Alfonzo Chavana is a financial advisor at Ameriprise with 26 years of industry experience. He holds a Series 63 designation and has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 1999. He is based in San Antonio, TX. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet certain asset criteria. The firm provides written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies, using a combination of research, modeling, and tax-efficiency analysis to support client planning.

Aram Gomar is a financial advisor at Charles Schwab with 12 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Charles Schwab Bank, SSB and Charles Schwab & Co. since 2020. Prior to that, he spent time with USAA Investment Management Company and USAA Financial Advisors, Inc. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios with periodic reviews and alternative investment options.

Stephanie Casas is a financial advisor with Cambridge Investment Research Advisors in San Antonio, TX, holding a Series 66 designation and seven years of industry experience. Her prior work includes roles at United Planners' Financial Services of America and Kilmer & Company PLLC. Casas also has entrepreneurial experience as an independent distributor with Young Living Essential Oils and Juice Plus. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, providing a range of portfolio management and model-based solutions across multiple platform arrangements.

Erin Cook is a financial advisor with Merrill in San Antonio, TX, holding a Series 66 designation and five years of industry experience. She has worked at Bank of America, N.A. and Merrill since 2020, and previously held roles at Movement Mortgage, loanDepot, and Avolio & Hanlon, P.C. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Gleason is a financial advisor with OSAIC based in San Antonio, TX. He holds the ChFC® designation and Series 63 license and has 37 years of industry experience. He has worked at Royal Alliance Associates, Inc. since 2018, with prior roles at Sii, The Milestone Group, Inc., Bokf, NA, and BOK Financial Securities, Inc. Gleason is involved in sales and marketing of fixed annuities, securities, and investment advisory products through Platinum Wealth Solutions of Texas, LLC. OSAIC serves a range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, employing asset-allocation tools and third-party managers to construct diversified portfolios tailored to client risk tolerance.

Monica Salazar is a financial advisor at Morgan Stanley in San Antonio, TX, holding a Series 66 designation with seven years of industry experience. She previously worked at JP Morgan Chase and American Funds before joining Morgan Stanley in 2018. Outside of finance, she is engaged in photography as a sole proprietor. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market modeling techniques.

Marc Thiltgen is a CFP® professional with 26 years of industry experience, currently affiliated with Charles Schwab in San Antonio, TX. His prior experience includes roles at USAA Investment Management Company and USAA Financial Advisors. He serves on the board of the San Antonio Academy Alumni Association. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, combining non-discretionary advisory services with access to affiliated discretionary SMA portfolios and a centralized operational platform.

Frank Arnold is a financial advisor at OSAIC with 29 years of industry experience. He holds the PFS™ designation along with Series 63 and Series 65 licenses. His prior roles include positions at Royal Alliance Associates, Signator Inv Inc, and Weaver Wealth Management. Arnold also assists with client contact and financial planning at Platinum Wealth Solutions. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services and utilizes asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios that may include a range of investment types.

Bryan Drayton is a financial advisor with Ameriprise in Schertz, Texas, holding a Series 66 designation and one year of industry experience. He previously worked at Drayton Realty and Energy Transfer. He is also involved in a dual employment arrangement with RBFCU through the AFIG Channel. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide written recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Richard Sinclair Jr. is a financial advisor with Edward Jones in San Antonio, TX, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience, all with Edward Jones since 2000. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including a broad range of households and corporate entities. The firm offers a variety of advisory programs and investment strategies, manages approximately $1.01 trillion in assets, and operates a large nationwide network of financial advisors and branch offices.

Eric Nelson is a CFP® with 20 years of experience in financial advising, currently affiliated with Charles Schwab in San Antonio, TX. His prior experience includes roles at USAA Financial Advisors and USAA Investment Management Company. Outside of his financial career, Nelson owns a business that provides residential and commercial construction services, including maintenance and repair. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary advisory services and access to discretionary separately managed accounts, supported by a large integrated platform.

Steven Ogle is a financial advisor with RBC Capital Markets in San Antonio, TX, holding Series 63 and Series 65 licenses and possessing 33 years of industry experience. He has been with RBC Capital Markets since 2008. Outside of his advisory role, he serves on the board of The Nature Conservancy of Texas - San Antonio Development Board. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charities. The firm offers multiple advisory programs tailored to client risk profiles and provides a range of portfolio management, financial planning, and brokerage services utilizing both in-house and third-party investment managers.

Jerald Stafford is a financial advisor with Primerica Advisors in San Antonio, TX, holding Series 63 and Series 65 licenses and 13 years of industry experience. His prior experience includes roles at Wells Fargo Bank, Wells Fargo Clearing, and PFS Investments Inc. Outside of his advisory work, he is involved with San Antonio Water Refiners, dedicating 20-30 hours per month to sales activities. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and select separately managed account options primarily to individual and high-net-worth clients. The firm employs third-party asset managers and uses a tiered wrap fee structure for its services.

Jose Martinez is a financial advisor with Charles Schwab in San Antonio, TX, holding Series 63 and Series 65 designations and 26 years of industry experience. His prior work includes roles at Edward Jones and USAA Financial Planning Services. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment management with integrated brokerage, custody, and financial planning services.

Rocco Bonazza is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and four years of industry experience. He has worked at MML Investor Services, LLC and Mass Mutual Life Insurance Company since 2021 and previously spent 14 years at HEB. Outside of his advisory role, he is also involved in outside insurance sales focusing on life, disability, and health insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm offers ongoing financial planning, asset management, and educational seminars, utilizing firm-approved tools to deliver collaborative, written recommendations tailored to client goals.

John Conlin III is a ChFC® with 32 years of industry experience, currently affiliated with LPL Enterprise since 2024. He previously worked at Pruco Securities, LLC for 29 years. Conlin is a retired Lieutenant Colonel in the U.S. Air Force. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory services, and access to model portfolios and third-party asset management through an integrated platform that combines advisory and brokerage capabilities.

Michael McDonald is a Planning Consultant at Fidelity, where he has worked since 2022. In his role, he partners with individuals and their families to build and implement financial plans aimed at growing and protecting their assets. His focus is on helping clients work toward their financial goals through tailored financial strategies. Michael's professional experience is centered on financial planning and consulting, with a commitment to supporting clients in managing their financial futures. Further details about his education, credentials, and personal interests have not been provided.

Daniel Meisenheimer is a CFP® professional with 19 years of experience in the financial industry. He is currently affiliated with Charles Schwab, where he has worked since 2021, following prior roles at USAA. Outside of his advisory work, he is involved in real estate ownership and transactions in San Antonio, TX. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary client relationships with access to affiliated discretionary separately managed accounts and offers a range of multi-asset investment solutions supported by centralized operational and custody services.

Samuel Livesay is a Series 66-licensed financial advisor at Morgan Stanley in San Antonio, TX, with one year of industry experience. Prior to joining Morgan Stanley, he served in the Peace Corps for two years and participated in AmeriCorps. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and a broad range of advisory programs supported by structured planning tools and resources.

James Bishop is a financial advisor at Wells Fargo Advisors with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at various Wells Fargo entities since 2009, including Wells Fargo Clearing. Based in San Antonio, TX, he leverages his extensive tenure within the Wells Fargo organization. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services using proprietary research and tools, with discretionary implementation options through various brokerage and advisory programs.