Bethanie Marzolino is a financial advisor at Schwab Wealth Advisory with 13 years of industry experience. She holds Series 63 and Series 66 credentials and has been with Charles Schwab-affiliated firms since 2012. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm offers annual financial reviews, retirement and planning discussions, and investment recommendations based on Schwab’s standard asset allocation models and research tools, while clients retain final trading decisions.

Scott Bergin is a financial advisor at Schwab Wealth Advisory with eight years of industry experience. He holds Series 63 and Series 65 licenses and has been with Charles Schwab and its affiliates since 2017. In addition to his advisory role, he performs light bookkeeping for a family-owned tutoring franchise. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees for advisory services.

Hang Zhao is a financial advisor with Schwab Wealth Advisory Inc., holding Series 63 and Series 66 licenses and three years of industry experience. Prior to joining Schwab Wealth Advisory, he worked at Charles Schwab and Equitable Advisors LLC, and spent ten years at C&Es Global Exchange International LLC. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm offers comprehensive financial reviews and investment recommendations using Schwab's proprietary research tools, with advice delivered through standard asset allocation models while leaving final trading decisions to clients.

Richard Rush is a financial advisor with PlanMember Securities Corporation in Oviedo, FL, holding Series 63 and Series 65 licenses and possessing 31 years of industry experience. He has been with PlanMember since 2008. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans and offering participant-level investment options. The firm’s investment process uses a top-down strategic asset allocation framework, managing risk-based mutual fund portfolios with defined rebalancing events, and also delivers education and support services to plan sponsors and participants.

Daniel Shif is a Series 66-licensed financial advisor with Truist Advisory Services in Winter Park, FL. He has been with Truist and its affiliates since 2017, including roles at Truist Bank and Truist Investment Services, and previously worked at Deutsche Bank for one year. Shif has no prior industry experience before joining Truist Advisory Services. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm employs a combination of discretionary and non-discretionary approaches, supported by third-party manager relationships and AI-enabled research tools, with an emphasis on inter-affiliate integration and comprehensive fiduciary support.

Timothy Taylor is a financial advisor at Mariner with 25 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations. Prior to joining Mariner in 2021, he worked at Commonwealth Financial Network from 2015 to 2021. Taylor serves on the board of directors for the Country Club of Orlando and is a member of the advisory board for the Center for Coastal Solutions. Mariner serves a diverse client base, including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement consulting, and tax services. The firm provides customized portfolios overseen by an Investment Committee, combining internal research with third-party managers across a broad range of asset classes and also integrates tax, accounting, and administrative family office services.

Theodore Latimer is a financial advisor with Steward Partners Investment Advisory, LLC, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. Prior to joining Steward Partners in 2023, he worked for Bank of America and Merrill for 14 years. Steward Partners Investment Advisory, LLC is an SEC-registered firm managing approximately $36.7 billion in assets, serving individuals, pension plans, corporations, trusts, and charitable organizations with a range of investment advisory, financial planning, and managed account services.

Zachary Worden is a financial advisor with Sanctuary Advisors, LLC, holding a Series 66 designation and two years of industry experience. He has held prior roles at Sanctuary Securities, Inc., Pershing Advisor Solutions, and Pershing LLC. Sanctuary Advisors, LLC offers investment advisory and financial planning services to individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm operates a large network of independent advisors and provides a range of discretionary and non-discretionary investment solutions through a multi-affiliate platform with approximately $34.9 billion in assets under management.

Lawrence Tunnell is a financial advisor at Schwab Wealth Advisory with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Charles Schwab in various capacities since 2011. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations across a range of asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly, distinguishing its model from many other enterprise wealth managers.

Phillip Dobbs is a CFP® and Series 66-licensed advisor at Rockefeller Financial LLC with 15 years of industry experience. He previously worked at Bank of America, N.A. and Merrill Lynch, Pierce, Fenner & Smith Incorporated for 12 years. Dobbs serves as an advisory board member for Florida Citrus Sports, a nonprofit organization focused on community development and charity support in Central Florida. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers a range of portfolio management and consulting services through a Private Advisor model and an integrated investment platform, including discretionary and non-discretionary solutions across various asset classes, alongside broker-dealer and alternative investment placement capabilities.

Michael Conroy is a financial advisor at PNC Wealth Management with seven years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at firms including Robinhood Markets, Charles Schwab, and Liberty Mutual Insurance. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including the Portfolio Solutions Strategist Digital Offering, an invitation-only, algorithm-driven investment platform utilizing mutual funds and ETFs with annual rebalancing.

Erica Ngo is a financial advisor at Schwab Wealth Advisory with eight years of industry experience. She holds Series 63 and Series 65 licenses and has been with Charles Schwab in various roles since 2012. Prior to joining Schwab Wealth Advisory, she worked at Barrister Title Services, Inc. for one year. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates within the Schwab ecosystem, delivering advice without discretionary trading authority and primarily serving individual investors.

Americo Garcia is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 65 licenses and one year of industry experience. He has worked at Schwab Wealth Advisory, Charles Schwab & Co., Inc., Chase, Publix, M&G Trimming, and Target in various roles since 2018. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations based on Charles Schwab’s research tools and asset allocation models. The firm operates within the Schwab ecosystem and typically does not charge clients directly for advisory services.

Todd Sowpel is a financial advisor at Truist Advisory Services with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Truist and its predecessor firms since 2016, as well as Pershing Advisor Solutions LLC from 2007 to 2016. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm employs a combination of discretionary manager relationships and non-discretionary consulting, supported by third-party platform agreements and AI-enabled research tools.

Stephen Watkins is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding a Series 66 designation and bringing 23 years of industry experience. He has worked with Charles Schwab since 2014 and with Schwab Wealth Advisory since 2021. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and standard asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not engage in discretionary portfolio management directly.

Travis Payne is a financial advisor with PlanMember Securities Corporation based in Oviedo, FL, holding Series 63 and Series 65 registrations and accumulating 18 years of industry experience. He has operated Payne Retirement and Payne Financial Group since 2017 and is involved with U S Employees Benefits Service Group, LLC, a company focused on insurance, benefits administration, and investments. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm offers participant-level investment options through risk-based mutual fund portfolios and supports clients with education, personalized planning, and separation counseling.

Raymond Throne II is a financial advisor with Eagle Strategies (NY Life) based in Maitland, FL, holding Series 63 and Series 65 licenses and boasting 52 years of industry experience. He has been affiliated with New York Life and NYLife Securities since 1973 and has operated Ray Throne & Associates since 2007. In addition to his advisory work, he manages independent sales of New York Life products and brokers non-registered insurance products under his own DBA. Eagle Strategies serves a diverse clientele including individual investors, retirement plans, and institutional clients, offering financial planning, investment management, and retirement-plan advisory services. The firm provides tailored advice through various program types, primarily on a non-discretionary basis, and operates within the integrated New York Life affiliate structure.

Christopher Campos is a CFP® professional with 18 years of industry experience, currently with Truist Advisory Services in Oviedo, FL. He has been with Truist Advisory Services since 2016 and with Truist Investment Services since 2018. Outside of his advisory role, he is a member manager of SHE AND I PROPERTIES LLC, which focuses on holding rental properties. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation and investment policy analysis, fiduciary support, participant advice, and a manager-selection program implemented through both discretionary and non-discretionary approaches, supported by third-party platforms and AI-enabled research tools.

Adriel Irizarry is a financial advisor at Fifth Third Securities, Inc. in Orlando, FL, holding Series 63 and Series 65 credentials with eight years of industry experience. He has been with Fifth Third Securities since 2017 and has worked at Fifth Third Bank since 2015. Outside of his advisory role, he manages a rental property in Gotha, FL. Fifth Third Securities provides brokerage and investment advisory services through its Passageway Managed Account Program to individuals, charitable organizations, corporate clients, and institutional investors. The firm offers multiple discretionary managed-account options and features such as direct indexing and tax-overlay services, operating as a wholly owned subsidiary of Fifth Third Bank.

Matthew Labar is a financial advisor at Schwab Wealth Advisory, Inc. based in Orlando, FL. He holds the Series 66 designation and has two years of industry experience. Prior to joining Schwab Wealth Advisory in 2025, he worked at Charles Schwab from 2021 and held positions at Berkshire Hathaway Guard, Sherwin-Williams, and Dick's Sporting Goods. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients annual financial reviews, retirement and planning discussions, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and generally does not exercise discretionary trading authority.