Deborah Lee is a financial advisor with LPL Financial in Sherman Oaks, CA, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. She has worked at LPL Financial since 2007 and was previously with UBS Financial Services from 2001 to 2007. Outside of her advisory role, she has engaged in bartending for private parties and allowed her home to be used for small film projects. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and asset management services delivered through a large network of investment adviser representatives using model portfolios, third-party subadvisors, and customized strategies.

Glenn Crawford is a financial advisor with Mass Mutual Investors Services in Newhall, CA, holding Series 63 and Series 65 licenses and eight years of industry experience. His prior roles include positions at Signature Resources Capital Management and Taylor Insurance and Financial Services. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures financial planning as annual collaborative relationships, utilizing firm-approved software to analyze client goals and deliver written recommendations.

Jennifer Meneshian is a financial advisor at Wells Fargo Clearing with 33 years of industry experience. She holds Series 63 and Series 65 designations and has been with Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broad investment menu that includes insurance-related vehicles and bank deposit sweep options.

Robert Arshagouni is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 27 years of industry experience. He is co-partner at Jackson & Arshagouni, a tax and accounting firm, and serves as president of the Marilyn Arshagouni Scholarship Fund, which administers scholarship awards. He also holds leadership roles in a youth soccer volunteer organization and is CFO of a manufacturing business. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base, including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers across various program structures.

Renee Mollinedo Nelsen is a Series 66-licensed financial advisor with eight years of industry experience. She has been with Ameriprise Financial Services since 2015, serving clients from Woodland Hills, CA. Ameriprise Financial Services is a large, diversified advisory firm that serves both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on reliable income sources and tax-aware withdrawal strategies.

Christa Redman is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and 11 years of industry experience. She has been with Ameriprise since 2018, previously working at Merrill from 2013 to 2016. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning. The firm provides written Recommendation Reports and ongoing advice, using proprietary research and algorithmic tools to address income strategies including asset allocation and Social Security options.

Gregory Elia is a financial advisor at Ameriprise with 18 years of industry experience. He holds the Series 66 designation and previously worked at LPL Financial for 16 years and Kinecta Financial & Insurance Services, where he also serves as a Financial and Operations Principal. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which focuses on dependable income and tax-aware withdrawal strategies.

Irene Anderson is a financial advisor with Primerica Advisors in Burbank, CA, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. She has worked with PFS Investments Inc. since 2004 and with Primerica Financial Services since 2003. In addition to her advisory role, she is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and utilizes a tiered wrap fee structure, providing portfolio management primarily for individual clients rather than institutional plans.

William Tung is a financial advisor at Cetera with 34 years of industry experience. He holds Series 63 and Series 65 registrations and has worked at Cetera since 2018. Prior to that, he was employed by U.S. Bancorp Investments and U.S. Bank. Tung also serves as a program manager for East West Investment Services. Cetera Investment Advisers LLC is an SEC-registered adviser that provides services through a nationwide network of independent advisors, serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of discretionary and non-discretionary portfolio management options and oversees over $256 billion in assets under management.

Antonio Caballero is a financial advisor at Cetera with 8 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Cetera since 2019. Prior to that, he held positions at Foresters Advisory Services, Foresters Financial Services, and Regents Capital Corporation. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, including access to third-party money managers and model portfolios, serving more than 10,000 advisors and approximately 800,000 clients.

Alberto Alvarez is a CFP® with 26 years of industry experience, currently serving as a financial advisor at Ameriprise in Glendale, CA. He has been with Ameriprise and its related entities since 2005. Alvarez serves on the board of the Los Angeles Mission College Foundation. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on dependable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Jakob Balcom is a financial advisor with Raymond James & Associates, holding a Series 66 designation and three years of industry experience. Prior to joining Raymond James, he worked at UBS Financial Services Inc. from 2022 to 2025. Outside of his advisory role, he is a partner in a business focused on investment property research and decision-making. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, supported by a wide range of portfolio management styles and affiliated research.

Jared Carter is a financial advisor at Fidelity with five years of industry experience and holds the Series 66 designation. His prior experience includes roles at Equitable Advisors and Northwestern Mutual. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, using a combination of fundamental research and quantitative analysis to develop systematic, model-based portfolio strategies including multi-manager and fund-of-funds structures.

Michael Darley is a financial advisor with Morgan Stanley in Woodland Hills, CA, holding Series 63 and Series 66 licenses and 25 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he is involved in property management as a sole proprietor of rental real estate in California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a variety of advisory programs to individuals and institutions, offering tailored financial planning supported by firm-approved tools and a wide range of investment and planning services.

Afshin Safavi is a financial advisor with Morgan Stanley in Woodland Hills, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers plans directly as well as through Corporate Financial Planning agreements.

Jason Griffin is a financial advisor with OSAIC who holds a Series 66 designation and has 24 years of industry experience. He has worked at Royal Alliance Associates and Regal Advisory Services, Inc. since 2002. Outside of advisory roles, he owns and operates tax preparation services under both a sole proprietorship and an S-corporation. OSAIC serves a diverse range of retail and institutional clients through a wide network of affiliated advisers, offering integrated brokerage and advisory services along with access to various investment platforms and third-party managers. The firm employs asset-allocation tools and automated portfolio rebalancing to manage accounts that include stocks, bonds, mutual funds, ETFs, and alternative investments.

Kardia Pinckney is a financial advisor with Primerica Advisors in Burbank, CA, holding Series 63 and Series 65 licenses and having 20 years of industry experience. She has worked with Primerica Advisors and Primerica Financial Services since 2004. Pinckney also serves as President of Ideal Youth Inc., a nonprofit organization. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which provides model-delivery strategies and limited discretionary separately managed account options primarily for individual and high-net-worth clients. The firm uses a tiered wrap fee structure and curates third-party asset managers, delegating model implementation to BNY Mellon Advisors.

Jaime Ocon is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. Their advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among their investment offerings.

Tammy Hospodar is a financial advisor with Cetera, holding Series 65 and Series 63 licenses and offering 33 years of industry experience. Her work history includes roles at Cetera Wealth Services, OSAIC, Park Wealth West, Park Wealth Advisors, FSC Securities Corp, and Unionbanc Investment Services. She is also the Chief Investment Officer of Park Wealth Advisors, where she discusses long-term care, life insurance, health insurance, and fixed annuities as part of financial planning. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to multiple investment strategies and third-party managers.

Victor Luke is a Series 66-registered financial advisor with Cetera, bringing six years of industry experience. Prior to joining Cetera in 2025, he worked at Avantax Advisory Services and Avantax Investment Services from 2023 to 2025. In addition to his financial advisory role, he maintains a part-time legal practice focused on estate planning and small business advice. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and access to third-party money managers.