Scott Anderson is a financial advisor at Morgan Stanley in San Jose, CA, with 23 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a broad range of advisory programs, including tailored financial planning and estate strategies, managing approximately $2.74 trillion in client assets.

Wilson Kwok is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 20 years of industry experience. He has been with Wells Fargo Clearing since 2016 and has worked at Wells Fargo Bank since 2010. He is based in San Jose, CA. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, relying on research and analytics to support its investment approach.

Wayne Peterson is a CFP® and ChFC® with 42 years of experience in the financial services industry. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Outside of his advisory role, he serves on the Leadership Team of St. Timothy's Lutheran Church in San Jose, CA. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based financial planning that covers a wide range of topics without including implementation. The firm combines planning with managed-account services under the WealthPlan platform but does not provide institutional portfolio management.

Graham Bruce is a Senior Financial Advisor with Merrill Lynch Wealth Management. Since joining the firm in 2003, he has focused on assisting clients in addressing a range of financial concerns and goals, including education planning, legacy planning, managing new wealth, and retirement income. His expertise also extends to portfolio management services, philanthropic planning, socially responsible and ESG investing, tax minimization, and services tailored for endowments, foundations, and non-profits. Graham attended the University of St Andrews in Scotland and holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Originally from Scotland, he relocated to California in 2002. Outside of his professional work, Graham is involved with the Second Harvest Food Bank and enjoys personal interests such as billiards, boxing, hiking, ice hockey, music, singing, soccer, and spending time with his family.

Paul Lukas is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 40 years of experience in the financial services industry. He specializes in distribution options from employer-sponsored retirement plans, retirement income strategies, estate planning needs, and tax minimization. Paul also provides guidance on college education planning, divorce transition planning, family wealth management strategies, small business strategies, socially responsible and ESG investing, special needs planning strategies, and investment consulting for defined contribution plans. Before joining Merrill Lynch Wealth Management in Silicon Valley in 1983, Paul was the founder and President of an entertainment production company in Southern California. He holds a Bachelor's degree from the University of California, San Diego (UCSD) and has earned professional designations including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Paul lives in Los Gatos with his wife and has two daughters. Outside of his professional work, Paul has served on several non-profit boards including The Parkinson's Institute, San Jose Children's Musical Theater, and St. Mary's School in Los Gatos. His personal interests include music, running, skiing, surfing, tennis, and traveling.

Omar Maslic is a financial advisor at Cetera with 19 years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including PNC Investments and BBVA Securities Inc. prior to his current role. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party investment strategies.

Tammy Leu is a financial advisor at OSAIC with 31 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Sagepoint Financial, Inc. for 14 years. Her other business activities include serving as a statutory agent for Perry Financial Network, which is involved in the sale of term life insurance products. OSAIC Wealth serves a diverse client base that includes individual investors, retirement plans, charities, and corporations, offering a range of brokerage and advisory services. The firm utilizes a model-based investment approach emphasizing asset allocation, portfolio optimization, and multiple platform options supported by its extensive affiliate network.

Anh Tran is a financial advisor at J.P. Morgan Securities in Santa Clara, CA, with eight years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan since 2018. Prior to this, he worked at Wells Fargo clearing services and Wells Fargo Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory process combines quantitative and qualitative research to offer written asset allocation advice, investment manager searches, and customized performance reporting, with clients retaining final decision-making authority.

Steven Nieto is a Senior Financial Advisor with Merrill Lynch Wealth Management, bringing 17 years of experience in retirement, income, and corporate 401(k) planning. He focuses on providing a comprehensive and personalized approach to wealth management that begins with understanding the client’s financial situation, family, and priorities. Steven develops customized strategies that remain flexible to clients’ evolving needs and market conditions, incorporating investment insights from Merrill and banking solutions from Bank of America. His areas of expertise include college education planning, corporate benefits, divorce transition planning, executive compensation, legacy planning, managing new wealth, portfolio management, and retirement income. Steven holds professional designations as a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a Bachelor’s Degree in Finance from San Jose State University. Steven is committed to community involvement, reflecting the tradition at Merrill of serving local organizations through volunteer work. Outside of his professional activities, he enjoys boating, golfing, skiing, and spending time with his family.

Sara Alaei is a financial advisor at Merrill in Cupertino, CA, holding a Series 66 designation with seven years of industry experience. Her prior work includes roles at Bank of America and Wells Fargo. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Lehr is a financial advisor at Wells Fargo Clearing with 46 years of industry experience. He holds Series 63 and Series 65 designations and has been with Wells Fargo since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.

Ron Fetsch is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding a Series 63 license and 40 years of industry experience. He previously worked at Morgan Stanley and Morgan Stanley Private Bank from 2015 to 2024. Outside of his advisory work, he owns and operates a sod farm and serves on the board of a homeowners association in Lahaina, Hawaii. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s IPS-driven approach incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options, tailored to plan objectives and risk tolerances.

Avichai Cooper is a financial advisor at Ameriprise in San Jose, CA, holding a Series 66 designation. He has been with Ameriprise since 2025 and has prior experience at CDK Global and Speakeasy Strategies. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning advice, focusing on tax-aware withdrawal strategies and dependable income sources.

Ziqi Wong is a Financial Advisor at Merrill Lynch Wealth Management. In this role, Wong provides holistic wealth management strategies tailored to the complex financial needs of individuals and multigenerational families. The practice integrates customized portfolio construction, retirement strategies, and estate planning approaches aimed at preserving, growing, and transferring wealth with intention and precision. Wong serves as a long-term strategic partner, guiding clients and their families through every stage of their financial journey. By leveraging the resources of Merrill and Bank of America, Wong delivers tailored investment insights, risk management strategies, and legacy planning to help clients achieve enduring prosperity and financial confidence. Wong holds a Bachelor's Degree from the University of California System and a Master's Degree from Cornell University. They have also earned the Personal Investment Advisor (PIA) designation.

James Hsiao is a financial advisor at Cetera with a PFS™ designation and two years of industry experience. His prior roles include positions at Avantax Advisory Services, Johanson & Yau, and Jerome Bellotti & Associates. Outside of his advisory work, he provides tax return preparation and consultation services to family and friends through a side business. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that features both affiliated and third-party investment options.

Veronica Vu is a financial advisor at J.P. Morgan Securities with Series 63 and Series 66 licenses and five years of industry experience. Her prior work includes roles at B & B Machining and Smittenkiss Weddings & Events. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through tailored asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with a focus on eligible strategies and incorporates ESG criteria within its investment approach.

Rosario Oliveri is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has over 20 years of experience in the financial industry, including expertise in investments, banking, insurance, and real estate. He assists clients with various financial planning needs such as college education planning, executive compensation, family wealth management strategies, legacy planning, retirement income, and tax minimization. He holds several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Rosario graduated from the University of Washington's Foster School of Business with a bachelor's degree, where he concentrated his studies in finance. Rosario is a member of the professional organization Sons of Sicily and is involved in community service through the Second Harvest Food Bank in San Jose. His approach focuses on educating and guiding investors through their wealth-building journey with a long-term plan and steady vision for the future.

An Le is a financial advisor at Merrill with Series 63 and Series 66 licenses and four years of industry experience. Prior to joining Merrill, An worked at J.P. Morgan Securities LLC and Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a broad range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Shashi Bhagat is a financial advisor at Morgan Stanley with 30 years of industry experience. He holds a Series 63 designation and has been with Morgan Stanley since 2009, including roles at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by firm-approved tools and scenarios to guide financial decisions.

Natasha Escareno is a financial advisor with LPL Financial in Cupertino, CA, holding Series 63 and Series 66 licenses and 20 years of industry experience. She has worked with firms including Cetera, Meriwest Wealth Advisors, Wells Fargo Clearing, and Chase Investment Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of advisors and advanced operational tools.