Judith Moffitt is a financial advisor with Ameriprise, holding a Series 66 designation and 22 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver written recommendation reports. The firm operates as a large institutional provider offering a broad range of advisory, brokerage, and insurance solutions.

Grant Raymond is a financial advisor with LPL Financial based in Irvine, CA, holding CFP®, Series 63, and Series 66 designations, with 18 years of industry experience. He has worked at LPL Financial since 2009 and previously at Mutual Service Corporation for one year. He also operates two wealth management firms under DBA registrations in Newport Beach, CA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by a large network of over 22,800 advisors and advanced operational tools.

Anne Sutcliff is a financial advisor with Wells Fargo Clearing in Irvine, CA, holding Series 63 and Series 65 licenses and 34 years of industry experience. She previously worked at UBS Financial Services Inc for 11 years before joining Wells Fargo Clearing in 2021. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Mandy Woo is a CFP® with 25 years of experience in the financial services industry, currently affiliated with Ameriprise Financial Services, LLC since 2001. She previously worked at Ameriprise Financial Services, Inc. for 15 years. Outside of her advisory role, she is the owner of a consulting business, Your Financial Fearless Partners LLC, and provides in-home care under California’s IHSS program. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Atsushi Kurosawa is a CFP® and ChFC® credentialed advisor with 13 years of industry experience. He is currently with LPL Enterprise and has prior experience at Prudential Insurance Company of America, Pruco Securities, Guardian Life Insurance Company, and Park Avenue Securities. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and affiliated insurance and trust services.

Tony Lan is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and having 10 years of industry experience. His career includes roles at JP Morgan Chase Bank, MML Investors Services, MassMutual Life Insurance Company, NYLIFE Securities, New York Life Insurance, and T3 Trading Group. J.P. Morgan Securities provides institutional consulting services focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting for plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory process combines quantitative screens and qualitative research to build model asset allocations, incorporating ESG criteria and broader derivatives and commodities capabilities.

Aaron Johnson is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo Clearing since 2017, following two years at Bank of The West and BancWest Investment Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets with over 14,000 advisors and offers a range of brokerage and advisory solutions.

Brian Lin is a financial advisor at Wells Fargo Clearing with Series 65, 63, and 66 licenses and three years of industry experience. His prior roles include positions at Robinhood Financial, Morgan Stanley, and JPMorgan Chase. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics to guide portfolio management and offers a broad range of brokerage and advisory solutions.

Katherine Gallardo is a financial advisor at J.P. Morgan Securities with seven years of industry experience. She holds Series 65 and Series 63 licenses and has worked at Merrill and MUFG Union Bank prior to her current role. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a select group of wealth advisors, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their approach combines quantitative and qualitative analysis supported by centralized due diligence.

Esteban Munoz is a financial advisor at OSAIC with 18 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Woodbury Financial Services Inc for nine years. Munoz is also involved in his own business, M&A Investment Services, where he serves as president and vice president managing portfolio services and various insurance coverages. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach features model-based asset allocation, portfolio optimization, and supports both discretionary and advisor-managed strategies.

Cameron Valadez is a CFP® professional with 11 years of industry experience, currently affiliated with LPL Financial since 2021. His prior work includes roles at Waddell & Reed, Inc., and various insurance carriers through W&R Insurance Agencies. In addition to his advisory work, he is involved in tax preparation and accounting as an enrolled agent and has co-authored a small marketing book, as well as engaging in public speaking. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with research tools and a broad suite of financial services.

Rhett Savitch is a CFP® with 21 years of industry experience, currently serving as a financial advisor at Charles Schwab in Irvine, CA. He has been with Charles Schwab and its affiliated entities since 2014. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and offers a combination of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and a structured approach to alternative investments.

Makan Matin is a financial advisor with Wells Fargo Clearing in Irvine, CA, holding Series 63 and Series 66 licenses and nine years of industry experience. He has been with Wells Fargo Clearing since 2016 and Wells Fargo Bank, N.A. since 2015. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Juan Vargas is a financial advisor at Osaic Wealth with 19 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Securities America Advisors, Woodbury Financial Services, and Foresters Advisory Services. Outside of his advisory role, he is president of Cognitio Capital, an insurance agency that offers fixed life insurance and annuities. Osaic Wealth serves a diverse client base including retail and institutional investors, retirement plans, charities, and corporate clients. The firm employs a model-based investment process and offers a wide range of brokerage and advisory services through a multi-advisor platform.

Alan Kanitz is a financial advisor with Primerica Advisors in Corona, CA, holding Series 63 and Series 65 licenses and 18 years of industry experience. His prior roles include positions at Herman Weissker, Coburn Equipment Rentals, and PFS Investments Inc., where he has worked since 2008. Kanitz also engages in the sale of loan products and home-related services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates at scale with thousands of advisors and offices, offering model-driven investment strategies supported by third-party asset managers and custodians.

Andrew Wang is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds a Series 66 designation and has previously worked at Charles Schwab & Co., Inc. and Charles Schwab Bank, SSB. Based in Irvine, CA, his background also includes roles in IT and education. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory process combines quantitative and qualitative research supported by centralized due diligence, delivering written asset allocation advice, investment manager searches, and customized performance reporting.

Andrew Hong is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in wealth and retirement planning along with managing discretionary assets. With 11 years of experience at Merrill, he works closely with clients to develop personalized financial strategies aimed at achieving long-term financial freedom. His client focus areas include family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. Andrew holds a Bachelor of Arts in Economics from the University of California, Berkeley. He has earned multiple professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He follows Merrill’s tradition of community involvement and dedicates time to volunteering locally. Outside of work, Andrew enjoys biking, bowling, hiking, music, reading, and watching movies.

Shawn Hochuli is a financial advisor at LPL Financial with 26 years of industry experience. He joined LPL Financial in 2005 after four years at Morgan Stanley Dw Inc. Outside of his advisory work, he has served as a football official for NFL and NCAA games since 2008. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, including model portfolios, third-party asset management, and institutional platforms, supported by technology tools and a large network of advisors.

Soo Min Lee is a financial advisor with J.P. Morgan Securities in Irvine, CA, holding Series 66 and Series 63 licenses and seven years of industry experience. Lee has worked at J.P. Morgan Securities since 2019 and also has experience with JPMC BANK NA (Southwest) dating back to 2017. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s approach includes centralized due diligence combining quantitative and qualitative research, with a focus on eligible strategies and an ESG eligibility framework.

Andrea Watkins is a financial advisor with OSAIC holding a Series 66 designation. She has less than one year of industry experience. Her prior work includes roles at Weber Wealth Advisors and Beautycounter, as well as time spent as a homemaker. OSAIC serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform with various investment programs. The firm’s approach involves model-based asset allocation and portfolio optimization, supporting discretionary strategies and third-party manager selection.