Casey Cremen is a Series 66 licensed financial advisor with J.P. Morgan Securities, based in Walnut Creek, CA, and has two years of industry experience. Prior to joining J.P. Morgan Securities, he worked at First Republic Bank for seven years. Outside of his advisory work, he is an owner and partner of a small wine business, ACE Wine Co LLC, which he founded with his wife and a friend. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm's process integrates quantitative and qualitative due diligence and incorporates ESG criteria within a framework of broader derivatives and commodities capabilities.

John Pacelli is a CFP® with 48 years of industry experience, currently serving as a financial advisor at OSAIC since 2025. His prior experience includes six years at Lincoln Financial Advisors, three years at Kestra Financial Services, Inc., and 24 years at D/A Financial. In addition to his advisory role, he is licensed to offer disability and traditional life insurance, as well as fixed and fixed indexed annuities. OSAIC serves a diverse clientele, including retail and institutional investors, retirement plan sponsors, charities, and corporate clients. The firm employs a model-based investment approach with portfolio optimization and offers a range of advisory and brokerage services through a multi-advisor platform.

Srivani Ravikumar is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 19 years of industry experience. She has been with Wells Fargo Bank since 2005 and Wells Fargo Clearing since 2016, both located in San Ramon, CA. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions across a broad client base.

John Mullen II is a financial advisor with LPL Financial in Danville, CA, holding a Series 63 credential and 36 years of industry experience. He has worked with LPL Financial since 2003 and previously with Osaic FA, Inc. from 1997 to 2003. Mullen also teaches CFP courses at UC Berkeley Extension. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Lee Coburn is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he leads a team serving high net worth and ultra high net worth clients. His practice focuses on retirement and multi-generational planning, concentrated stock and executive compensation strategies, liquidity event planning, charitable giving and family foundations, and sustainable and values-based investing. Lee holds the Chartered SRI Counselor (CSRIC) designation and is a Certified Financial Planner (CFP) and Personal Investment Advisor (PIA). Lee holds a bachelor's degree from the University of Pennsylvania and has a background in behavioral finance from the Harvard Kennedy School. Before his financial career, he was a Division I Lacrosse co-captain, experience that informs his disciplined and team-oriented approach to client service. He has served as a member of the Merrill Financial Advisor's Advisory Council to Management (ACTM), representing Merrill Advisors in liaison to senior leadership. Beyond his professional work, Lee is committed to mentorship and leadership in his community. He founded Merrill's East Bay Women's Exchange and BAWLers (Bay Area Women Leaders), forums that foster connection and professional development for women. He serves on the Merrill SF/East Bay Board and has coached youth soccer and lacrosse. His personal interests include golfing, running marathons, soccer, yoga, and spending time with his family.

Haocheng Cai is a financial advisor with Wells Fargo Clearing in Walnut Creek, CA, holding Series 63 and Series 66 credentials and nine years of industry experience. He has worked at Wells Fargo Clearing and Wells Fargo Bank NA as well as at Citigroup and Morgan Stanley prior to his current role. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics to evaluate managers and options, offering both brokerage and advisory solutions across a broad platform.

Ryan Winters is a financial advisor at Morgan Stanley with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Morgan Stanley and its affiliated entities since 2015. Outside of his advisory role, he is a member and manager of Sakura Holdings LLC, a real estate investment entity. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analysis models.

Gregory Wiggins is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and with 25 years of industry experience. His career includes roles at Wells Fargo Investments and A. G. Edwards & Sons, Inc. He is based in Walnut Creek, California. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Keli Reindahl is a financial advisor at Merrill with Series 63 and Series 66 credentials and 25 years of industry experience. She has worked at Merrill since 2009 and previously spent six years with Banc of America Investment Services, Inc. Reindahl serves as a co-trustee for a family trust in Santa Rosa, California. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Elisabeth Andreason is a financial advisor at Morgan Stanley with 23 years of industry experience. She holds the CFP®, ChFC®, and Series 66 designations. Her career at Morgan Stanley includes roles with Morgan Stanley & Co., Incorporated, Morgan Stanley Smith Barney, and Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs that include tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and modeling techniques.

Christopher De Meyer is a financial advisor at Charles Schwab with six years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including JP Morgan Chase Bank, Frost Bank, and Charles Schwab. Outside of his advisory work, he is involved in managing a personal rental property with his spouse. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a client relationship model that combines non-discretionary advisory recommendations with access to discretionary separately managed accounts, supported by multi-asset model portfolios and due diligence from Schwab’s Center for Financial Research.

Gail Isaacson is a financial advisor with Cetera in Danville, CA, holding a Series 66 designation and 24 years of industry experience. She has been with Cetera and its affiliate Cetera Financial Specialists LLC since 2004 and has owned and operated Isaacson and Company, a tax, accounting, and bookkeeping practice, since 1977. Outside of her advisory and accounting work, she is involved in sales of Medicare supplement and Part D policies and operates a machine quilting and embroidery business. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual investors, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform that includes affiliated and third-party managers, providing investment solutions across various program structures and custodial relationships.

Luis Sovero is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 24 years of industry experience. He has worked at Wells Fargo Bank since 2004 and spent one year at Morgan Stanley Dw Inc. prior to that. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

David Shackelford is a financial advisor with Ameriprise in Pleasanton, CA, holding a Series 66 designation and 27 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Ameriprise offers a retirement-income planning service focused on clients nearing or in retirement with significant investable assets, providing written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored advice through a centralized consulting team, emphasizing the use of Ameriprise-managed accounts and algorithmic support in its recommendations.

Walton Edward "Buzz" Brown, Jr. is a Senior Financial Advisor at Merrill Lynch Wealth Management in Oakland, California. He has been managing investments and providing financial guidance to both individual and institutional clients since 1998. In his role, Buzz focuses on creating personalized wealth management strategies tailored to clients’ unique financial situations and goals. He works closely with clients navigating significant life changes such as sudden wealth, approaching retirement, and those in need of stock option, tax minimization, and estate planning strategies. Additionally, he has particular expertise supporting women who are newly divorced or widowed. Buzz holds a Bachelor of Science degree in Business Management from Pepperdine University and carries the Personal Investment Advisor (PIA) designation. A third-generation Californian, he has deep roots in both Northern and Southern California and resides in the Lincoln Highlands District of Oakland. Beyond his professional commitments, Buzz participates actively in community service through volunteering, reflecting the Merrill tradition of community involvement. His personal interests include adventure sports such as rock climbing, skydiving, and bungee jumping, as well as biking, cooking, gardening, hiking, traveling, and spending time with his family.

Vanessa Campos is a financial advisor with J.P. Morgan Securities in Concord, CA, holding Series 63 and Series 66 licenses and 13 years of industry experience. She has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities in various roles since 2016. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process leverages centralized due diligence combining quantitative and qualitative research, using forward-looking capital market assumptions to build model asset allocations.

Andrew Parrott is a financial advisor with Cetera who holds a Series 66 designation and has 10 years of industry experience. His prior roles include positions at Edward Jones and Clifford Square Wealth Advisors. Outside of his advisory duties, he serves as president of the Lamorinda Rugby Football Club and as secretary of the Lafayette Water Polo Foundation board. Cetera Investment Advisers LLC operates as a multi-manager platform serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, utilizing affiliated and third-party managers across various program structures and custodial relationships.

Jamie Lunge is a financial advisor at Wells Fargo Clearing with 24 years of industry experience. He holds the Series 66 designation and has been with Wells Fargo Clearing since 2016. Prior to that, he worked at PCBB Capital Markets, LLC for one year. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, retirement plan consulting, and brokerage solutions to individual, corporate, and institutional clients. The firm manages roughly $671 billion in assets across more than 14,000 advisors and utilizes research and analytics to support its investment approach.

Nathaniel Hintz is a financial advisor with LPL Financial in Alamo, CA, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. His prior roles include positions at Insight Wealth Strategies, Mutual Securities, Lincoln Financial Advisors, and Merrill. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting a network of over 22,800 advisors with a broad range of advisory and brokerage services.

Michael Isola is a CFP® professional with 27 years of experience in the financial industry. He is affiliated with RBC Capital Markets and has worked at both RBC Capital Markets since 2012 and City National Bank since 2018. Outside of his advisory role, he serves as secretary treasurer of Oakland Land & Cattle Company, a nonprofit private hunting club in California. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations, offering a range of advisory programs and portfolio management services tailored to clients’ risk profiles.