Megan Lau is a financial advisor with J.P. Morgan Securities in Newport Beach, CA, holding Series 63 and Series 65 designations and over 25 years of industry experience. She has been with J.P. Morgan Securities since 2008 and JPMorgan Chase Bank, NA since 2010. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a selective group of Wealth Advisors. The firm’s advisory program focuses on written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence combining quantitative and qualitative research.

Erika Dominguez is a financial advisor at Morgan Stanley with four years of industry experience. She holds a Series 66 designation and has experience working at Merrill prior to joining Morgan Stanley. Her background includes roles in both educational institutions and a small business venture outside of finance. Morgan Stanley Wealth Management serves individual and institutional clients by offering a wide range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and models outcomes with firm-approved methodologies while generally acting in an advisory capacity for financial plans.

William Sheaffer is a financial advisor at Morgan Stanley in Newport Beach, CA, holding a Series 66 designation with 13 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2013, including roles at Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process incorporates firm-approved tools and modeling techniques but generally acts in an advisory capacity without individual security recommendations as part of standalone planning.

Nicholas Lockwood is a financial advisor at OSAIC with seven years of industry experience. He holds the Series 66 designation and previously worked at Lincoln Financial Advisors. Outside of his advisory role, he owns an online merchandise company and hosts a podcast focused on financial topics. OSAIC serves a wide range of clients, including individual investors, retirement plan sponsors, charities, and corporate entities, offering both brokerage and advisory services. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supported by various tools and options for discretionary and advisor-managed strategies.

Editha Shemke is a financial advisor with Stifel, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She has been with Stifel Nicolaus & Co. Inc. since 2011. Outside of her advisory role, she leads a professional networking group, Provisors, and serves as Founder and Advisory Board Chairperson for the Boardvance initiative within OneOC, which supports nonprofit organizations. Stifel provides brokerage and investment advisory services to a wide range of clients, including individuals, institutions, and municipalities, using a proprietary investment methodology developed by its Investment Strategy Group to guide asset allocation and financial planning.

Towfiq Chitalwala is a financial advisor with Merrill in Lake Forest, CA, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. His career includes roles at Bank of America, Merrill, Wells Fargo Clearing, J.P. Morgan Securities, and Chase Investment Services Corp. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a diverse client base including individuals, high-net-worth clients, and institutional investors.

Brett Bevan is a financial advisor at Fidelity with 17 years of industry experience. He holds a Series 66 designation and has worked at Fidelity and Edward Jones during his career. He serves as an investment committee member for the Saddleback Laguna Lodge #672 Free and Accepted Masons and holds a director position at Circuit Assembly Corp. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional investors. The firm employs a systematic investment approach combining fundamental research, quantitative analysis, and algorithmic portfolio construction.

Scott Lee is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials and four years of industry experience. He has been with Charles Schwab Bank, SSB and Charles Schwab since 2021. Prior to his financial career, he held various roles including positions in education and customer service. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, using multi-asset model portfolios and a centralized operational structure.

Ronald Koby is a financial advisor at Merrill with Series 63 and Series 65 credentials and 40 years of industry experience. He has worked at Merrill since 1985 and has also been with Bank of America, N.A. since 2009. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Kerry Givant is a Senior Financial Advisor with Merrill Lynch Wealth Management, where he has worked since 1983. He leads the Givant/Tschopp Group, providing financial and wealth management advice with a focus on family wealth management strategies, liquidity management, retirement planning, philanthropic planning, and portfolio management services. Kerry holds multiple licenses and registrations, including insurance and annuity licenses, Series 3, Series 7, Series 63, and Series 66 FINRA registrations. He is a qualified Portfolio Manager, able to build personalized investment strategies involving individual stocks and bonds, Merrill Lynch model portfolios, and third-party strategies. He provides fiduciary services for 401(k) plan management and holds professional designations such as CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). A graduate of Cornell University, Kerry is based in Corona Del Mar. He has extensive community involvement, including service as a board member for the American Cancer Society/Orange County and the Andersen DEANs. He has coached and managed various youth sports teams, particularly soccer, baseball, basketball, and softball. He holds a referee certification and coaching license in soccer. Kerry enjoys hiking, travel, sports, and spending time with his family and pets.

Kevin Campbell is a financial advisor at OSAIC with nine years of industry experience. He previously worked for Lincoln Financial Advisors Corporation for nine years. He is a Series 66 designee and maintains a side activity as an insurance agent offering various insurance products. OSAIC serves a diverse client base including individual investors, retirement plans, charities, and corporations. The firm provides a range of brokerage and advisory services supported by a model-based investment process and a multi-advisor platform.

Madeleine Stewart is a financial advisor at RBC Capital Markets in Irvine, CA, holding a Series 66 designation with 19 years of industry experience. She has been with RBC Capital Markets since 2014. Outside of her advisory role, she is a notary public. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs that provide tailored portfolio management and financial planning services, utilizing both in-house and third-party investment managers.

Madeline Wolfson is a financial professional at OSAIC with three years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Cetera and Tax & Financial Group. Outside of advising, she is also involved in the sale of fixed insurance products. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services with an emphasis on model-based asset allocation and portfolio optimization. The firm supports a wide range of programs such as comprehensive financial planning and Unified Managed Accounts across its extensive multi-advisor platform.

Michael Williams is a financial advisor at Merrill with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill Lynch, Pierce, Fenner & Smith, Inc. since 1999 and Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies supported by internal and third-party managers for a range of clients including individuals, high-net-worth investors, and charitable organizations.

Claudia Lovell is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. She holds a Series 66 designation and has held positions at UBS Financial Services, First Republic Securities Company, and JPMorgan Chase Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a manager solutions team.

Brandon Hunt is a financial advisor at Morgan Stanley in Newport Beach, CA, holding Series 63 and Series 66 licenses with 36 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and models.

Lea Inouye is a financial advisor with Ameriprise in Newport Beach, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has been with Ameriprise and its affiliated entities since 2010. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides detailed retirement planning advice focused on reliable income sources and tax-aware withdrawal strategies.

David Almquist is a financial advisor at Stifel with 48 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2009. Almquist holds Series 63 and Series 65 designations. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment guidance is based on a proprietary methodology from its Investment Strategy Group, employing forward-looking capital market assumptions and probabilistic modeling.

Brian Wood is a financial advisor with Charles Schwab who holds a Series 66 designation and has 23 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, Merrill, and Bank of America. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by strategic asset allocation models and a formal alternative-investment due diligence process.

Thomas Bennett Jr. is a CFP® with 36 years of industry experience, currently serving at Cetera. His prior roles include positions at Trilogy Financial Services, LPL Financial, and National Planning Corporation. He also operates David Willett Financial as an operations manager and acts as a fixed insurance agent. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with diverse program options, including discretionary and non-discretionary portfolio management and access to third-party money managers.