Kristina Pino is a financial advisor at Morgan Stanley with 30 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers planning services both directly and through corporate agreements.

Philip Gauntlett is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and 21 years of industry experience. He has worked with Cetera Investment Services LLC and Regions Bank since 2014. He serves as a co-trustee on an in-laws' trust. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individual investors, retirement plans, and institutional accounts. The firm offers a variety of portfolio management and consulting services through a multi-manager platform with access to affiliated and third-party managers, supporting a range of investment strategies and program structures.

Dawn Newland is a financial advisor at Morgan Stanley with 19 years of industry experience. She has worked at Morgan Stanley and UBS Financial Services, holding credentials including Series 63 and Series 65. Outside of her advisory role, she owns and operates a residential pool cleaning service in Venice, Florida. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools alongside broader investment offerings.

David Piano is a financial advisor with Morgan Stanley in Bradenton, FL, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm employs structured planning tools and investment committee insights while offering a variety of retail and institutional investment services.

Christopher Erickson is a financial advisor with RBC Capital Markets in Longboat Key, FL. He holds Series 63 and Series 66 designations and has 32 years of industry experience. Erickson has been with RBC Capital Markets Corporation since 2008. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers multiple advisory programs featuring discretionary and non-discretionary portfolio management, with tailored strategies implemented through a combination of in-house and third-party managers.

Jillien Fry is a financial advisor at Morgan Stanley in Sarasota, FL, holding a Series 66 designation with seven years of industry experience. She previously worked at Morgan Stanley Private Bank, N.A. and has experience with Habitat for Humanity Mississippi Capital Area. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools to model financial outcomes, while clients are responsible for implementing and maintaining their plans.

John Oddo is a financial advisor with Cetera, holding a Series 63 designation and 10 years of industry experience. He previously worked at Avantax Advisory Services and Avantax Investment Services, Inc. He is also a partner at Mercadante & Company, PC, providing tax preparation, accounting, payroll, and bookkeeping services. Cetera Investment Advisers LLC is an SEC-registered firm with over 10,000 advisors managing more than $256 billion in assets. The firm offers a range of portfolio management and financial planning services to individuals, retirement plans, corporate, charitable, and institutional clients, utilizing a multi-manager platform with various program structures and affiliations.

Herbert Ludlam is a financial advisor at Merrill with 13 years of industry experience. He holds the Series 66 designation and has worked at Bank of America, N.A., Merrill, Harmony Asset Management, and Raymond James & Associates. He is based in Bradenton, FL. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Robert Osborne is a financial advisor with Charles Schwab in Sarasota, FL, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has been with Charles Schwab since 2006 and has worked at Charles Schwab Bank since 2017. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a range of integrated brokerage, custody, and advisory services.

Ronald Javate is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. He has worked at J.P. Morgan Chase Bank, N.A. and J.P. Morgan Securities since 2015. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Joshua Potts is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. He has been with Cambridge Investment Research Advisors since 2018 and has also worked as an independent insurance agent. Outside of his advisory role, he has experience in the insurance industry and has held consulting roles. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, trusts, and other retirement-plan sponsors. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services delivered through a network of independent Financial Professionals using a variety of portfolio management and advisory strategies.

Keri Hawk is a Series 66-licensed financial advisor with J.P. Morgan Securities in Sarasota, FL, and has 14 years of industry experience. She has been with J.P. Morgan Securities since 2012 and is also affiliated with JPMorgan Chase Bank. Outside of her advisory work, she holds a minority ownership interest in a collectibles grading business that assesses memorabilia and sports cards, primarily for estate planning. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors through a non-discretionary program that combines quantitative asset-allocation modeling with centralized due diligence. The firm applies an ESG eligibility framework and offers access to a broad range of investment products, including security-based swaps and futures, within the larger J.P. Morgan financial organization.

Eric Whitman is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Whitman also serves as a trustee of a family trust in Palmetto, Florida. Wells Fargo Advisors is a national securities firm offering investment advisory, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Erik Vatter is a Wealth Management Advisor with a career spanning over two decades in the financial services industry. He has served both as a financial advisor and a senior executive with various regional and national responsibilities. Currently, Erik works as a Managing Director, Senior Financial Advisor with The Casanueva Group, part of Merrill Lynch Wealth Management, where he focuses on personalized strategies to help clients achieve their financial goals. Erik specializes in family wealth management strategies, personal retirement planning, and tax minimization. He holds the CERTIFIED FINANCIAL PLANNER® (CFP) designation and a bachelor's degree from Penn State University. His role involves leveraging cutting-edge platforms and services through Merrill and Bank of America to deliver ongoing financial advice. Beyond his professional work, Erik and his family are active in their community's sports, arts, and cultural institutions, including involvement with Take Stock In Children Manatee. Outside of work, he enjoys playing soccer, cooking, and supporting Penn State.

Matthew Reall is a financial advisor with Raymond James & Associates based in Sarasota, FL, holding a Series 66 designation and four years of industry experience. Prior to joining Raymond James in 2026, he worked at Merrill for five years and Bank of America for eight years. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Kristin Carter is a CFP® professional with 34 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2015. She holds the Series 63 designation and is based in Sarasota, FL. Outside of her advisory role, she is involved in an insurance consulting business. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, and business-owner transition planning. Advisors use Wells Fargo’s research and tools to develop tailored recommendations, with clients choosing whether to implement them through the firm’s brokerage or advisory programs.

Jeanette Williams is a financial advisor with Mass Mutual Investors Services, holding 33 years of industry experience. She previously worked for Metlife Securities Inc. for 25 years before joining Mass Mutual in 2016. In addition to her advisory role, she is a licensed insurance agent focusing on life, disability, long-term care, and fixed annuities, and she is also a notary. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning, asset management, and educational services to individuals, business owners, trusts, and charitable organizations. The firm offers collaborative, annual financial planning engagements that utilize firm-approved tools and strategies, emphasizing investment categories rather than specific product selections.

Jeffry Olson is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and 28 years of industry experience. He has been with Wells Fargo Advisors and its affiliated entities since 2013. Olson also holds ownership interests in investment-related businesses based in Fargo, North Dakota. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of specialized planning options and tailored recommendations supported by Wells Fargo’s research and tools.

Robin Bauer is a financial advisor with Morgan Stanley in Sarasota, FL, holding a Series 63 designation and 38 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and models.

Sandra Wagner is a financial advisor at UBS Financial Services with 12 years of industry experience. She holds a Series 66 designation and has worked primarily at UBS, with a one-year period at Raymond James & Associates. Outside of her advisory role, Wagner serves as treasurer on the board of the Watercolor Place Homeowners Association in Bradenton, Florida. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings to tailor plans based on proprietary research and asset allocations.