Kevin Huynh is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2015, following four years at Merrill. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting for non-discretionary programs. Their advisory process is supported by centralized due diligence and uses systematic quantitative and qualitative research to build model asset allocations, incorporating ESG eligibility criteria and broader derivatives capabilities.

Jon Johiro is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 33 years of industry experience. His prior firms include First Allied Advisory Services and First Allied Securities, where he worked for a combined 28 years. Outside of his advisory role, he is an owner and general manager of Kiferline, LLC, a commercial real estate business. Cetera Investment Advisers LLC is an SEC-registered advisor serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a large network of independent advisors and employs a multi-manager platform with options ranging from model portfolios to bespoke strategies.

Aimee Mckone is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding a Series 66 designation and 23 years of industry experience. She has worked with Wells Fargo entities since 1989, including 10 years specifically at Wells Fargo Clearing. Outside of finance, she owns a home design consulting business called Elevated Design. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Cyrus Chan is a financial advisor at Merrill with 17 years of industry experience. He holds the Series 66 designation and has worked at Merrill Lynch and Merrill since 2007, with a brief tenure at the San Francisco Municipal Transportation Agency in 2017. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Gabriel Issa is a financial advisor with Mass Mutual Investors Services in San Jose, CA, holding the CFP® and ChFC® designations with 16 years of industry experience. He has been with MML Investors Services Inc. since 2008 and associated with MassMutual/Silicon Valley Financial Group since 2005. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved software to analyze client goals and deliver written recommendations.

Karra Canum is a CFP® with 29 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2025. Her prior roles include nine years at Wells Fargo Clearing and six years at Prudential Equity Group, LLC. Outside of her advisory work, she owns KL Canum Consulting, an LLC focused on vintage automobile acquisition and appraisals, and holds a partial ownership in PMT Technologies LLC, which develops precision motorsports timing software. Wells Fargo Advisors Financial Network is a large broker‑dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services using proprietary research and tools, with clients choosing whether or how to implement recommendations through various brokerage and advisory programs.

Wen Yueh Hu is a financial advisor with Morgan Stanley in Menlo Park, CA, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. Prior to joining Morgan Stanley in 2018, he worked at UBS Financial Services Inc. from 2013 to 2018. Outside of his advisory role, Hu is a sole proprietor of a rental property business. Morgan Stanley Wealth Management provides a wide range of advisory services to both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and investment models but generally acts in an advisory capacity without providing individual security recommendations as part of standalone planning.

Morgan Marshall is a Financial Consultant at Fidelity Investments, where they have been working since 2025. Their role involves empowering clients to make informed financial decisions by understanding their unique situations and employing a holistic planning approach. Morgan's objective is to simplify financial planning to help clients achieve peace of mind and progress towards their goals. Morgan has held multiple positions at Fidelity Investments, including Investment Consultant (2024-2025), Relationship Manager (2023-2024), and Financial Representative (2022-2023). Prior to joining Fidelity, Morgan gained experience as a Financial Services Intern at CJ Advisory in 2021. They hold a California Insurance License. Outside of their professional career, Morgan has interests in board games, movies, music, and caring for pets.

Joseph Abad is a financial advisor at Wells Fargo Clearing with 25 years of industry experience. He holds a Series 66 designation and has worked previously at Wells Fargo Investments, Citicorp Investment Services, and UBS Financial Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Vivian Lee is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at various J.P. Morgan entities since 2016. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The advisory process includes centralized due diligence with systematic quantitative and qualitative research and may incorporate an ESG eligibility framework.

Jessica Meunier is a financial advisor at Edward Jones in Redwood City, CA, holding a Series 66 designation with three years of industry experience. She previously worked at Dow Janes, Empowered Personal Finance, and LPL Financial. Outside of her advisory role, she earns royalties from Amazon Kindle Direct Publishing. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a comprehensive range of advisory programs and investment solutions, supported by a nationwide network of more than 23,000 financial advisors.

Priscilla Fung is a Financial Consultant currently working at Fidelity Investments since 2025. She previously held positions at J.P. Morgan Chase, serving as Vice President-Private Client Advisor from 2024 to 2025 and Assistant Vice President-Private Client Banker from 2020 to 2024. Her career has focused on private client financial services, providing tailored financial advice. She holds a California Insurance License, supporting her expertise in financial planning and insurance matters. Priscilla emphasizes a collaborative and transparent approach, aiming to help clients make confident decisions about their financial futures. Outside of her professional work, Priscilla enjoys attending concerts, participating in family activities, engaging with friends in social events, practicing Pilates, traveling, and volunteering.

Bridgette Chang is an Investment Consultant at Fidelity Investments, a position she has held since 2025. She is focused on helping clients strive for their financial goals through her professional process, beliefs, and values. Her experience in the financial industry includes roles such as Relationship Banker and Associate Banker at J.P. Morgan Chase Bank, N.A., as well as Financial Representative at Fidelity Investments. Bridgette holds a California Insurance License. Outside of her professional work, Bridgette has personal interests in fitness and photography.

Seth Novosel is a financial advisor at Morgan Stanley with four years of industry experience. He holds a Series 66 designation and has worked across various roles including positions at Amazon Web Services and multiple academic institutions prior to joining Morgan Stanley. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutions with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and models.

Terrence Medley is a financial advisor at Raymond James & Associates with 46 years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Wells Fargo Clearing, Ameriprise, and Prudential Equity Group. He is based in San Jose, CA. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary solutions through a range of portfolio management styles and affiliated research.

Maria Lamas is a financial advisor at UBS Financial Services with seven years of industry experience. She holds a Series 66 designation and has worked at UBS since 2018. Prior to her financial services career, she held roles at 24 Hour Fitness, Insight Global, Extended Travel, and the University of California Police Department in Berkeley. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Sadaf Rashidi Nezami is a financial advisor with Cetera, holding Series 65 and Series 63 credentials and two years of industry experience. She has worked at several firms including Ameriprise, LPL Financial, and Meriwest Wealth Advisors. Outside of her advisory role, she is a co-founder and administrative support of Seashell Inc, a retail window covering business operating as Budget Blinds. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and more than $256 billion in assets under management.

Edward Sickel IV is a financial advisor with Wells Fargo Clearing in Palo Alto, CA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a broad range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Ashley Fetsch is a financial advisor with Wells Fargo Clearing in Los Gatos, CA, holding a Series 66 designation and one year of industry experience. Prior to joining Wells Fargo, Ashley worked at Amazon and Planet Fitness Saber Fitness LLC. Outside of finance, Ashley is involved in dog walking as a part-time Rover dog walker. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm’s approach includes investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in their investment menus.

Gabriel De Oliveira is a financial advisor at Morgan Stanley with four years of industry experience. He holds a Series 66 designation and has worked at Merrill, Bank of America, and Morgan Stanley Smith Barney LLC. Prior to entering the financial industry, he spent five years employed at Starbucks and the University of California, Davis. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and investment modeling as part of its advisory services.