth, Inc. in Tomball, TX, holding Series 63 and Series 65 licenses and having 22 years of industry experience. He has been with Osaic since 2009. Outside of his advisory role, he is involved in life, health, and disability insurance sales through his management of Petra Benefits Financial Services, LP and related entities, and he also serves as a notary public. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients, providing integrated brokerage and advisory services, financial planning, and access to various investment platforms. The firm utilizes asset-allocation tools, risk assessments, and automated portfolio rebalancing to manage client accounts, which may include stocks, bonds, mutual funds, ETFs, and alternative investments.

Matthew Zettel is a financial advisor with OSAIC based in Tomball, TX. He holds a Series 66 designation and has six years of industry experience. Prior to joining OSAIC, he held roles at Royal Alliance Associates and has experience in education with positions at Texas A&M University, Blinn College, and Brenham Junior High School. He is also involved as an Investment Advisor Representative with Petra Benefits Financial Services. OSAIC serves a diverse range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services with a focus on technology-driven portfolio construction and access to multiple third-party money managers and managed-account solutions.

Dawn Vlier Bush is a financial advisor with Thrivent Investment Management, holding a Series 66 designation. She joined the firm and its affiliates in 2025 and has prior experience at healthcare organizations spanning two decades. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm’s approach includes holistic, goal-based planning on various financial topics, with options to combine planning with managed-account services under a consolidated billing system called “WealthPlan.”

Lynn Fletcher is a CFP® professional affiliated with Cetera, with 39 years of experience in the financial services industry. Prior to joining Cetera in 2025, Lynn held roles at Avantax Advisory Services, Provision Brokerage, and Avantax Insurance Agency, among others. In addition to financial advising, Lynn operates a tax preparation and accounting business as a certified public accountant. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers diversified portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party strategies.

Gary Price Sr. is a financial advisor with Cetera who holds the PFS™ designation and has 28 years of industry experience. His career includes long tenures at Avantax Advisory Services, Avantax Insurance Services, and 1st Global Advisors, as well as co-ownership of Price & Price, CPA since 1985. Cetera Investment Advisers LLC is a multi-manager platform serving a broad range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diverse portfolio management options, combining affiliated and third-party model portfolios under both discretionary and non-discretionary authorities.

Janelle Syed is a financial advisor at Thrivent Investment Management with 10 years of industry experience. She holds the Series 66 designation and has worked at Principal Financial Services and Nationwide prior to joining Thrivent. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based financial planning without discretionary trading authority. The firm’s services include holistic analyses and ongoing plan reviews, with options to combine planning and managed-account programs.

Chayden Tibbitts is a financial advisor with J.P. Morgan Securities in The Woodlands, TX, holding Series 63 and Series 65 credentials and nine years of industry experience. He has been with JPMorgan Chase Bank and J.P. Morgan Securities since 2017. Prior to that, he worked at Brigham Young University. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Parker Lobb is a financial advisor at Fidelity with 11 years of industry experience. He holds the Series 63 and Series 66 designations and has worked across multiple Fidelity affiliates since 2015. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Azhoun Al Sada is a financial advisor at Merrill with eight years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Bank of America and Santander Securities. Outside of his advisory role, he is the sole owner of a rental property in Magnolia, Texas. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals and institutions.

Charlie Saman is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2009. Outside of his advisory role, he is involved as a member of Emma Jane DTX LLC, a coffee, bakery, and cocktail establishment, and The Shed DTX LLC, a restaurant and cocktail bar. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving both individual and institutional clients with a broad range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm’s approach includes structured discovery conversations and firm-approved planning tools that model financial outcomes, operating primarily in an advisory capacity for planning.

Mark Owens is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and bringing 46 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of investment options, such as insurance-related vehicles and bank deposit sweep programs.

Robert Young is a CFP® with 16 years of industry experience, currently serving as a financial advisor at Edward Jones since 2019. Prior to that, he worked at MMWKM Advisors, LLC from 2016 to 2019. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and discretionary and non-discretionary strategies, supported by a large network of financial advisors and branch offices nationwide.

Joseph Stelly is a Financial Consultant at Fidelity Investments, where he has been serving since 2019. He has been part of Fidelity Investments since 2012, holding various roles including Investment Consultant, Relationship Manager, and Financial Representative. In his role, Joseph focuses on building long-term relationships with clients to develop comprehensive financial strategies tailored to their values and evolving needs. His experience spans multiple aspects of financial consulting and investment, allowing him to provide clarity and structure to clients' financial plans and support informed decision-making. Joseph is committed to helping clients focus on their priorities by addressing their financial concerns effectively. Outside of his professional work, Joseph has interests in baseball, football, golf, hiking, and swimming.

John Haines is a financial advisor at Fidelity with 13 years of industry experience. He holds Series 63 and Series 65 credentials and has worked previously at VALIC Financial Advisors, Comerica Securities, and Comerica Bank. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its advisory roles with registered investment companies, use of systematic methodologies, and oversight of sub-advisers.

Ryan Saravo is a financial advisor at Charles Schwab with Series 65 and Series 66 registrations and four years of industry experience. His prior work includes roles at Finalis Securities LLC, Bank of America, Merrill Lynch, and AllianceBernstein. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, offering clients multi-asset model portfolios and centralized custody and brokerage services.

Robert Petmecky is a financial advisor at Merrill with four years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, DKIM Capital, and BNY Mellon Wealth Management. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies developed by internal and third-party managers.

Trisha Talbot is a Series 66-credentialed advisor with LPL Financial in Spring, TX, where she has worked since 2006, accumulating 20 years of industry experience. She operates a related business entity, T. Talbot Financial LLC, which functions as a DBA for her LPL advisory activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationally. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research to support diversified investment strategies.