Ramesh Cherivirala is a financial advisor with Eagle Strategies (NY Life) based in Sugarland, TX, holding Series 63 and Series 66 credentials and bringing 24 years of industry experience. He has worked with Eagle Strategies and New York Life since 2001 and operates RCherry Financial Group, LLC, focusing on New York Life products and non-registered insurance brokering. Outside of his advisory role, he is active in community organizations, serving as a board member or secretary for several local charitable, religious, and community groups, and volunteers with a South Asian political radio forum. Eagle Strategies serves a diverse range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and primarily manages assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Amanda Muse is a CFP® with 12 years of industry experience, currently with Mercer Global Advisors Inc. She has previously worked at Bogart Wealth, LLC, The Mather Group, LLC, FSC Securities Corp, and Willis Johnson & Associates. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments, offering investment advisory, financial, tax, retirement, and estate planning services. The firm’s investment approach is based on Modern Portfolio Theory, using diversified, risk-appropriate portfolios implemented through ETFs, index funds, separate account managers, and other specialized strategies.

Charlotte Campbell is a financial advisor at Kestra Advisory with 22 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including Merrill, Hancock Bank, and Cetera. Outside of her advisory role, she consults on an educational channel focused on financial literacy content for teens and provides strategic input on content and branding. Kestra Advisory offers investment advisory and retirement-plan consulting services to a broad range of institutional and individual clients, supporting fiduciary services and utilizing multiple management platforms to serve very large institutional investors, including sovereign wealth funds.

Eugene Yim is a financial advisor at Transamerica Financial Advisors with 8 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at Transamerica since 2018. In addition to his advisory role, Yim is a Broker Associate at Keller Williams Memorial, involved in real estate sales, leasing, and consultation. Transamerica Financial Advisors serves a wide range of clients, including individual investors, pension plans, trusts, and corporations. The firm offers both advisory and broker-dealer services, utilizing proprietary and third-party model portfolios with discretionary and non-discretionary options.

Karen Dixon is a financial advisor with Truist Advisory Services in Houston, TX, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. Her career includes roles at SunTrust Investment Services, BB&T Securities, BBVA Securities, and Compass Bank. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary manager relationships and non-discretionary consulting supported by third-party platforms and AI-enabled research tools.

Priyanka Singhal is a financial advisor at Transamerica Financial Advisors with nine years of industry experience. She holds the Series 63 and Series 65 licenses and has been with Transamerica since 2017. Outside of advisory work, she is involved in rental property management and serves as a landlord with the Houston Housing Authority. Transamerica Financial Advisors serves a wide range of clients including individuals, pension and profit-sharing plans, trusts, and corporations. The firm offers both advisory and broker-dealer services, featuring proprietary and third-party model portfolios with discretionary and non-discretionary program options.

Douglas Garrison is a CFP® professional with 15 years of industry experience, currently serving at Cerity Partners LLC since 2022. Prior to this, he spent over a decade with Investec Asset Management Group, Inc. and Investec Wealth Strategies. He holds a Series 65 license and is based in Houston, TX. Cerity Partners advises a diverse client base including high-net-worth individuals, families, trusts, and institutional investors, managing approximately $166.2 billion in client assets as of the end of 2025. The firm offers customized wealth management services through a client-specific investment framework that combines quantitative screening, manager selection, and direct security selection, along with access to alternative and private market solutions for qualified clients.

Humberto Larios is a financial advisor at Centaurus Financial, Inc. with six years of industry experience. He holds Series 65 and Series 63 designations and previously worked at Cambridge Investment Research Advisors and Primerica. Outside of his advisory role, he is also a licensed life insurance agent through SMARTPRO FINANCIAL. Centaurus Financial, Inc. serves a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers a range of services such as financial planning, portfolio management through the CLASSIC Plus platform, retirement-plan consulting, and specialized advisory management of annuity and variable life sub-accounts.

Shawn Grimm is a financial advisor with Lincoln Investment in Sugar Land, TX, holding Series 63 and Series 65 credentials and bringing 16 years of industry experience. He has worked at Fidelity Brokerage Services since 2007 and previously at Chase Investment Services Corp. for one year. Outside of his advisory role, Grimm serves as a branch administrator for Dearborn & Creggs, overseeing daily operations of the branch office. Lincoln Investment Planning, LLC is a large enterprise investment advisory and broker-dealer serving individual and high-net-worth investors, trusts, charities, and retirement plans. The firm provides financial planning, advisor-led consulting, and portfolio management through model portfolios and third-party managers, supported by an in-house Investment Management & Research team and a layered delivery model that includes fiduciary ERISA/retirement advice.

Jason Lam is a financial advisor with Empower Advisory Group located in Katy, Texas. He holds the Series 63, Series 65, and Series 66 designations and has four years of industry experience. His prior work includes roles at Stifel, Wells Fargo Clearing, and Wells Fargo Bank. Outside of his advisory work, he is a remote online notary agent conducting mortgage loan and other notarized documentation through a Texas state-approved platform. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm emphasizes long-term portfolio returns and integrates its services with Empower’s recordkeeping and administrative platforms.

Russell Appelget is a financial advisor with Transamerica Financial Advisors, holding Series 63 and 65 licenses and bringing 24 years of industry experience. He has been with Transamerica Financial Advisors since 2012 and also works with WealthWave. In addition to his advisory role, he serves as a director for the Harris County Municipal Utility District 264 and teaches a personal finance course at Prairie View A&M University. Transamerica Financial Advisors serves a wide range of clients, including individuals, pension plans, trusts, and corporations, offering both advisory and broker-dealer services. The firm provides access to proprietary and third-party investment models with discretionary and non-discretionary program options.

Benny Ongkobudidjojo is a financial advisor with Transamerica Financial Advisors in Houston, TX, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. His work history includes roles at Transamerica Financial Advisors since 2012, as well as positions with Benefit Mall and WFGIA, where he provides health insurance options. Outside of advising, he manages enterprise resource planning software at Ineos USA LLC and is involved in estate planning communications through Lspn Pro LLC. Transamerica Financial Advisors serves a broad client base including individual investors, retirement plans, trusts, and charitable organizations. The firm employs a model portfolio and third-party manager approach across multiple advisory platforms, managing about $1.7 billion in regulatory assets under management.

Paige Arbuckle is a CFP® and Series 66-licensed financial advisor with five years of industry experience. She has worked at Creative Planning since 2023 and previously spent nine years at UBS Financial Services Inc. Creative Planning is an enterprise advisory firm managing approximately $217 billion in client assets. The firm serves a diverse client base including individuals, corporations, foundations, trusts, and retirement plans, offering a financial planning-led investment process with an emphasis on low-cost indexing, supplemented by strategies such as direct indexing and tax-loss harvesting.

Michael Contant is a Series 65-licensed financial advisor with 17 years of industry experience. He has worked at Mariner Wealth Advisors since 2019 and previously spent eight years at Patriot Wealth Management, Inc. Mariner serves a diverse client base, including individuals, high-net-worth households, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement consulting, and tax services. The firm employs a discretionary, customized portfolio approach overseen by an Investment Committee and combines in-house research with third-party managers, while also providing integrated tax, accounting, and family office services.

Fabian Palomino is a financial advisor at Citigroup Global Markets with 11 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Citigroup since 2019. Prior to that, he was with JP Morgan Chase Bank NA and JP Morgan Securities LLC from 2015 to 2019. Outside of his advisory work, he is involved in youth soccer coaching through S & N Soccer, LLC, providing private lessons to boys and girls. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies with internal oversight and combines large institutional scale with specialized market roles.

Janet Sabio is a financial advisor with Transamerica Financial Advisors in Houston, TX, holding Series 63 and Series 65 licenses and four years of industry experience. She has been with Transamerica Financial Advisors since 2021 and has been involved with World Financial Group and World System Builder since 2017. Outside of financial advising, she is the managing member of Gari-Pulse Entertainment LLC, a company focused on publishing her poetry and supporting Garifuna cultural activities. Transamerica Financial Advisors serves a broad client base including individuals, retirement plans, trusts, and businesses, delivering services through a large advisor network and multiple program platforms. The firm primarily uses model portfolios and third-party managers for investment advisory services and integrates retirement plan administration with affiliated entities.

David Epstein is a financial advisor with PNC Wealth Management in Houston, TX, holding Series 66 and Series 63 licenses and bringing 15 years of industry experience. His prior roles include positions at BBVA Wealth Solutions, BBVA Securities, BBVA Compass Insurance Agency, Compass Bank, Chase Investment Services, and Banc of America Investment Services. PNC Wealth Management provides retail brokerage and advisory services through model-based programs, including the invitation-only Portfolio Solutions Strategist Digital Offering that uses algorithmic risk assessment to manage portfolios with mutual funds and ETFs.

Karen Heider is a financial advisor with Sanctuary Advisors, LLC in Houston, TX, holding a Series 66 designation and bringing 11 years of industry experience. Her prior work includes roles at Bank of America, N.A. from 2015 to the present and Merrill from 2014 to 2020. Sanctuary Advisors offers investment advisory and financial planning services to a diverse client base, including individuals, corporations, pension plans, trusts, and charitable organizations. The firm supports independent advisor representatives who manage portfolios using various strategies and platforms, with a range of analytical approaches and a fiduciary duty when advisory agreements are in place.

Carrie Westfall is a financial advisor with TLG Advisors, Inc. in Houston, TX, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. Her prior work includes roles at The Leaders Group Inc and Invesco Advisers, Inc. She also manages marketing and communications for Elite Insurance Agency Inc. TLG Advisors serves a diverse client base, including individuals, high-net-worth clients, trusts, charitable organizations, corporations, and institutional investors. The firm focuses on manager selection and portfolio monitoring using fundamental analysis and Modern Portfolio Theory, offering both customized advisory services and a direct-to-consumer digital program.

Timothy Moore is a CFP® with nine years of industry experience, currently serving as a financial advisor at Mercer Global Advisors Inc. in Houston, TX. His prior roles include positions with The Vanguard Group and Securities America, Inc. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments with investment advisory, financial, tax, retirement, and estate planning services. The firm applies a Modern Portfolio Theory-based investment approach, utilizing diversified portfolios with low-cost ETFs, index funds, separate account managers, and private funds, complemented by client education programs and integrated service offerings.