Jedd Segrist is a CFP® and Series 66 licensed advisor currently with Fidelity Investments, with one year of industry experience. His prior roles include positions at Destination Wealth Management and Parallel Advisors, as well as work as a self-employed consultant. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, an IRS-qualified Charitable Gift Fund, and registered investment companies. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, delivering model portfolios built from mutual funds, ETFs, and ETPs through systematic methodologies and long-term asset allocation benchmarks.

Lien Lay is a CFP® with 20 years of industry experience currently with J.P. Morgan Securities, where she has worked since 2012. Her prior roles include positions at Chase Investment Services Corp. and Banc of America Investment Services, Inc. Outside of her advisory work, she is an owner of rental properties. J.P. Morgan Securities provides institutional consulting services primarily to plan sponsors, corporations, and endowments through a non-discretionary program focused on written asset allocation advice, investment manager research, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative manager due diligence and may incorporate ESG criteria.

Ellen Shuan is a financial advisor with Merrill in San Francisco, CA, holding Series 63 and Series 66 licenses and three years of industry experience. Her prior work includes roles at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Matthew Mcgrouther is a financial advisor with Morgan Stanley in San Mateo, CA, holding a Series 66 designation and 12 years of industry experience. He has been with Morgan Stanley since 2014 and also works with Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and offers planning services supported by proprietary tools and modeling techniques.

Dominique Clements is a financial advisor at UBS Financial Services with five years of industry experience. She holds Series 63 and Series 66 licenses and has worked at UBS since 2019. Her background includes being self-employed and attending UCLA as a full-time student. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research-based, model-driven solutions tailored to clients’ goals and risk tolerances.

Christopher Devcich is a financial advisor with Edward Jones in Half Moon Bay, CA, holding Series 63 and Series 66 credentials and 27 years of industry experience. He has been with Edward Jones since 1999. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Esfandiar Zartoshty is a financial advisor with LPL Financial in Foster City, CA, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. His prior roles include positions at Mass Mutual Pacific and Vector Insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a wide range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides financial planning and asset management solutions through its network of investment adviser representatives, utilizing model portfolios and customized strategies supported by proprietary research and technology tools.

Kevin Wilson Suarez is a financial advisor with J.P. Morgan Securities in San Francisco, CA. He holds Series 65 and Series 63 licenses and has professional experience including seven years at Ernst & Young LLP. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative screening and qualitative research to develop model asset allocations, incorporating ESG criteria and supported by affiliates for implementation and portfolio services.

Scott Morris is a CFP® and Series 66 licensed advisor with 19 years of industry experience. He has worked at Osaic since 2025 and previously spent 18 years with Lincoln Financial Advisors. In addition to his advisory role, he offers fixed and indexed annuities as well as traditional life insurance. Osaic Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform, offering brokerage and advisory services that include comprehensive financial planning, managed portfolios, and retirement plan consulting. The firm’s investment approach uses model-based asset allocation and portfolio optimization with options for discretionary strategies and third-party manager selection.

Bradley Quan is a financial advisor at UBS Financial Services in San Francisco, CA, with 22 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Bank of America and Merrill for a decade. Quan manages a personal investment LLC, BAP415 LLC, in which he serves as general partner. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research to tailor plans according to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, including futures commission merchant activities, principal trading, and affiliated banking programs.

Joseph Hager is a financial advisor at Fidelity with 20 years of industry experience. He holds Series 63 and Series 66 designations and has worked at various Fidelity entities since 2007. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs. The firm also serves as a commodity pool operator and advisor to multiple registered investment companies.

Matthew Tekeste is a financial advisor at Edward Jones with seven years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2018. Prior to joining the firm, he worked at California State University Channel Islands and Blenders in the Grass. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of over 23,700 financial advisors and offers a range of advisory programs and investment solutions under a fiduciary standard.

Jessica Young is a financial advisor with LPL Financial, holding a Series 66 designation and 15 years of industry experience. She has worked at Bank of the West since 2010 and joined LPL Financial in 2023. Outside of her advisory work, she is a silent partner in a restaurant business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and asset management services, utilizing various investment strategies and support tools across a large network of advisors.

Kelly Simms is a financial advisor at J.P. Morgan Securities with 30 years of industry experience. She holds a Series 63 designation and has worked for JPMorgan Chase Bank, N.A., J.P. Morgan Securities, Chase Investment Services Corp., and Wamu Investments, Inc. since 2006. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory process includes written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Thomas Befumo is a financial advisor at OSAIC with 44 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Lincoln Financial Advisors for 10 years and operated Befumo Insurance Group, Inc. for 21 years. His background includes offering disability insurance, fixed annuities, traditional life insurance, and long-term care. OSAIC serves a wide range of retail and institutional clients through a multi-advisor platform, providing brokerage and advisory services that include comprehensive financial planning and advisor-managed portfolios. The firm emphasizes model-based asset allocation and portfolio optimization, supporting various strategies through a complex affiliate network and a platform influenced by private-equity ownership.

Cynthia Valencia is a financial advisor with UBS Financial Services in San Mateo, CA, holding a Series 66 designation and seven years of industry experience. She previously worked five years at Morgan Stanley before joining UBS in 2021. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research to tailor plans according to clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services, offering a broad range of products and solutions.

Marina Perry is a Certified Financial Planner (CFP®) with 21 years of experience in the financial services industry. She currently works at Morgan Stanley in San Mateo, CA, where she has been affiliated with both Morgan Stanley Private Bank, National Association and Morgan Stanley Smith Barney LLC since 2017. Her prior experience includes roles at Bank of America and Merrill. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs that include tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and scenario modeling as part of its planning process.

Deanna Quintanilla is a Series 66-licensed financial advisor with Wells Fargo Clearing in Forest Hill, CA, and has 20 years of industry experience. She previously worked at A. G. Edwards & Sons, Inc. and has been with Wells Fargo Clearing since 2016. Outside of her advisory work, she owns an art business called Art by Deanna and co-owns a custom glass installation business, Q’s Ventures Inc. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm offers both brokerage and advisory solutions and manages approximately $671 billion in assets with a large network of financial advisors.

Brian Immethun is a financial advisor at Merrill in San Mateo, CA, holding a Series 66 designation with one year of industry experience. Prior to joining Merrill, he was associated with Bank of America Merrill Lynch and has a background that includes roles outside the financial sector. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm employs model-based and discretionary strategies developed by internal and third-party managers and offers strategic asset allocation with options tailored for tax-sensitive investors.

Marianna Frederick Pauls is a financial advisor with Morgan Stanley in San Mateo, CA, holding a Series 66 designation and 20 years of industry experience. Her prior experience includes roles at Citigroup Global Markets, Merrill, Planmember Securities Corporation, and Ameriprise. Morgan Stanley Wealth Management serves individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by structured discovery processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.