Garrett Storr is a Financial Consultant at Fidelity Investments, where he focuses on developing personalized financial strategies tailored to clients' unique goals. He aims to build holistic plans designed to support long-term success and peace of mind. Garrett has been with Fidelity Investments since 2021, progressing through roles as Financial Representative and Investment Consultant before his current position. He holds a California Insurance License. Outside of his professional work, Garrett is involved in family activities, hiking, military service, caring for pets, traveling, and volunteering.

Montse Terepocki is a financial advisor with Cetera in Phoenix, AZ, holding Series 63 and Series 65 licenses and possessing 11 years of industry experience. She has worked at Cetera and its affiliated entities since 2019 and previously held positions at Wells Fargo Clearing and Wells Fargo Advisors. Outside of advisory work, she is a notary public. Cetera Investment Advisers LLC serves individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing multiple program structures and third-party managers to support diverse investment strategies.

Mark Naprstek is a financial advisor with LPL Financial in Phoenix, AZ, holding Series 63 and Series 66 licenses and 24 years of industry experience. He has worked at LPL Financial since 2012 and previously held roles at Merrill, Mutual Service Corporation, OSAIC Services, Inc., Sunamerica Securities, Inc., and Invest Financial Corporation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology and a broad network of advisors.

Daniel Baldwin is a CFP® professional with 11 years of experience in financial advisory roles. He has been associated with MassMutual Investors Services since 2015 and has held positions at related entities including MassMutual Life Insurance Company and MML Strategic Distributors LLC. Baldwin is based in Phoenix, AZ. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars.

Michael Lyons is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked at JPMorgan Chase Bank, N.A. since 1998. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm delivers these services alongside affiliated brokerage and investment management capabilities, combining large institutional advisory operations with multiple market-facing registrations.

Jon Peteuil is a financial advisor with LPL Financial in Phoenix, AZ, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. His prior roles include positions at Questar Asset Management, Woodbury Financial Services, and OSAIC. He also operates Peteuil & Associates, LLC, a tax preparation and accounting firm, alongside his advisory work. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services, including financial planning, model portfolio programs, third-party asset management access, and institutional platforms, supporting both discretionary and non-discretionary investment strategies.

Yichen Sun is a financial advisor with Cambridge Investment Research Advisors in Phoenix, AZ. He holds a Series 66 designation and has one year of industry experience. Prior to joining Cambridge, he worked at Aegon Asset Management for four years and was affiliated with the University of Iowa for four years. Cambridge Investment Research Advisors serves a diverse client base, including individual investors, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing a range of portfolio management and model-based solutions tailored to client objectives.

Robert Wade is a CFP® professional with 23 years of industry experience. He has been with LPL Financial since 2005. Wade also holds a role related to investments at Credit Union West. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions through a large network of adviser representatives. The firm offers a variety of advisory services, including financial planning and access to third-party asset management, supported by extensive operational and research tools.

Tyler Boxwell is a financial advisor with Edward Jones in Glendale, AZ, holding a Series 66 designation and nine years of industry experience. He has been with Edward Jones since 2017 and previously worked in full-time education for a year. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both high-net-worth and non-high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of financial advisors and branch offices, offering a range of discretionary and non-discretionary investment strategies along with affiliated mutual funds and tax-efficient services.

Andre Guntzel is a Wealth Management Planning Consultant at Fidelity Investments, based out of the Scottsdale, AZ Investor Center. He works with Fidelity's sophisticated clientele to provide personalized wealth planning that focuses on protecting, growing, and transferring assets in an integrated manner. Andre has held several roles in the financial industry, including Director and Retirement Planner at Fidelity Investments from 2022 to 2023, and Private Client Advisor, Vice President at JP Morgan Chase Bank, N.A. from 2019 to 2022. His professional experience centers on wealth management and retirement planning. Outside of his professional career, Andre enjoys golf, hiking, parenthood, soccer, and traveling.

Robert Gershkowitz is a financial advisor at Cetera with 11 years of industry experience. He holds the Series 63 and Series 66 licenses and has worked at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and Metlife Securities. He is also the co-founder of Allwealth Planning, a financial planning firm. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

David Dobrusin is a financial advisor with LPL Financial in Sun City, AZ, holding CFP® and Series 66 credentials and over 16 years of industry experience. He has worked at Cambridge Investment Research Advisors and operates Dobrusin Financial LLC as well as David J. Dobrusin, CPA, PLLC, providing tax and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with research tools and a broad range of investment options.

Brayden Salmins is a financial advisor with LPL Financial in Phoenix, AZ. He holds a Series 66 designation and has one year of industry experience. His prior work includes positions at the Department of Economic Security and various roles in the private sector. Outside of advising, Salmins is involved with RB Builders, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, utilizing a variety of investment strategies supported by research and technology.

Connor Henkle is a Planning Consultant at Fidelity Investments, where he collaborates with clients to understand their financial situations and assist in preparing for the planning process. His approach involves focusing on the clients' holistic financial circumstances to work towards their goals. Prior to his current role, Connor served as a Relationship Manager at Fidelity Investments from 2022 to 2024. Before joining Fidelity, he worked as a Stock Broker at Charles Schwab from 2018 to 2022. Outside of his professional responsibilities, Connor has interests that include cars, fitness, food, football, music, and yoga.

Thomas Gerboth is a CFP® professional with 15 years of industry experience, currently serving as a financial advisor at Ameriprise. His prior roles include positions at Harbour Investments, Thompson Wealth Management, Tandem Wealth Advisors, and Charles Schwab. Outside of advising, he is involved in real estate through Gerboth Ventures LLC. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides tailored retirement planning recommendations and ongoing advice focused on income stability and tax-aware withdrawal strategies.

Eric Long is a financial advisor with Wells Fargo Clearing in Peoria, AZ, holding Series 63 and Series 66 designations and 24 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services grounded in modern portfolio theory. The firm includes insurance-related vehicles and bank deposit sweep options in its investment offerings and acts as an ERISA fiduciary when providing investment advice.

Marnie Rose is a financial advisor with UBS Financial Services in Tolleson, AZ, holding a Series 66 designation and 25 years of industry experience. Her career includes two periods at UBS Financial Services, from 2005 to 2017 and from 2018 to the present, as well as a one-year tenure at RBC Capital Markets. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm delivers advisory work via a network of Financial Advisors who utilize proprietary capital market assumptions and research to tailor plans based on clients’ goals and risk tolerances.

Jared Duran is a financial advisor at Edelman Financial Engines with 11 years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including Edward Jones and Financial Engines Advisors L.L.C. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines proprietary modeling with planner delivery and online tools, managing diversified portfolios with a long-term orientation and serving approximately 477,000 clients.

William Newbury is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. He previously worked at First Financial Equity Corporation for 10 years before joining Cambridge in 2022. His other business activities include serving as an insurance agent and operating under a trade name within the financial services sector. Cambridge Investment Research Advisors serves a diverse client base, including individuals, retirement plans, charitable organizations, and trusts, by offering financial planning, investment management, and retirement advisory services through a large network of independent professionals. The firm employs various investment strategies, including proprietary models and third-party managers, and provides both discretionary and non-discretionary portfolio management tailored to client objectives.

Wendy Marshall is a financial advisor with LPL Financial in Phoenix, AZ, holding Series 63 and Series 66 credentials and 30 years of industry experience. She worked at Edward Jones for four years before joining LPL Financial in 2014. LPL Financial is a national broker‑dealer and SEC‑registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, including model portfolios and third‑party asset management, supported by advisor tools and a broad network of over 22,800 advisors.