Adrian Sanchez is a financial advisor at Vanguard Advisers with a Series 66 credential and one year of industry experience. He has held roles at several organizations, including Desert Financial Credit Union and Wells Fargo Bank. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs, offering various customization options and serving a large client base through its digital platform and team servicing model.

David Jones is a financial advisor with Raymond James Financial Services Advisors, Inc. in Phoenix, AZ, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has worked at Desert Financial Wealth Management, Raymond James Financial Services, and LPL Financial. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting supported by analytical tools and also supports municipal and public-finance work through a municipal advisor affiliation.

Stephen Valverde is a financial advisor with Vanguard Advisers, holding a Series 66 designation and currently based in Scottsdale, AZ. He has one year of industry experience, including roles at Vanguard Advisers, The Vanguard Group, and Vanguard Marketing Corporation. Prior to this, he worked at U.S. Bank and The PNC Financial Services Group. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, supported by a large team of advisors managing a substantial number of client relationships.

Benjamin Klingler is a financial advisor with Vanguard Advisers in Scottsdale, AZ. He holds the Series 66 designation and has four years of industry experience. His prior work history includes positions at Schmidt Westergard & Co, PLLC and Stoker Ostler Wealth Advisors. Vanguard Advisers offers automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages a large client base through a digital delivery model supported by over 2,200 advisors.

Keith Gardner is a financial advisor with Vanguard Advisers holding a Series 66 credential and one year of industry experience. His prior work includes roles at Nuvei Technologies and Tsys. Vanguard Advisers offers automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach utilizing proprietary models and constructs portfolios mainly from Vanguard funds and ETFs.

Eric Lauterbach is a financial advisor at Vanguard Advisers with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Vanguard Advisers since 2021, alongside longstanding roles at Vanguard Marketing Corporation and The Vanguard Group, Inc. Outside of finance, he is involved in music as a self-employed musician. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and primarily invests clients in Vanguard funds and ETFs, offering a range of customization options.

Quin Kochman is a financial advisor at Vanguard Advisers with nine years of industry experience. He holds Series 63 and Series 66 designations and has been with Vanguard entities since 2017. His prior experience includes roles at Associated Students Inc. and California State University San Bernardino. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Walker Lowes is a financial advisor at J.P. Morgan Securities with Series 66 and Series 63 credentials and four years of industry experience. Prior to his advisory role, he worked at J.P. Morgan Chase Bank NA and J.P. Morgan Securities LLC. Outside of finance, he is a silent partner in automotive manufacturing and repair businesses. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support its recommendations.

Wednesday Carsillo is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 credentials and possessing 17 years of industry experience. She has worked at Vanguard since 2014 and also serves as a member and officer of Rover Enterprises LLC, an online veterinary supplier serving vet clinics. Additionally, she has experience in tax preparation from her time at H&R Block. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers a broad range of customizable portfolios constructed mainly from Vanguard funds and ETFs.

Stephen George is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 66 licenses and nine years of industry experience. He has been with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2017 and has worked at Vanguard Advisers since 2020. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs, offering a range of customization options and serving a large client base through a digital delivery model.

Cooper Johnson is a financial advisor with Vanguard Advisers, holding a Series 66 designation and based in Scottsdale, AZ. Johnson has been with Vanguard Advisers and affiliated Vanguard entities since 2026. Prior to this, Johnson held positions at several organizations including Scuttlebutt Brewing Company and Columbia Distributing. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm combines a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, offering various customization options and serving a large client base through its digital platform and extensive advisor team.

Theresa Ann Hanson is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 licenses and 18 years of industry experience. She has worked at The Vanguard Group since 2008 and also serves at the Maricopa County Attorney's Office. Vanguard Advisers provides automated and human-supported investment advice through its Digital Advisor and Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed from Vanguard funds and ETFs, offering various customization options and tax-aware features.

John Vipond is a financial advisor at OSAIC with 33 years of industry experience. He holds Series 63 and Series 66 designations and was previously affiliated with Securities America, Inc. for 26 years. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, employing various tools and multiple advisory platforms to construct portfolios that include a range of investment types.

Colleen Pameditis is a financial advisor at Edward Jones with a Series 66 designation and four years of industry experience. She previously worked at Wells Fargo from 2013 to 2021 before joining Edward Jones in 2021. Outside of advising, she is a co-owner of Lighthouse Press, LLC, a marketing company that is currently inactive. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages over $1 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Earl Cochell Jr. is a financial advisor at Cetera with 18 years of industry experience. He holds the ChFC® and Series 66 designations and has worked at firms including VOYA Financial Advisors and Cetera Wealth Services. Cochell is also president of EMC Wealth Management and operates an independent insurance agency specializing in fixed insurance products. Cetera Investment Advisers LLC serves a broad client base including individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to a range of third-party money managers across multiple program structures.

James Bacani is a Series 66-licensed advisor with Vanguard Advisers, based in Scottsdale, AZ. He has been with Vanguard Advisers since 2026 and has previous experience with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2017. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary methodologies and primarily invests in Vanguard funds and ETFs.

Ryan Mccarty is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2018. He has been affiliated with The Vanguard Group and its related entities since 2014. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and largely constructs portfolios with Vanguard funds and ETFs.

Nicholas Hasselkus is a financial advisor with Morgan Stanley in Scottsdale, AZ, holding a Series 66 designation and having 25 years of industry experience. He has been with Morgan Stanley and its affiliated private bank since 2014 and 2015, respectively. Outside of his advisory role, he serves as a liaison officer and board member for Lancino Encino Village Partnership, a property management and commercial real estate business. Morgan Stanley Wealth Management is a large, SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools.

Shannon Kim is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and three years of industry experience. Prior to joining Vanguard Advisers, Kim worked with American Income Life Insurance and StateFarm Insurance. Outside of finance, Kim has been involved in the hospitality industry through ownership of Sizzle Korean Barbecue. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, using proprietary methodologies and largely Vanguard funds and ETFs to create personalized portfolios.

Joshua Dixon is a financial advisor at Wells Fargo Advisors with three years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at BANK of AMERICA, Merrill, and Merrill Lynch Pierce Fenner & Smith. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services tailored to clients' needs, utilizing Wells Fargo research and planning tools, with implementation options through brokerage or advisory programs.